alameda: 2014 FHA Loan Limits for California - 12/06/13 09:51 AM
2014 FHA Loan Limits for California 
FHA has announced the 2014 FHA Loan Limits, and max FHA Loan Amounts accross much of California will be lower in 2014.   The FHA Loan Limits are based on a formula created back in 2009 for the HERA bill (Housing and Economic Recovery Act, aka one of the many stimulus bills that actually stifled parts of the economy).   
The good news - the loan amounts are still strong enough to help most folks buying homes, as they exceed average county home prices in virtually every California County.  In Higher Priced counties such as … (0 comments)

alameda: VA IRRRL Streamline Refinance Options for Oakland Veterans - 05/02/12 02:17 AM
VA IRRRL Streamline Refinance Options for Oakland Veterans
The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your Oakland VA Loan.   The VA Streamline requires reduced documentation,  and offers a streamlined process.   
VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo Streamlines are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes)
Basic requirements for a Oakland VA IRRRL Streamline Refinance and VA Jumbo IRRRL Streamline:
On-time Mortgage Payments last 6 … (0 comments)

alameda: VA Announces 2012 VA Loan Limits - 12/06/11 08:42 AM
VA Announces 2012 VA Loan Limits 
The VA has announced the 2012 VA Loan Limits that will be effective Jan 1, 2012 - Dec 31, 2012.   New VA Loan Limits in 2012 are capped at $625,500 due to changes in the formula the Veterans Administration is required to use.  
Loan Limits in California counties such as Alameda, Contra Costa, Marin, San Benito, San Francisco, San mateo, and Santa Clara are now at $625,500.    Los Angeles and Orange Counties are now at $621,000.   Santa Barnara county is at $598,000, and San Diego has a $477,000 VA Loan limit … (0 comments)

alameda: VA Loan Limits to remain unchanged for remainder of 2011 - 08/03/11 09:48 AM
VA Loan Limits to remain unchanged for remainder of 2011. 
The VA has announced that the County Loan Limits for VA Loans will remain unchanged for Oct. 1, 2011- the extension will last until Dec 31, 2011.   This announcement from the VA alleviates concerns that the end of the Temporary High Cost Loan Limits for Fannie Mae, Freddie Mac and FHA Loans set to end on Sept. 30, 2011 would have an adverse impact on Veterans utilizing the VA Jumbo or VA High Balance loan program during the last quarter of 2011.
Here is a link to the VA Announcement … (0 comments)

alameda: Using your 2011 VA Home Loan Benefit in Oakland -part 2 - refinance your home with a VA Loan - 01/30/11 11:45 AM
 
Using your 2011 VA Home Loan Benefit in Oakland -part 2 - refinance your home with a VA Loan
The VA Home Loan benefit is a great opportunity for Oakland Veterans and Active Duty Military to refinance an Oakland home or Oakland condo.  We thought it would be a good idea to quickly review the benefits of VA Loans for our Oakland Veterans, and a few ways to use them to your benefit. 
VA Loans require zero downpayment up to $1,000,000 in Oakland and throughout Alameda County.  
VA Refinance Loans - available up to 90% of your homes value … (0 comments)

alameda: Using your 2011 VA Home Loan Benefit in Oakland, part 1 - Purchase a home - 01/30/11 11:31 AM
 
Using your 2011 VA Home Loan Benefit in Oakland, part 1 - Purchase a home
The VA Home Loan benefit is a great opportunity for Oakland Veterans and Active Duty Military to purchase a home or condo utilizing a VA Loan.  We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.
VA Loans require zero downpayment up to $1,000,000 in Oakland for 2011
 
VA Loans - zero downpayment required up to $417,000 VA Jumbo Loans - zero downpayment required up to $1,000,000 (aka VA … (0 comments)

alameda: Fremont FHA & VA Home Loan Info - FHA Jumbo - VA Jumbo Lender - 09/26/10 05:28 PM



Fremont VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.  VanDyk Mortgage is your source for VA Loans and FHA Loans in Fremont. We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for Fremont  Homebuyers and Oakland Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Fremont FHA Loans are available up to $729,750 with just 3.5% down … (0 comments)

alameda: VA Loan Benefit for California Veterans and CA Active Duty Military - 08/08/10 06:27 AM
VA Loan Benefit for California Veterans and CA Active Duty Military
California Veterans and CA Active Duty Military Personnel have access to higher VA guarantee limits than many other states.  The higher VA Guarantee allows California Vets the opportunity to purchase a home with zero downpayment up to $962,500 in select Bay Area Counties such as San Francisco, San Mateo, Contra Costa, Marin, and Alameda.   Los Angeles VA Loans are available up to $593,750 with no down payment.    2011 VA Loan updates here
We are also able to exceed the VA County VA Loan limit with downpayment of 25% of the … (0 comments)

alameda: Rate Alert - Great rates on FHA and FHA Jumbo Loans- Opportunity Alert! - 06/04/10 08:09 AM
Rate Alert - Great rates on FHA and FHA Jumbo Loans- Opportunity Alert!
Rates for FHA & FHA Jumbo Loans for Purchase of a home, Refinance, & FHA Streamline refinances  continue to remain at all -time lows today.   The volatility in the Euro Money markets over the past few weeks, plus the Korean Crisis, and new doubts about the economic recovery in the US have driven down US Mortgage rates, especially Conforming High Balance Loans.   
If your current Interest Rate is too high (5.375% or higher),  please give us a call to get started and lock in your low rate.    These rates will not last, the markets … (0 comments)

alameda: Fremont VA Condo Loans -VA Loans to buy or refinance Condo's and Condominiums in Fremont - 06/01/10 06:18 PM
Fremont VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums in Fremont
VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums in Fremont.   The tightening credit market of the past couple years has made it more difficult to attain financing on on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.   FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell … (0 comments)

alameda: Oakland VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender, CA - 06/01/10 05:50 PM
Oakland VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Oakland. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Oakland Homebuyers and Oakland Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Oakland FHA Loans are available up to $729,750 with … (0 comments)

alameda: California FHA Loan Limits for 2010 - 02/27/10 04:19 AM
VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve.   FHA Loans for single family homes are available up to $729,750 in higher cost counties such as Los Angeles, San Francisco, Alameda, Contra Costra, Monterey, Orange County, Santa Clara, Santa Cruz, Ventura, San Benito, Marin, and Santa Barbara.   San Diego Homebuyers and Homeowners can get FHA Loans up to $697,500, Riverside and San Bernardino up to $500,000, Sacramento, El Dorado, and Placer counties up to $580,000.  Here is a list of the FHA loan limits for Single Family, Duples, Tri-plex and Four-Plex for all California … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


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