va direct lender: VA IRRRL Refinance still available without appraisal or credit scores - 11/01/09 01:53 PM
VanDyk Mortgage still offers the VA IRRRL Refinance still available without appraisal or credit scores. The VA IRRRL goes by a couple of other names, the Earl, VA Streamline Refinance, and VA Refinance. Many large banks have begun to require appraisals and minimum credit scores of 620 or 640 for VA … (0 comments)
va direct lender: Higher Loan Limit extension will help higher VA Loan Limits too - 10/30/09 02:23 PM
The loan limit extension for 2010 that was approved by congress today for FHA & GSE backed loans (Freddie 7 Fannie) will also help VA Borrowers in higher cost areas. VA Limits are based on the approved loan limits for FHA & GSE loans, so we don't anticipate any changes to … (0 comments)
va direct lender: VA Home Loans with Fico's as low as 600 still available - 10/25/09 11:18 AM
VanDyk Mortgage is proud to announce that we offer VA Loans for Borrowers with fico scores as low as 600.
Many VA Lenders have begun to require minimum Fico scores for VA Loans of 640 in recent months. This is not due to changes in the VA Loan Program, or mandates from the Veterans Administration … (0 comments)
va direct lender: VA Jumbo Loans available up to $1,094,625 - 10/25/09 11:01 AM
VA Jumbo Loans available up to $1,094,625.
VanDyk Mortgage offers VA Jumbo Loans up to $1,094,625 in all areas that we service. Many other VA Jumbo Lenders cap their VA loans at $417,000, or $650,000. We offer VA Jumbo Loans up to the full county limit for your area, and even go … (0 comments)
va direct lender: VA Streamline Refinance - No Appraisal required - aka VA IRRRL loan - No Appraisal required - 10/11/09 02:39 PM
VA Streamline Refinance aka VA IRRRL loans still available without Appraisal
Many VA lenders have recently begun to require property appraisals for VA Streamline Refinances (AKA VA IRRRL or VA Interest Rate Reduction Refinance Loan). The US Agency that oversees the VA Loan program, the US Department of Veterans Affairs, has not … (0 comments)
va direct lender: VA Myth - VA loans are only available to $417K - 04/26/09 01:02 PM
A common myth with VA Loans is that they don't work for your area, or the loan amounts are too low for your area. In the past this was true, but recent changes have changed the picture. Please see our VA Loan Limits page for details on your county limits. … (0 comments)
va direct lender: VA loans fast becoming the best choice for Vets to Refinance & purchase homes - 04/26/09 12:13 PM
VA loans are fast becoming the best choice for Vets to Refinance and purchase their homes.
Recent enhancements to VA guidelines now allow Veterans and Active Duty Military to refinance out of Conventional, Jumbo, Sub-Prime, Alt-A, Option ARM, and other non VA loans into Safe fixed rate VA Loans. (see our recent post … (0 comments)
va direct lender: VA Loans - Converting your Present home into a rental - 03/15/09 01:17 AM
VA Loans - Converting your Present home into a rental home and buying a new primary home.
Many loan programs have limitations on qualification when converting an existing primary residence into a Rental when purchasing a new primary home. Some of the restrictions include:
Must qualify for both mortgages with current … (0 comments)
va direct lender: VA Home Loans - Refinance up to 100% of your current value - 02/08/09 04:04 PM
The Headline is Correct: VA now allows 100% cash out refinances up the VA Loan Limit for your area.
VA refinances are no longer capped at 90% of your current appraised value. This change will allow Veterans, Active Duty Members & Reservists the option to refinance their non VA loans into … (0 comments)
va direct lender: 2009 VA refinance rules help Veterans & Active Duty Service members out of ARM loans - 02/08/09 03:57 PM
New VA rules for 2009 have created better Refinance options for US Vets & Active Duty Service Members. The new VA rules allow Vets & Active Duty Service Members to refinance their non VA home loans into safe, secure VA Fixed Rate Home Loans up to 100% of their homes appraised value. This new … (0 comments)
va direct lender: Renovation Loans - Great solution for REO's, Bank owned, & foreclosures - 02/08/09 02:39 PM
VanDyk Mortgage is proud to offer our Homestyle Renovation loan. This is a conventional loan that can help you finance the renovation of a new home purchase, or an existing home with a Refinance.
