Roz Parker & Associates Blog

Looking for ways to look great for the New Year- Lose 2-3 dress sizes in 10 Minutes

Roz Parker & Associates (Carolina One) — Mon, 12 Jan 2009 22:36:13 -0600

Learn about The Body Magic System and how it can make you a great income, either full time/ part time, offering women and men the opportunity to reshape their lower body as well.

The Body Magic Reshaper allows you to redistribute some of your irregularities to a more desirable area. This redistribution becomes more permanent over time, and it reduces your waist up to 2 sizes. If you need an instant tummy tuck, this Ardyss Body Shaper will sensationalize your figure by lifting your stomach and flattening your abdomen muscles.

If you are interested in helping others get fit, as well as help yourself get 2-3 dress sizes smaller or interested in how to earn some extra money as a distributor, please contact me or visit my website at www.Drop2SizesNow.com. It really works I have been wearing my garment for 4 weeks now and I lost 4 inches in my waist. we also have nutritonal products. Also feel free to call me directly at 843-697-3797 Est. (this garment has made me a believer, it works) it's not like anything else out there it holds its shape, it doesn't rise up, if worn over a thirty day period you will Lose inches!!!

Things to consider when preparing to buy a home!!It's a Great time to Buy

Roz Parker & Associates (Carolina One) — Thu, 06 Nov 2008 06:15:53 -0600

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the right home

How We Can Help
Before you start looking
Closing Costs

As Your Agent, We Will:

Assure that you see all the properties in the area that meet your criteria.
Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
Make sure you don't pay too much for your new home and help you avoid costly mistakes.
Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

Check your credit rating. Straighten out any errors before its too late.
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
Choose a REALTOR® that you trust and who understands your needs.
Determine what neighborhood best matches your needs.
Identify important features you need your new home to have.

Closing Costs to Expect:

Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Third-party fees include charges for insurance, title search, and other inspections such as termites.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance

for more information please leave a comment and we will reply. Our visit us on the web at www.RozParker.com

DE-Clutter!! It will help you sell your home Faster

Roz Parker & Associates (Carolina One) — Sat, 25 Oct 2008 21:25:18 -0500

The following should help you answer every seller's most important question: should it stay or should it go?

A little help from your Realtor®

If you can't afford to professionally stage your home, ask a Better Homes and Gardens® Real Estate sales associate to give you sage remodeling ideas that will help increase the appeal of your home to potential buyers. Take their advice and get rid of any furniture or décor that's inconsistent or unnecessary in the home.

First impressions

Coat racks are a staple in the entrance of almost every home. But to make the entranceway feel larger, make use of existing closet space and neatly put away hats, shoes, coats and jackets inside. You want buyers to have a good look when they walk in - just not at your collection of running shoes.

Closets are for clothes, not clutter

Unfortunately, you won't be able to hide your "clutter" skeletons in the closet, as potential buyers tend to peer into every possible space. Tackle one closet at a time and ask yourself why you're holding onto something. If it's only to sell in a garage sale, save yourself the trouble and donate any unwanted items to your local charity. You'll be giving others stuff they can use and making your home appear more inviting in the process.

Consider removing unnecessary furniture

Take a look through every room in the home. Why is the furniture set up the way it is? If another way makes more sense, creates more light and makes the room feel and look better, consider room remodeling while showing your home. The idea is to maximize space where possible. So if an item isn't in use, box it up and get it ready for moving day. Alternatively, consider short-term storage facilities where you can temporarily move items you have yet to determine what to do with.

Books, newspapers, magazines and the mail

We all love getting our favorite magazine in the mail, but after years of living in a home, those magazines and Sunday Times crosswords can add up. Homebuyers don't want to see big stacks of magazines around your house. Before showing your home, remove your magazines and newspapers. Be sure to store your personal mail in your files. Take your collection of unwanted books to a used bookstore and your extra newspapers and magazines to be recycled. Getting rid of the paper around your office, living room and entranceway will make the home feel cleaner.

Before you start showing your home, have a final walk through with your Better Homes and Gardens Real Estate sales associate. They are one of best assets in determining your decluttering progress and will be able to judge when your home is ready for potential buyers. By motivating buyers to reach a decision sooner, you'll attract offers on your home quicker than you think.

Visit my site at www.RozParker.com

Help Your clients save their home from Foreclosure

Roz Parker & Associates (Carolina One) — Sat, 04 Oct 2008 16:27:49 -0500

Don't Lose Your Home To Foreclosure..Their Is a Better Way.

DO YOU HAVE......

AN ADJUSTABLE RATE MORTGAGE ABOVE 8%

PAST MEDICAL HARDSHIP OR JOB LOSS ?

MORTGAGE COMPANY THAT HAS STOPPED ACCEPTING PAYMENTS ?

MISSED MORTGAGE PAYMENTS THAT ARE TWO OR MORE MONTH BEHIND?

NO EQUITY IN YOUR HOME?

Our experienced loan modification team will create a detailed financial analysis of your individual

situation. We will mitigate on your behalf and demonstrate to your lender the only option is to give you a

lower monthly mortgage payment, modify late payments and stop the foreclosure. We have been very

successful in helping homeowners obtain an affordable mortgage payment and keep their homes.

