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gloucester county: Do Not Accept Offers from Buyers Pre-Approved for USDA Financing - 03/23/10 09:54 PM
Should Realtors Advise Their Clients to Not Accept Offers from Buyers Pre-Approved for USDA Financing? If you don't know by now, USDA plans to be out of funds by the end of April of this year. So the question begs to be asked; Should listing agents advise their sellers go under contract with buyers purchasing using a USDA mortgage?
Without doubt there is a portion of buyers that can only finance a home using 100% USDA financing. Even the 3.5% FHA required down-payment is too much for some buyers. So should buyers be required to also be approved for alternate financing? Some lenders … (16 comments)
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gloucester county: South Jersey Wildlife: White-Tailed Deer - 02/06/10 09:36 PM
South Jersey Wildlife: White-Tailed Deer If there is one thing South Jersey has enough of, it is deer. With the development of new homes and neighborhoods throughout South Jersey, deer only have so many places to go.
The other day I was able to count 19 in my backyard, all at once. We had fun looking and laughing, including a young deer that decided to run the full length of my yard and ajoining field, full speed, several times. (Once I get a chance to edit the video I will post it).
Take a look at some of these shots, including my favorite, … (13 comments)
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gloucester county: NJ First Time Home Buyers: The Clock is Ticking Again - 01/26/10 09:46 PM
NJ First Time Home Buyers: The Clock is Ticking Again The real estate industry went through a "buzzer beater" with the first-time home buyer tax credit deadline last November. Title companies were scrambling, this NJ loan officer was working overtime, and attorneys were getting ready to duke-it-out if need be.
Many first time buyers were relieved to hear that the tax credit was extended. Some buyers closed a few days later without an issue. Some closed a few weeks later. And in one situation I was personally involved in, a home buyer was buying a short sale and closed in JANUARY, or two months later.
The current guidelines for … (5 comments)
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gloucester county: Need to get an appraisal? Check out SJ Appraisals | South Jersey Spotlight - 08/10/09 08:28 PM
Need to get an appraisal? Check out South Jersey Appraisals | South Jersey Spotlight South Jersey Appraisals is an appraisal service that has served the South Jersey area for many years. If you have been in the real estate business for any length of time, you will find out that there are some bad apples, many average apples, and a handful of great professionals that you can come back to time-and-time again.
South Jersey Appraisals is an appraisal company I have used for years and are my primary choice for appraisals. The type of appraisals that they cover are all aspects of … (0 comments)
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gloucester county: Michael William Florist and Greenhouse, West Deptford, NJ | South Jersey Spotlight - 08/02/09 11:16 PM
Michael William Florist and Greenhouse, West Deptford, NJ | South Jersey Spotlight Michael William Florist and Greenhouse is one of those close-by secrets that even some locals have missed. But you don't have to miss out now! Located in Thorofare (West Deptford), NJ just off of 295, it is easily accessible from all over the Gloucester County, NJ area. (directions below) Michael's Florist and Greenhouse offers flowers for home decoration and landscaping, as well as fruits and vegetables for your garden. From mandavillas to mums, from the undeniably awesome Jersey tomatoes to jalapeno peppers, you are bound to find just what … (4 comments)
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gloucester county: Gloucester County 4H Fair: July 23 - July 26, 2009 - 07/23/09 11:16 PM
GLOUCESTER COUNTY 4H FAIR JULY 23 - JULY 26, 2009
If you have never been to the Gloucester County 4H fair you are missing out. 4H fairs aren't just about watching horses and pigs stand in stalls; it is about fresh fruit, fresh home-made peach ice cream, and loads of fun for the kids.
Men can enjoy the tractors, tractor pulls, and large, fast lawn mowers. Not to mention the loads of barbequed ribs, pulled pork, fresh corn, and more.
Women can enjoy the home-made crafts, the fresh fruit, and there is plenty of shopping going on!
Kids LOVE the 4H fair. … (4 comments)
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gloucester county: Looking for a Fixer-Upper in West Deptford, Gloucester County? - 06/18/09 09:48 AM
If you are looking for a great option in a new home, this may be a great buy for you. By utilizing a 203k renovation loan when purchasing this home, you can roll the renovation/repair costs all into one mortgage. This allows you to finance all of the work needed to be done, allowing you to customize this home to your personal preferences. You can finance 96.5% of the cost (purchase price plus renovation costs). This is a great option to consider - call or e-mail for more information.
