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If you haven't heard already you will eventually hear that the Federal Reserve for the first time in 9 months has NOT cut their interest rate. This move comes in response to the growing risk of inflation which has driven up everything from mortgage rates to the price of a gallon of milk. We have included an article which breaks down what consumers can expect as a result of this move and gives an idea of what we may see in months to come. This excerpt should speak volumes to any buyers the fence or sellers that are holding off on a "market adjustment".
"Why it matters
Even as the Fed leaves rates unchanged, what they say about the economic picture could also influence consumer interest rates in one direction or another. "Most likely they will express concern about inflation," said Keith Gumbinger, vice president of HSHAssociates.com, an online publisher of consumer loan information, which could send consumer interest rates higher as people take that as a cue that the Fed intends to start raising rates soon. So if you are in the market for a house, now could be the time to pull the trigger before rates rise even further. As Tyson points out, yields on 10-year treasury notes are still relatively low, an indication that 30-year mortgages could still be a good deal."
Money is going to get more costly in coming months with rates on the rise. This is a great time for buyers to get serious before rates get too high and that dream house is no longer affordable. It is equally as good a time for sellers to get serious before they have to drop the price of their homes in order to compensate for the increase in rate. If you have questions, don't hesitate to e-mail me.
http://money.cnn.com/2008/06/25/pf/fed_rates/index.htm?cnn=yes
I must say that although irreverent, and often obscene, this man was pure genius, and I would die laughing. Although only 25, I grew up as a George Carlin fan, as I would play his old albums from my dad's turntable.
I had the privilege of seeing him live once, and I will remember it until the day I die.
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| George Carlin |
GEORGE CARLIN, the comedian whose insights on life and language were immortalized in his "Seven Words You Can Never Say On TV" routine, died of heart failure SUNDAY. He was 71.
CARLIN, who had a history of heart trouble, went into ST. JOHN'S Health Center in SANTA MONICA on Sunday afternoon complaining of chest pain and died later that evening, said his publicist, JEFF ABRAHAM. He had performed as recently as last weekend at the ORLEANS CASINO AND HOTEL in LAS VEGAS.
CARLIN's jokes constantly breached the accepted boundaries of comedy and language, particularly with his routine on the "Seven Words" -- all of which are taboo on broadcast TV and radio to this day. When he uttered all seven at a show in MILWAUKEE in 1972, he was arrested on charges of disturbing the peace, freed on $150 bail and exonerated when a WISCONSIN judge dismissed the case, saying it was indecent but citing free speech and the lack of any disturbance.
When the words were later played on PACIFICA WBAI/NEW YORK, they resulted in a 1978 Supreme Court ruling upholding the government's authority to sanction stations for broadcasting offensive language during hours when children might be listening.
"So my name is a footnote in American legal history, which I'm perversely kind of proud of," he told THE ASSOCIATED PRESS earlier this year.
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3017 Greenes Way Circle | |
Collegeville, PA 19426 | |
Providence Greene Townhome | |
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| Price |
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$275,000 |
| Bedrooms |
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3 |
| Bathrooms |
: |
2.1 |
| Square Foot |
: |
1,684 |
| County |
: |
Montgomery |
| Property Type |
: |
Condo or Townhouse |
| Year Built |
: |
1997 |
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click for more pictures
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| Property Description |
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All you need to do is move-in. Beautiful 3 bedroom 2 1/2 Bath townhome in sought after Providence Greeene Community. Overlooking the common area, pool, and tennis courts in the community, this home is prime location! Featuring a covered front porch, deck off the back, and open floor plan, it's great for entertaining all summer long. Half-wall between the living and dining helps give division to each room, but keeps the open flow throughout the home. Deep cabinets, lazy suzan, and a pantry closet make for well used space in the kitchen. Family room features a gas fireplace, and vaulted ceiling. Main bedroom has 2 closets including 1 wlk/in, as well as spacious full bath with soaking tub and stall shower, and dual vanities. 2 addl beds upstairs, hall bath, and 2nd floor laundry. Outside is a large common area with walking paths, pool, and tennis courts. Great value, and convenient to local schools, area industry, recreation. $500 capital contribution to HOA due at settlement.