You will qualify for this loan much like a standard Conventional Conforming loan. The exception is that … (0 comments)
va direct lender: Updates on FHA Jumbo - 2nd appraisal Requirements - 01/19/09 02:00 PM
New for 2009 with FHA Jumbo Loans are some changes to the second appraisal requirements for FHA Jumbo Loans.
For FHA Jumbo loans the threshold for loans that require a second appraisal was those loans over $362,800 in 2008. The new Threshold for 2009 is $417,000. All FHA Loans $417,001 and above will … (0 comments)
va direct lender: FHA Streamline Refinance - Minimum time elapsed since home purchase before refi? - 01/18/09 01:45 PM
FHA Streamline Refinance - What is the Minimum time elapsed since home purchase before eligible for and FHA Streamline Refinace?. This is a subject of great interest to recent home buyers who took advantage of the benefits of FHA loans to purchase their new homes.
Well, rates have dropped significantly, and … (0 comments)
va direct lender: New VA rules allow better Refinance options for Vets & Active Duty Service Members - 01/11/09 10:26 PM
New VA rules allow better Refinance options for Vets & Active Duty Service Members. The new VA rules allow Vets & Active Duty Service Members to refinance their non VA home loans into safe, secure VA Fixed Rate Home Loans up to 100% of their homes appraised value. This new program should help … (0 comments)
va direct lender: Enhanced VA refinance Options for Current VA Home loan holders - 01/11/09 10:10 PM
Enhanced VA refinance Options for Current VA Home loan holders. The Enhance VA Streamline Refinance to lower your interest rate on your VA Loan.
Recent legislation passed by Congress now allows Current VA loan holders to Refinance their VA Home Loans into lower interest rate VA Home Loans via the VA … (0 comments)
va direct lender: 100% Cash out Refinance - VA Enhancements - 12/04/08 03:47 PM
You read the headline correct: VA now allows 100% cash out refinances. VA refinances are no longer capped at 90% of your current appraised value. This change will allow Veterans, Active Duty Members & Reservists the option to refinance their non VA loans into safe, secure, fixed rate VA Loans. VA … (0 comments)
va direct lender: 100% financing in California.... - 12/03/08 11:47 AM
100% financing in California. It still exists.
Fannie, Freddie, & the Private Mortgage Insurance companies have limited California purchases to a minimum of 10% down payment, or a maximum of 90%.
For Veterans & Active Duty Service members the VA loan still offers 100%, no money down financing in … (0 comments)
va direct lender: VanDyk introduces new Jumbo Loans up to $2m - 12/02/08 11:21 PM
VanDyk Mortgage is proud to introduce our new Jumbo Loan Programs. We call it our Premier Jumbo Line.
Here are the basics:
> Available in 3yr ARM, 5 yr ARM, or 7 yr ARM
> Principal & Interest or Interest Only (10 yr period)
> Loan to Value ratios … (0 comments)
va direct lender: New 2009 VA Loan Limits - a snapshot - 12/02/08 09:04 PM
New VA Loan Limits for 2009 are now available.
The new limits range from the base limit of $417,000 up to $1,094,625 in the highest cost areas.
All VA loans require ZERO Mortgage Insurance, and as little as ZERO down payment. Be sure to read the paragraph at the bottom of … (0 comments)
Brian's Blog includes topics on Mortgage Lending, FHA loans, VA Loans, changes in lending guidelines, San Diego & Southern California Real Estate, Seattle Real Estate, Credit management, debt abatement, and more
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
VanDyk Mortgage still offers the VA IRRRL Refinance still available without appraisal or credit scores. The VA IRRRL goes by a couple of other names, the Earl, VA Streamline Refinance, and VA Refinance. Many large banks have begun to require appraisals and minimum credit scores of 620 or 640 for VA … (0 comments)
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