| |
gloucester county first time buyer: NJ First Time Home Buyer Program Income Limits - 05/27/10 10:24 PM
Smart Start and other NJ Housing and Mortgage Finance Agency options have a strong place in the real estate market in South Jersey, and these are great loans for NJ First Time Home Buyers, Police and Fire loans, Live Where You Work, and more. As you can see the income limits are rather generous and allow the majority of first time home buyers to have down payment assistance options. Indeed, most first time buyers can get into a home and can recieve funds to cover the entire down payment needed (as is the case of a 3.5% down payment requirement for an FHA … (0 comments)
|
gloucester county first time buyer: Gloucester County, NJ First Time Home Buyer Series: Mortgage Programs - 08/23/09 11:20 PM
Gloucester County, NJ First Time Home Buyer Series: Mortgage Programs (Part 3) So maybe you've taken the jump to get pre-approved and have done your homework to understand your credit score information. Now when it comes to financing your new home, which mortgage option is the best for you? Understanding mortgage programs can be both simple or complex, depending on your needs.
Conventional Mortgages, FHA Mortgages, USDA (100%) mortgages, and VA mortgages are all available for both first time buyers as well as homeowners relocating. Below is a short comparison of these options. We will also discuss first time home buyer loans below.
… (2 comments)
|
gloucester county first time buyer: Gloucester County, NJ First Time Home Buyer Series: Understand Your Credit Score - 08/18/09 11:08 PM
Gloucester County, NJ First Time Home Buyer Series: Understand Your Credit Score If you are a first time home buyer,you have no doubt come across the fact that your credit score is one of the most important factors regarding your mortgage options. With the way this country revolves around money and finances, you would think that understanding the credit scoring model would be required education. Instead year-after-year we see the same ignorance towards credit.
The basics for credit need to be understood by all. Even those with great credit scores need some background on understanding the credit scoring model.
Mortgage programs in … (2 comments)
|
gloucester county first time buyer: Closing Purchase Loans with Credit Scores Below 600 - Say it Ain't So - 08/17/09 11:23 PM
Closing Purchase Loans with Credit Scores Below 600 - Say it Ain't So! In this current credit tightening market, there are still some options out there for financing a home mortgage with a credit score below 620. In case you are not aware, 620 is the current magic number (cut off) for the majority of loan options available today.* But not all loans are created the same!
As an example, one of the options still available today for credit scores below 620 are the NJ first time home buyer mortgage programs. Last week we closed a purchase transaction where the buyer had a … (5 comments)
|
gloucester county first time buyer: Gloucester County, NJ First Time Home Buyer Series: Get Pre-Approved! - 08/16/09 11:51 PM
Gloucester County, NJ First Time Home Buyer Series: Get Pre-Approved! The first and most important part of being a first time home buyer is to get your ducks in order from the beginning, and that is by getting pre-approved before doing anything else. Getting a knowledgeable loan officer to pre-approve you shouldn't take long. The initial conversation only takes about 10 - 15 minutes. Expect your loan officer to take 24-48 hours to complete a pre-approval. Some situations require (literally) hours of a loan officer's time to complete a pre-approval.
It is important that you are clear, honest, and don't hide anything regarding … (3 comments)
|
gloucester county first time buyer: NJ First Time Home Buyer Tax Credit Pre-Fund Program - One under the belt! - 08/15/09 08:55 PM
NJ First Time Home Buyer Tax Credit Pre-Fund Program -> One Under the Belt! Want to use your first time home buyer tax credit NOW to purchase a home? It is possible!! Steve Kappre at Treasury Mortgage had the first "Tax Prefund Mortgage Program"settle last Monday. It was a seemless transaction where the buyers utilized $5,000 of the (up to) $8,000 tax credit the government is currently offered to first time home buyers who close before December 1st of 2009.
Here is how it works. When you apply for your mortgage as a first time home buyer let your lender know that you … (4 comments)
|
gloucester county first time buyer: Gloucester County, NJ First Time Home Buyer Guide Series - 08/14/09 11:57 PM
Gloucester County, NJ First Time Home Buyer Guide Series
Buying your first home is one of the most memorable moments you will ever have. It is an exciting, scary, thrilling, and rewarding experience rapped into one big ball. It is a new experience, and a huge decision. With some education and effort, you can help to make the process a sound, rewarding experience that is successful!
Some of the topics you will want to educate yourself on are;
Real estate terms Credit scoring information Mortgages, working with a lender, Working with a real estate agent First time home buyer grants … (4 comments)
|
|
|
|
|
|
Steve Kappre | NMLS# 217008 NJ Mortgage Loan Officer | 856-419-3561
Mantua,
NJ
More about me…
Treasury Mortgage | Mortgage Company - New Jersey
Address: 550 Bridgeton Pike, Suite 2, Mantua, NJ, 08051
Office Phone: (856) 415-7720
Cell Phone: (856) 419-3561
Email Me
TEXT STEVE HERE!!!
 Links
Archives
|
;)
;)
