| |
gloucester county nj: Spruce Up Your Gloucester County NJ Home's Landscape - 03/27/10 11:30 PM
Michael's Florist and Greenhouse of West Deptford Can Help You Spruce Up Your Gloucester County Home and Landscape! Whether you are buying a new home or sprucing up your current home, having a great landscape is an important part of home ownership, and it s certainly important when buying or selling a home. A front yard that "pops" when a buyer first drives up can be a huge benefit.
I've trusted Michael William's Florist and Greenhouse for the last 2 years and plan to do a sizable overhaul of my own landscape. That is one of the reasons I dropped by his … (19 comments)
|
gloucester county nj: Speachless Sundays: Sunny Soccer Saturdays - 10/25/09 10:03 PM
Steve Kappre is a Mortgage Planner with Treasury Mortgage, a subsidiary of Aurora Financial Group. For more info check out:
NJ First-Time Home Buyer Mortgages, grants, down payment assistance, and more NJ Reverse Mortgages All aspects of purchase and refinance mortgages, up to and over 100% Home renovation loans for refinance or purchase Conventional, FHA, USDA, VA, HMFA, PHFA, Police and Fire, Live Where You Work, and more Contact Steve Kappre directly: 856-419-3561 | Subscribe to Steve's blog via e-mail
… (5 comments)
|
gloucester county nj: East Greenwich Day 2009 - September 12th - Thompson Family Park - 09/03/09 10:53 PM
East Greenwich Day 2009 September 12th Thompson Family Park 11am - 5pm Last year's East Greenwich Day was a great time for the whole family. And from the looks of it this year's event is looking to raise the bar! Last year's event offered a rock climbing wall, live music, games, vendors, and local youth team events. This year's event plans on adding rides for the kids, carnival type games, baseball speed cages and more. If you are planning on entering in the 5k run, show up at 7am for registration. The 5k run starts at 8am. The event's website offers a list … (1 comments)
|
gloucester county nj: Things To Do: Mullica Hill, NJ Sidewalk Sale - 09/01/09 11:19 PM
Mullica Hill, NJ Gloucester County Sidewalk Sale Labor Day September 7th
People come from all around to visit Mullica Hill. This historic town in Gloucester County (South Jersey) is full of antique shops, historic homes, and great local businesses such as coffee shops, the Amish Market, book stores, and more. * There are always events going on in Mullica Hill, especially around the holidays; Ghost walks and festivals for the fall, Christmas tours for the winter, and the list goes on and on. * If you are looking to take a nice day trip, or even just spend a few … (4 comments)
|
gloucester county nj: Gloucester County, NJ First Time Home Buyer Series: Mortgage Programs - 08/23/09 11:20 PM
Gloucester County, NJ First Time Home Buyer Series: Mortgage Programs (Part 3) So maybe you've taken the jump to get pre-approved and have done your homework to understand your credit score information. Now when it comes to financing your new home, which mortgage option is the best for you? Understanding mortgage programs can be both simple or complex, depending on your needs.
Conventional Mortgages, FHA Mortgages, USDA (100%) mortgages, and VA mortgages are all available for both first time buyers as well as homeowners relocating. Below is a short comparison of these options. We will also discuss first time home buyer loans below.
… (2 comments)
|
gloucester county nj: Gloucester County, NJ First Time Home Buyer Series: Understand Your Credit Score - 08/18/09 11:08 PM
Gloucester County, NJ First Time Home Buyer Series: Understand Your Credit Score If you are a first time home buyer,you have no doubt come across the fact that your credit score is one of the most important factors regarding your mortgage options. With the way this country revolves around money and finances, you would think that understanding the credit scoring model would be required education. Instead year-after-year we see the same ignorance towards credit.
The basics for credit need to be understood by all. Even those with great credit scores need some background on understanding the credit scoring model.
Mortgage programs in … (2 comments)
|
gloucester county nj: Closing Purchase Loans with Credit Scores Below 600 - Say it Ain't So - 08/17/09 11:23 PM
Closing Purchase Loans with Credit Scores Below 600 - Say it Ain't So! In this current credit tightening market, there are still some options out there for financing a home mortgage with a credit score below 620. In case you are not aware, 620 is the current magic number (cut off) for the majority of loan options available today.* But not all loans are created the same!
