Gloucester County, NJ Mortgage and Real Estate Blog

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Gloucester County, NJ Real Estate Blog: Discussing Mortgages, Real Estate, NJ First Time Home Buyers, programs, grants, down payment assistance, 100% financing loans and more!



NJ HMFA Smart Start Lender - First Time Home Buyer Programs Whether NJ first time home buyers utilize the available programs or not, every home buyer and Realtor need to know about these options. The main program that is offered by HMFA (Housing and Mortgage Finance Agency) of New Jersey is calle...
South Jersey Financing and Mortgage Scenarios, Options, and Articles Below is a recent catalog of mortgage related home buying tips. Topics include first time home buyers, seller concessions, zero down mortgages, a scenario/problem/FAQ section, refinancing, reverse mortgages and more. If there is...
Still Closing Mortgage Loans in New Jersey below 620 Credit Scores New Jersey first time home buyers still have an advantage these days. If you are buying your first home and are buying in New Jersey, practically every "typical" loan has a minimum FICO score requirement of 620. But there are opti...
Think You Can Pick ANY Lender or Agent to Work With? Let me share with you a recent event that caused a home buyer to miss out on $10,000. I talked to a buyer two days ago. His significant other was doing some research about a local grant programs and they found me. In this case he called about a...
Making Your First Time Home Buying Experience Successful Well the run has begun and the whirlwind of first time home buyersis picking up steam all across the country. Every buyer will want to know how understanding and using all of your first time home buyer options comes into play in their perso...
Enough Already - Put Me in Coach, I'm Ready to Play I like snow, I really do. But after several days of strenuous shoveling it's time for 60 degrees and ball in the yard!! Today's menu served me many large blocks of ice at the bottom of the drive-way. I have a good sized 4-wheel drive Ford, but I...
Parking During the Snow and Snow Removal in East Greenwich, NJ Being a resident of East Greenwich, NJ I have subscribed to their newsletter. Today there was a friendly reminder of the protocol to follow for snow events. We just had about 2 feet of snow dumped on us this past weekend, and another ...
South Jersey Wildlife: White-Tailed Deer If there is one thing South Jersey has enough of, it is deer. With the development of new homes and neighborhoods throughout South Jersey, deer only have so many places to go. The other day I was able to count 19 in my backyard, all at once. We had fun loo...
Educating NJ First Time Home Buyers about Information on the Internet Last night I had the privilege of spending a little over half an hour on the phone with a first time home buyer. Initially I wasn't overjoyed at spending time with a client at 7:30 on a Friday night, but the reality was that I ...
South Jersey Wildlife: Red-Tailed Hawk I love taking pictures of wildlife local to my home in Gloucester County, NJ. So I am going to start a running series when I come upon new "local residents". I've leaned mostly towards birds, but will not be able to say "no" to the turtles, deer, crawfish, a...

Stephen Kappre

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