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fha high balance: Rate Alert for FHA & FHA Jumbo Home Loans - Purchase and Refinance - 08/04/11 01:18 PM
Rate Alert for FHA & FHA Jumbo Home Loans - Purchase and Refinance -  Rates for FHA & FHA Jumbo Loans for Purchase of a home, Refinance, & FHA Streamline refinances continue at all -time lows this week.   
The turmoil of the Debt Ceiling Saga in DC along with continued worries about the US Economy and the Eurozone and resulted in a flight in the money markets to the safe haven of Treasuries and Mortgage Bonds.  This has driven down US Mortgage rates dramatically.   FHA and FHA Jumbo (AKA FHA High Balance) Loans are now at their lowest point ever this week.
If your current … (0 comments)

fha high balance: Part 1: Why FHA Loans will still be the better choice for many homebuyers (and refinancers!) - 08/08/10 06:19 PM
Part 1:  Why FHA Loans will still be the better choice for many homebuyers (and refinancers!)
We just posted information on the new FHA Mortgage Insurance Changes.  I examined the options that now come to mind as potential competitors for the selection of a loan with low downpayment, or little equity.  
I compared the following loan options:
FHA Loan with 3.5% down FHA Loan with 5% down 5% down Conventional loan (yes, we offer this in california with a 680 fico) 5% down conventional loan with no MI (we pay the MI for you). As the table below illustrates, the payment is … (0 comments)

fha high balance: San Francisco VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender. - 04/04/10 04:56 PM
San Francisco VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in San Francisco. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for San Francisco Homebuyers and San Francisco Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m San Francisco FHA Loans … (0 comments)

fha high balance: San Marcos California - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender - 04/04/10 03:35 PM
San Marcos VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.VanDyk Mortgage is your source for VA Loans and FHA Loans in San Marcos.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for San Marcos Homebuyers and San Marcos Homeowners to Purchase and refinance homes in San Marcos.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m San Marcos FHA … (0 comments)

fha high balance: Oceanside VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender, FHA Lender, Conforming Lender, Jumbo lender - 04/04/10 01:26 PM
Oceanside VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Oceanside. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Oceanside Homebuyers and Oceanside Homeowners to Purchase and refinance homes in Oceanside.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Oceanside FHA Loans are available up to … (0 comments)

fha high balance: Getting FHA & VA offers approved - 03/31/10 09:53 PM
Getting FHA & VA purchase offers approved can seem daunting to a home buyer (and Realtors too).  
Many buyers experience a long frustrating process when trying to bid on Bank Owned, REO, Short Sale, or Corporate Owned Properties with a FHA loan or VA loan.   Why is this?   Steve Hall with RE/Max United,  one of our preferred Realtors here in North County San Diego, wrote a great success story on his blog regarding FHA & VA purchase offers.  
I fully agree with Steve that it boils down to much more than the type of loan you are using when trying to get an offer … (0 comments)

fha high balance: FHA High Balance or FHA Jumbo? What is the difference? - 03/28/10 04:12 PM
FHA High Balance or FHA Jumbo?  What is the difference?  The answer is simple: None.   FHA loans that are over $417,000 and up to the county FHA Loan Limits are called both FHA Jumbo and FHA High Balance loans.   These are available up to $729,750 in areas such as Los Angeles, Ventura County, Orange County, San Jose, San Francisco, and most of the Bay Area.  San Diego FHA Jumbo's go up to $697,500, while Seattle, Tacoma, King, Pierce,  and Snohomish counties can borrow up to $567,500 on a FHA Jumbo or FHA High Balance loan.
Back in 2008,  when Congress first approved higher … (0 comments)

fha high balance: FHA Loans over $650K - 03/10/10 11:33 AM
VanDyk Mortgage is a FHA Direct Lender and we offer FHA Jumbo loans up to your full County FHA Loan limit for 2010. This may sound strange, but many lenders are capped  at $650K on FHA Loans, regardless of the corresponding FHA County Loan Limit. This constraint is due to their warehouse financing (ie, their line of credit for funding mortgage loans).
We lend up to the full FHA County Loan limit in all areas that we service.FHA Jumbo Loans are those that are $417,001 (aka the conforming loan limit) and up to the county limit. In many parts of California FHA … (0 comments)

 
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Brian Skaar, FHA, VA, Jumbo,Conv. Lender CA,WA

San Marcos, CA

More about me…

VanDyk Mortgage - VA, USDA, & FHA Direct Lenders since 1987

Address: San Marcos, CA, 92069

Office Phone: (760) 752-4480

Email Me

Brian's Government Home Mortgage Blog includes topics on Mortgage Lending, FHA loans, VA Loans, USDA Loans, VA Jumbo Loans, FHA Jumbo Loans, 203K loans, Conventional Loans, Jumbo Loans, No PMI Loans, Conforming High Balance Loans, changes in lending guidelines, San Diego, Los Angeles, Bay Area, Northern California & Southern California Real Estate & Loans, Seattle Area Real Estate & Loans, Washington Loans, and more. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright © 2011 VanDyk Mortgage, all rights reserved.


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