As an example, one of the options still available today for credit scores below 620 are the NJ first time home buyer mortgage programs. Last week we closed a purchase transaction where the buyer had a … (5 comments)
|
gloucester county nj: Gloucester County, NJ First Time Home Buyer Series: Get Pre-Approved! - 08/16/09 11:51 PM
Gloucester County, NJ First Time Home Buyer Series: Get Pre-Approved! The first and most important part of being a first time home buyer is to get your ducks in order from the beginning, and that is by getting pre-approved before doing anything else. Getting a knowledgeable loan officer to pre-approve you shouldn't take long. The initial conversation only takes about 10 - 15 minutes. Expect your loan officer to take 24-48 hours to complete a pre-approval. Some situations require (literally) hours of a loan officer's time to complete a pre-approval.
It is important that you are clear, honest, and don't hide anything regarding … (3 comments)
|
gloucester county nj: NJ First Time Home Buyer Tax Credit Pre-Fund Program - One under the belt! - 08/15/09 08:55 PM
NJ First Time Home Buyer Tax Credit Pre-Fund Program -> One Under the Belt! Want to use your first time home buyer tax credit NOW to purchase a home? It is possible!! Steve Kappre at Treasury Mortgage had the first "Tax Prefund Mortgage Program"settle last Monday. It was a seemless transaction where the buyers utilized $5,000 of the (up to) $8,000 tax credit the government is currently offered to first time home buyers who close before December 1st of 2009.
Here is how it works. When you apply for your mortgage as a first time home buyer let your lender know that you … (4 comments)
|
gloucester county nj: Romano Custom Builders - Gloucester County, NJ | South Jersey Spotlight - 08/06/09 11:55 PM
Romano Custom Builders - Gloucester County, NJ | South Jersey Spotlight Giving 100% all of the time shouldn't be an option. And for Romano Custom Builders, it isn't an option - it is the only way they do business! Rocco Romano is the owner and has 30 years of experience. Rocco takes such pride in his work, that he is present on every job. Romano Custom Builders understands that making renovations and additions to a home requires a big step on the home owner's part. Finances and times frames have to be considered. That is why they are willing to give free … (5 comments)
|
gloucester county nj: Prepare for Homeownership, Months in Advance - 04/18/09 12:31 PM
More times than not, home buyers jump right into the home buying process ill-prepared. Maybe they see an open house sign. Or maybe their co-worker is buying a home and they want to be part of the action. In any case, a little research and preparation can make a huge difference in the success of your home-buying experience.
Here are a handful of tips to consider if you are planning on buying a home.
Talk to a mortgage professional months before you plan to buy. Talking to an experienced professional can help you with countless items such as: maximizing your credit score, preparing ample savings in … (4 comments)
|
gloucester county nj: Reverse Mortgages - 11/14/08 02:22 PM
I just had one of those wonderful situations where you see the twinkle in someone's eyes. A financial planner partner of mine had referred me to an older couple, ages 78 and 82. Last night we signed the paperwork for them to finalize their reverse mortgage. Let me set the stage for this, because it is a beautiful thing.
This couple paid their home off about 30 years ago They have been using a TV antenna for their TV stations for 40 years (not cable or satellite). They literally only have 3 stations left They had a small mortgage on the home … (5 comments)
|
gloucester county nj: I've been Trumped! - 11/10/08 10:36 AM
Some of you may have read my post a few days ago about the use of pictures when blogging. In that article I shared some of my personal photos of birds in my back yard. Well my brother just officially trumped me, at least for now. Check out this picture he got yesterday out front of his house.
He doesn't live on a lake or in the woods. He is close to a creek, but otherwise lives on a normal suburban street. We have a great deal of hawks around, and rarely we will catch glimpse of a bald eagle. They are making a comeback in South … (6 comments)
|
gloucester county nj: Pending Home Sales up in Gloucester County, NJ - 11/10/08 09:56 AM
There was an important article posted on Friday on the Philadelphia Inquirer's website. Here are some snippets from the article ...
Pending home sales in September fell 4.7% in the Philly area (4.6% nationally) Stalled market in 12 counties The only county to show an increase .. was Gloucester ... up 9.0%." If you are selling or thinking about buying or selling in Gloucester County, NJ now may be the best time!! Always fell free to call for more information.
~ Steve Kappre, 856-419-3561
Read the entire article from The Philadelphia Inquirer here.
Steve Kappre - Treasury Mortgage - 856-419-3561 - www.stevekappre.com
More information on:
Reverse … (0 comments)
|
|
|
|
|
|
Steve Kappre | NMLS# 217008 NJ Mortgage Loan Officer | 856-419-3561
Mantua,
NJ
More about me…
Treasury Mortgage | Mortgage Company - New Jersey
Address: 550 Bridgeton Pike, Suite 2, Mantua, NJ, 08051
Office Phone: (856) 415-7720
Cell Phone: (856) 419-3561
Email Me
TEXT STEVE HERE!!!
 Links
Archives
|
;)
;)