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| Features List |
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| Hardwood Entryway |
1 Car Attached Garag |
Full Basement |
| Central Air |
Deck |
Covered Front Porch |
| Skylights |
Cathedral Ceilings |
Upper Level Laundry |
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Equal Housing Opportunity. |
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Coldwell Banker Preferred :
1207 Fayette Street -
Conshohocken
PA
19428
: 610-828-9558
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109 1/2 Maple Street | |
Conshohocken, PA 19428 | |
REDUCED!!! Minutes Away From The Train. | |
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| Price |
: |
$299,900 |
| Bedrooms |
: |
4 |
| Bathrooms |
: |
2 |
| Square Foot |
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1,604 |
| County |
: |
Montgomery |
| Property Type |
: |
Detached |
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click for more pictures
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| Property Description |
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BRAND NEW PRICE, JUST REDUCED! City life meets suburban convenience. This rehabbed Conshohocken single home is the perfect combination of the two. Home features gorgeous hardwood floors throughout the house, updated kitchen with stainless steel appliances, and a landscaped backyard. Downstairs find a tastefully decorated living/great room, and eat-in kitchen. On the second floor find 3 bedrooms and a hall bath. The entire third floor has been converted into a huge master suite with open full bath, similar to a loft-style studio in the center city. This home is the perfect location for the nightlife lover and the commuter, as you're one block from Fayette Street, and three blocks from Septa Regional Rail. Home is also convenient to the Schuylkill River Trail, King of Prussia Mall, Manayunk, I-76, 476, and the PA turnpike. Come see this home today! (for directions, map out 109 maple). |
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| Features List |
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| Hardood Floors |
Brand New Kitchen |
Master Suite |
| Landscaping |
Fenced Yard |
3 Blocks to Septa |
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Equal Housing Opportunity. |
|
Coldwell Banker Preferred :
1207 Fayette Street -
Conshohocken
PA
19428
: 610-828-9558
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As an agent, I often get asked that question...so I wanted to share, with you, the consumer...what every agent should share with you before you sign the listing contract.
When you set the appointment, are they sending you a pre-listing packet? Most agents do send something out ahead of time, but it often contains, everything about them and how great they are. I call these packets fish wrapping.
A pre-listing packet should include the following:
- Past Client References
- Agent Track Record (For that year only)
- Listing Plan of Action...what do they do to sell a home.
- Marketing Services (just a simple description of what they do to get the word out)
- Your Property CMA and their recommended price
- An Estimate of Closing Costs based on their recommended price
- The entire listing contract, and all disclosure forms.
When you set an appointment with me, you will see everything I mentioned above. By including everything a day or two before...it allows you to have questions ready for the agent, and familiarize yourself with the comps, as well as the contract.
From the moment an agent lists a home, you need to know what they're doing. What is their game plan? By having a copy of a Plan of Action, you can make sure everything is being followed to the letter.
Any questions, don't hesitate to ask...
Let's face it, we get those folks all the time that want us to cut our commissions. We always get asked, "what do you do to earn your 6 percent?"
Well, I don't know about you, but I'm done justifying what I do for my 6. It's either work with me and take advantage of the programs I offer, or find someone else. No more 5 percent listings, not that I have had that many anyway...but there have been a few. Of course, there are exceptions if you can get a good priced property, and have a buyer for it when you walk in for the appointment.
What is the difference between 5 and 6 percent? To the seller, it's 1% of the sale price...and statistically, it means a higher sale price, and less days on market. To the seller, it ends up being more money to pay less commission if you ask me.
So what do I do? Well...I've detailed step by step my Listing Plan of Action for you, as well as my Marketing Services. FYI, I'm a Mike Ferry One-on-One, and the original copy of this plan of action is available for free at www.mikeferry.com
LISTING PLAN OF ACTION
THE LISTING PLAN OF ACTION
My objectives are the following:
1. To assist in getting as many QUALIFIED buyers into your home until it is sold.
2. To communicate to you weekly the results of our activities.
3. To assist you in negotiating the highest dollar value ... between you and the buyer.
The Following Are the Steps I Take to Get a Home Sold ... the "Pro-Active Approach":
1. Submit your home to our local Multiple Listing Service.
2. Price your home competitively ... to open the market vs. narrowing the market.
3. Follow the 30-10-1 rule. 30 Days on Market, 10 or less showings, and 0 offers means it's time to reduce the price.
4. Promote your home at the company sales meeting.
5. Develop a list of features for your home for the Brokers to use with their potential buyers.
6. E-mail a features sheet to all 400 full-time agents in my company, and the top 25 agents in the marketplace for their potential buyers, as well as all agents that have shown my other listings.
