ARCHIVED BLOG POSTS
2013
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Eliminate the Mortgage Insurance - 3/25/2013 Pre-paying your mortgage can save thousands in interest and build equity in your home. As cheap as mortgage rates are currently, they're higher than you can earn on your savings. If you don't need the money any time soon, pre-paying the mortgage can b...
03/26/2013
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Maintaining Comfort - 3/18/2013 Some people refer to the heating and air conditioning systems as the "comfort systems." If you've ever had to be without one in the dead of winter or the heat of summer, lack of comfort may be an understatement. Simple maintenance with a HVAC checklist is someth...
03/18/2013
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Your Deduction...Your Choice - 3/11/2013 Taxpayers are allowed to decide each year whether to take the standard deduction or to itemize their deduction when filing their personal income tax returns. Roughly, 75% of households with more than $75,000 income and most homeowners itemize their deduc...
03/12/2013
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Low inventory is a relative term depending on how you're comparing it. Would the comparison be to total number of homes on the market last year, homes in a certain price range or homes in a certain area? In some situations, it's a combination of all of those things. In any given market, inventori...
03/06/2013
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The 3.5% down payment on FHA loans could be more expensive for buyers than expected. Beginning April 1, 2013, the mortgage insurance premium will go up by .1% to 1.35% which may not even be noticeable to most would-be homeowners. The staggering increase will occur on 6/3/2013 when FHA's policy on...
03/06/2013
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Comments
The 3.5% down payment on FHA loans could be more expensive for buyers than expected. Beginning April 1, 2013, the mortgage insurance premium will go up by .1% to 1.35% which may not even be noticeable to most would-be homeowners. The staggering increase will occur on 6/3/2013 when FHA's policy on...
03/06/2013
0
Comments
Low inventory is a relative term depending on how you're comparing it. Would the comparison be to total number of homes on the market last year, homes in a certain price range or homes in a certain area? In some situations, it's a combination of all of those things. In any given market, inventori...
03/06/2013