Free Pre-Qualification- No Credit Check

(843) 576 ~1476 Direct

www.foreclosurehelplink.com

Don't Lose Your Home to Foreclosure....Their is a Better Way

Roz Parker & Associates (Carolina One) — Sat, 04 Oct 2008 16:05:16 -0500

Don't Lose Your Home To Foreclosure..Their Is a Better Way.

DO YOU HAVE......

AN ADJUSTABLE RATE MORTGAGE ABOVE 8%

PAST MEDICAL HARDSHIP OR JOB LOSS ?

MORTGAGE COMPANY THAT HAS STOPPED ACCEPTING PAYMENTS ?

MISSED MORTGAGE PAYMENTS THAT ARE TWO OR MORE MONTH BEHIND?

NO EQUITY IN YOUR HOME?

Our experienced loan modification team will create a detailed financial analysis of your individual

situation. We will mitigate on your behalf and demonstrate to your lender the only option is to give you a

lower monthly mortgage payment, modify late payments and stop the foreclosure. We have been very

successful in helping homeowners obtain an affordable mortgage payment and keep their homes.

Free Pre-Qualification- No Credit Check

(843) 576 ~1476 Direct

www.foreclosurehelplink.com

How to inexpensively Increase the Value of Your Home

Roz Parker & Associates (Carolina One) — Sun, 25 May 2008 17:39:12 -0500

How to Inexpensively Increase the Value of Your Home

Are you looking to increase the value of your home while staying within your budget? Full remodels, even for one room, can cost many thousands of dollars, and while the cost may be worth it if you're planning on staying put, most remodeling projects increase your home's value by at most 80 or 90 cents for every dollar you invest. Thus, if you're looking to sell your home right away, or if you're buying and selling a home for profit, you want to keep your improvements simple and cheap. Here's how.

Steps

Spruce up the yard. Get rid of trash and yard waste. Keep your lawn in good condition and mow it. This includes using a weed whacker to get in the tight corners and along the edges of sidewalks and the house. Trim the hedges, get rid of weeds, and mulch the flower beds. If you don't have much to work with, plant some flowers or install some landscaping appropriate for your home and climate.
Eliminate clutter inside the home. If you're going to be showing the house to potential buyers, get the house organized and get rid of clutter or put it in storage. A nice, tidy house will seem larger and more elegant.
Wash walls and windows. It's a lot cheaper to wash walls or siding than to repaint or replace siding, and many times a good cleaning will make your home's finishes look good as new. Pressure-wash your home's exterior, and wash interior walls. Clean your windows so that you can't tell they're there.
Add a fresh coat of interior paint. Sometimes you just really need to repaint, but you can do it yourself relatively cheaply on interior walls. First, patch up any holes, no matter how small. To get a silky smooth finish, apply a coat of primer. After the primer dries, lightly sand it with a fine grit sandpaper (220 grit). Apply the first coat of latex paint, and then lightly sand that layer also. Wipe the walls down with a damp cloth after each sanding session. Then apply the final coat of latex paint.
Put up fresh curtains and blinds. Blinds don't cost much, and curtains can be cheap also. Over time, the sun fades the colors from your blinds and curtains, so new ones will make a better impression than old ones.
Clean up the carpet. You can shampoo or steam clean your carpets, or you can use a dry cleaning system (available from various sources, such as Oreck), which requires no water or steamer rentals, and which dries instantly and kills virtually all mold and bacteria. Apply according to the manufacturer's instructions, and then vacuum. If all else fails, get a professional to do the carpets for you. You'd be surprised how much better your carpet will look after a good cleaning.
Install modern light switches and outlets. Some of the new style switches can be easily installed using the wires already running to the old switches. Just be sure to turn off the power to the room or entire house before doing any work. The new outlets look nice, and give the impression that the electrical wiring in the house is newer than it really is. Dimmer switches are especially desirable, although this can be illegal if the outlets are of three prong type while the wiring is two prong. It also could lead to trouble if the buyer's home inspectors catches on.
Refinish kitchen cabinets. Outdated or worn cabinets can bring the whole kitchen down, but refinishing them is relatively cheap and easy to do. If you have a dark or small kitchen, make it look larger and brighter by using a lighter finish on the cabinets.
Up the wattage of your light bulbs to make things even brighter. Just make sure you don't exceed the maximum specification for lamps and other lights. (You could use compact florescent light bulbs in order to make the room brighter without getting new fixtures, plus they save electricity meaning they save you money.)
Get a professional floor plan company to check on your home's square footage, which is sometimes higher what your county assessor has recorded. Because homes sell for hundreds of dollars per square foot, even a small increase will more than pay for the service (typically a few hundred dollars). You'll be able to list your home for more money, but at the same price per square foot.
Wood Trim and Cornicing are a cheap and easy do it yourself idea that can add tons of "WOW" factor to the look of your home. Simple ceiling trim and armchair railing are the easiest and most typical upgrades found in newer homes. To make an even bolder statement, paint the walls a neutral, flat color and paint the trim a high gloss white.