7. Suggest and advise as to any changes you may want to make to your property to make it more sale-able.
8. Constantly update you as to any changes in the marketplace.
9. Prospect 3 hours per day and talk to 25 people per day looking for potential buyers.
10. Contact over the next seven days...my buyer leads, center of influence, and past clients for their referrals and prospective buyers.
11. Add additional exposure through a professional sign and lockbox.
12. Provide your property with the latest technology to effectively market your property, see the attached Marketing Services Flyer.
13. Whenever possible, pre-qualify the prospective buyers.
14. Keep you aware of the various methods of financing that a buyer might want to use.
15. When possible, have the cooperating Broker in the area tour your home.
16. Follow-up on the salespeople who have shown your home...for their feedback.
17. Assist you in arranging interim financing...if necessary.
18. Handle all follow-up upon a contract being accepted...all mortgage, title and other closing procedures.
19. Deliver your check at the closing.
MARKETING SERVICES
SELLERS WANT AN AGENT
WHO CAN GENERATE LEADS AND
WHO WILL KEEP THEM INFORMED
HOW DO I BRING IN BUYERS?
- 800 NUMBER AND TEXT ON DEMAND - You get a toll free 800 number on your yard sign. When a buyer calls the number, I am paged with their name and number and I call them (often while they are in front of your home) and sell them on your home. In addition to the 800 number, a buyer can text a specific code, and be sent information on your home, as well as have access to Mobile Website anywhere in the world.
- LOCAL MEDIA - Your home will be featured in local newspapers, and online at PHILLYFORSALE.COM as an enhanced listing.
- AGENT AND COMPANY BRANDED WEBSITE - Your home will be featured on both of my websites PHILLYHOUSEHUNT.com and BRYANWASHINGTON.com. In addition to my personal websites, you will be featured on my company's website CBPREF.com, and nationally at COLDWELLBANKER.com as well seen as a SHOWCASE LISTING on REALTOR.com.
- INTERNET - More and more people are finding homes on the internet. Your home will have its own unique website designed exclusively for marketing your property. The site is automatically exported to all the major Real Estate Websites.
- AGENT NETWORK - Statistically speaking, your home sale will come about as a result of an agent knowing about your home. Every agent in my office will know about your home as well as other pro-active agents in the area.
- MULTIPLE LISTING SERVICE - Over 35,000 REALTORS will have access to your listing.
HOW DO I KEEP YOU INFORMED?
- PHONE, FAX, EMAIL - I will contact you personally AT LEAST once per week until your home is SOLD. If you don't want email, then it will be a phone call, it's your choice.
- MARKETING SERVICES REPORT - If you want it, I will set up a web page that you can access anytime you please and you can read EVERYTHING about what I am doing to sell your home, who viewed it, what their feedback was, and much more.
|
109 1/2 Maple Street | |
Conshohocken, PA 19428 | |
REDUCED!!! Minutes Away From The Train. | |
|
|
| Price |
: |
$299,900 |
| Bedrooms |
: |
4 |
| Bathrooms |
: |
2 |
| Square Foot |
: |
1,604 |
| County |
: |
Montgomery |
| Property Type |
: |
Detached |
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|
click for more pictures
|
| Property Description |
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BRAND NEW PRICE, JUST REDUCED! City life meets suburban convenience. This rehabbed Conshohocken single home is the perfect combination of the two. Home features gorgeous hardwood floors throughout the house, updated kitchen with stainless steel appliances, and a landscaped backyard. Downstairs find a tastefully decorated living/great room, and eat-in kitchen. On the second floor find 3 bedrooms and a hall bath. The entire third floor has been converted into a huge master suite with open full bath, similar to a loft-style studio in the center city. This home is the perfect location for the nightlife lover and the commuter, as you're one block from Fayette Street, and three blocks from Septa Regional Rail. Home is also convenient to the Schuylkill River Trail, King of Prussia Mall, Manayunk, I-76, 476, and the PA turnpike. Come see this home today! (for directions, map out 109 maple). |
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| Features List |
|
| Hardood Floors |
Brand New Kitchen |
Master Suite |
| Landscaping |
Fenced Yard |
3 Blocks to Septa |
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|
|
Equal Housing Opportunity. |
|
Coldwell Banker Preferred :
1207 Fayette Street -
Conshohocken
PA
19428
: 610-828-9558
|
| Bryan Washington | Coldwell Banker Preferred | 610-828-9558, 484-531-5815*** |
109-1/2 Maple St, Conshohocken, PA | | Walking distance to SEPTA Regional Rail, Hardwood Floors, Great location | | | 4 Bdrm Single Family House | | offered at $324,900 | | Year Built | 1900 | | Sq Footage | 1,800 | | Bedrooms | 4 | | Bathrooms | 2 full, 0 partial | | Floors | 3 | | Parking | None | | Lot Size | .04 acres | | HOA/Maint | $0 per month |
DESCRIPTION
JUST REDUCED!!! City life meets suburban convenience. This rehabbed Conshohocken single home is the perfect combination of the two. Home features gorgeous hardwood floors throughout the house, updated kitchen with stainless steel appliances, and a landscaped backyard. Downstairs find a tastefully decorated living/great room, and eat-in kitchen. On the second floor find 3 bedrooms and a hall bath. The entire third floor has been converted into a huge master suite with open full bath, similar to a loft-style studio in the center city. This home is the perfect location for the nightlife lover and the commuter, as you're one block from Fayette Street, and three blocks from Septa Regional Rail. Home is also convenient to the Schuylkill River Trail, King of Prussia Mall, Manayunk, I-76, 476, and the PA turnpike. Come see this home today!
