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credit score: When Reapairing Your Credit, Don't Forget About Good Debt - 03/10/10 06:06 PM
When Repairing Your Credit, Don't Forget About Good Debt by Steve Kappre, NJ Loan Officer
Anyone who takes the initiative to restore their credit profile should be commended. Keep in mind though  that along with removing negative debts and history, many times new debt (that is good debt) needs to be established.
As time passes, older items on a credit report have less and less effect on the credit scores. This is good in the case of bad debt, and not so good in the case of good debt. Good debt would be considered an account that has been active, has on-time payment history, and has … (6 comments)

credit score: My Credit Scores Need Anger Management Class!! - 03/09/10 06:41 AM
My Credit Scores Need Anger Management Class!! Have you ever done something just to spite someone? Sure, we all have. Somehow it makes people feel a little better to act like a jerk or dis somebody.  Well I'm here to tell you that getting mad at creditors and not paying your bills out of spite will hurt nobody but yourself!
There's a good chance that the mega bank with 40,000 employees won't feel that spiteful sting when you decide to hurt them by not paying your bill(s). However, your credit can take a beating, now and for years to come.
First the situation hurts your ego. So … (8 comments)

credit score: Credit Scores? What to do in Your Scenario ... - 01/14/09 07:46 AM
I'm sharing this great testimonial that I recieved last night because I know many people are in the same boat. The questions regarding credit scores are numerous, varied, and frankly getting them answered correctly makes a HUGE deal regarding many other areas in life.  Maybe you can find the same helpful information below in the credit score links.
"I am very grateful to you for taking the time to help me (fix my credit) even though I am doing the work. The fact that you have laid out the steps for me to follow is the best thing that anyone has … (8 comments)

credit score: Why I'm Stressing Over Someone Else's Credit - 01/05/09 05:30 PM
Today I am sharing some insight on credit scoring and credit restoration. In case you don't know there is a clear, wrong way to fix ones credit. And there is a right way to do it. I'm not talking legal or illegal, legit or fraud. I'm talking what works and what doesn't.
Today I spoke with a prospect that had talked to another mortgage rep a few weeks before me.  This was a mortgage rep that clearly has no clue. I mean, REALLY no clue. I feel stress and anger due to others in my industry that crush people's hopes of … (3 comments)

 
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Steve Kappre | NMLS# 217008 NJ Mortgage Loan Officer | 856-419-3561

Mantua, NJ

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Treasury Mortgage | Mortgage Company - New Jersey

Address: 550 Bridgeton Pike, Suite 2, Mantua, NJ, 08051

Office Phone: (856) 415-7720

Cell Phone: (856) 419-3561

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