… (3 comments)
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gloucester county: 100% Financing in West Deptford, NJ - 05/30/09 11:03 PM
100% Financing in West Deptford, Thorofare, and Verga, NJ There are 100% financing options available in this current market. 100% financing is available to everyone, not just first time buyers. And the rates are great, often the same rate as a conventional or FHA mortgages, sometimes even lower.
There are additional benefits to this 100% financing loan, including the option to have the seller pay some or even all of your closing costs. In a typical purchase transaction, one that is negotiated and structured by a good Realtor and mortgage professional, you will end up needing little money when all is said … (0 comments)
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gloucester county: 100% Financing in Paulsboro and Billingsport, NJ - 05/30/09 10:35 PM
100% Financing in Paulsboro, Billingsport, NJ There are 100% financing options available in this current market. 100% financing is available to everyone, not just first time buyers. And the rates are great, often the same rate as a conventional or FHA mortgages, sometimes even lower.
There are additional benefits to this 100% financing loan, including the option to have the seller pay some or even all of your closing costs. In a typical purchase transaction, one that is negotiated and structured by a good Realtor and mortgage professional, you will end up needing little money when all is said and done.
Some … (0 comments)
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gloucester county: 100% Financing in Gibbstown, NJ - 05/30/09 10:15 PM
100% Financing in Gibbstown, NJ There are 100% financing options available in this current market. 100% financing is available to everyone, not just first time buyers. And the rates are great, often the same rate as a conventional or FHA mortgages, sometimes even lower.
There are additional benefits to this 100% financing loan, including the option to have the seller pay some or even all of your closing costs. In a typical purchase transaction, one that is negotiated and structured by a good Realtor and mortgage professional, you will end up needing little money when all is said and done.
Some Things … (0 comments)
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gloucester county: Old Fashioned Hard Work Saves Time and Money - 05/25/09 06:57 AM
I finally got around to working on the yard, something that was WELL over due. We took the time to purchase some mulch and topsoil and have it delivered. I'm at the office finishing up work on Friday afternoon and get one of those "frantic wife" calls. Can you wonder why?
Let me give you a hint ...
My driveway:
Neighbor's driveway:
You got it! The truck driver delivered all 5 yards into someone else's driveway. They ended up shovelling the topsoil and bringing it to me, along with another load of mulch. They gave the miss-dumped mulch for free … (15 comments)
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gloucester county: This Bluebird Found His Home Quick! - 04/26/09 08:40 PM
The other day my dad and I put up a bluebird house in my backyard. We had seen about 6 bluebirds flying around as a group for a few weeks, and figured we'd give it a try. So he found a design and graciously built one for me. He brought it over and we spent a few minutes digging a hole for the post and putting it up.
The funny thing is, is that I hadn't seen the bluebirds in about a week or two. But literally 1-2 minutes after we put the birdhouse up, I came inside, washed my hands, and … (7 comments)
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gloucester county: First Time Buyer Options in South Jersey - 01/10/09 10:21 PM
I'm getting the word out. Many people don't know about first-time buyer programs in New Jersey. Indeed, many banks, lenders and loan officers don't even know about them. New Jersey and many of the counties of New Jersey have programs for first time home buyers.
There are several grant programs available for various geographic areas, and sometimes areas have more than one option. There are renovation loans and mortgages available as well for homes already in need of some repair when you purchase them. Below is a list of just some of the options that run across my desk often.
Gloucester … (5 comments)
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gloucester county: 100% Financing in Gloucester County - 11/18/08 04:51 PM
100% Financing in Gloucester County
Mantua, NJ
Purchase this and similar homes with 100% financing
No Down Payment to Qualified Borrowers No Monthly Mortgage Insurance Seller can pay UNLIMITED toward closing costs $0 Move-In Possible for Qualified Borrowers No Cash Reserve Requirements Call for more information about qualifying for this great loan. Call now to discuss and gather more information about this property or another of your choice. If a property is chosen in South Jersey or another area, including other states, we will check to make sure that it qualifies for 100% financing. ~ Steve
Steve Kappre - Treasury Mortgage - … (0 comments)
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Steve Kappre | NMLS# 217008 NJ Mortgage Loan Officer | 856-419-3561
Mantua,
NJ
More about me…
Treasury Mortgage | Mortgage Company - New Jersey
Address: 550 Bridgeton Pike, Suite 2, Mantua, NJ, 08051
Office Phone: (856) 415-7720
Cell Phone: (856) 419-3561
Email Me
TEXT STEVE HERE!!!
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