24 Hour Recorded Info By Phone, 1-800-216-2133, code 086. | | | | see additional photos below | | | | | | |
| Seller contact info: |  |
Bryan Washington |
Coldwell Banker Preferred |
610-828-9558, 484-531-5815*** |
For sale by agent/broker | |
| | | | | | | Posted: May 8, 2008, 10:53am PDT | |
| Bryan Washington | Coldwell Banker Preferred | 610-828-9558 or 484-531-5815 |
2332 Chestnut Avenue, Jeffersonville, PA | | Finished Basement, Hardwood Floors, New Central Air and Heat, Updated Kitchen, Large Back Yard. | | | 3 Bdrm Single Family House | | offered at $325,000 | | Year Built | 1924 | | Sq Footage | 1,972 | | Bedrooms | 3 | | Bathrooms | 2 full, 0 partial | | Floors | 2 | | Parking | 2 Car garage | | Lot Size | 28,037 sqft | | HOA/Maint | $0 per month |
DESCRIPTION
| Totally renovated farmhouse in Jeffersonville. This beautiful 3 bed 2 bath home features hardwood flooring through out the first floor, and new carpets upstairs. Covered front porch leads to an open first floor plan with formal living room, greeting area, and formal dining room. Crown molding throughout the first floor, and an updated kitchen with new appliances and new tile floor. Family room off the back of the home leads to a screened in back porch, perfect for a cool breeze. Out back you'll find a large fenced-in backyard, 2 car detached garage with loft, and an insulated shed, which would be used as a workshop. Back in the house there's 2 updated baths, 1 upstairs and one on the main level. 2 nice sized bedrooms and a large main bedroom. Heading back down you'll find a finished basement with walk-out, cold cellar, and wet bar. This home is a charm, and a must see! Home has new central air system, and new gas heater. For More Information call 1-800-216-2133 code 026. | | | | see additional photos below | | | | |
| OTHER SPECIAL FEATURES
 Updated Bathrooms |
| New Tile Floor In Kitchen |
| Wine Cellar |
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| Seller contact info: | |
Bryan Washington |
Coldwell Banker Preferred |
610-828-9558 or 484-531-5815 |
For sale by agent/broker | |
| | | | | | | Posted: Apr 18, 2008, 2:58am PDT | |
What's your current listing inventory right now? How many homes are you currently marketing? Me...I'm at four, looking to increase to 10 and eventually 20-30 this year. It's a challenge, that's for sure. I prospect for new listings daily, and I have to say, since I started my coaching program, I'm definitely listing less homes, but higher quality ones. My question to you, how many listings do you walk into, where the seller wants you to list the home, but you don't want to take it? We let our ego get in the way, and we end up listing it to sit. Six months later it expires and someone else gets it for a lower price and then sells it. It happens all the time in this business. What about this? Price your homes to sell, and refuse to take any overpriced listings. If you have listings that are not moving, do yourself and the real estate community a favor, and release the listing back to the seller. If every one of us practiced this method, the market would always be healthy (no over-saturation), and we'd all make great money.
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Bryan Washington
Conshohocken, PA
More about me…
Coldwell Banker Preferred
Office Phone: (610) 828-9558 Ext.: 5815
Cell Phone: (267) 767-7611
Email Me
The blog written for the REAL person. No fancy terms, no hidden meanings, just plain simple English here. Keeping it REAL in Real Estate.
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