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buyers: Homes in Des Moines, Iowa: Credit Score Secrets for 2008 Revealed - 01/19/08 03:31 PM
New changes in the way credit bureau's look at your credit score.by: Brian Wentz, Realtor
Fair Isaac, home of the well known "FICO" scoring method, has announced some changes that will impact consumers credit scores in 2008. Dubbed "FICO '08", the new guidelines put heavier emphasis on several key areas which received less focus in the past, such as having higher balances on credit accounts and keeping a mix of both revolving and installment accounts.
The new scoring system may also be more forgiving to consumers who apply for new lines of credit. This change better reflects the fact that today's consumers seek and use credit more than … (2 comments)
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buyers: A Small Gift To You From Your Uncle, Sam. - 12/22/07 10:24 PM
You likely didn't see it in the news, but Congress renewed a key piece of legislation that could help to add some ballast to the already unstable mortgage markets.
The legislation, similar to a bill first passed in 2007, gives home buyers an itemized deduction for the mortgage insurance paid in conjunction with their mortgage.
For 2008, mortgage insurance premiums will be fully deductible for borrowers with incomes up to $100,000, and will be partially deductible for borrowers with incomes between $100,000 and $109,000.
Many supporters of the legislation cite the proliferation, and the inherit market risks, of 80/20 loans- as one of the … (0 comments)
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buyers: Des Moines Iowa Mortgage Spotlight: CRA Loan, $0 Down and No Mortgage Insurance! - 12/16/07 01:37 AM
Knowing where to start looking for a mortgage loan can be confusing?? Many buyers start looking for a home loan by calling a local lenders office, or asking a friend for a reference. These are not bad options, but would you be surprised to know that many of the best loan programs are only available at specific lenders... So without calling every lender in town, how do you know where to start?
As REALTORS, and Certified Buyers Representatives, my partner Beth, and I spend a great deal of time tracking down the unique, one of a kind programs. (Working with buyers under Exclusive … (5 comments)
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Des Moines Iowa Real Estate- Brian Wentz REALTOR®
Des Moines,
IA
More about me…
Burnett Realty
Address: 10200 Hickman Road, Suite #100, Clive, IA, 50325
Office Phone: (515) 334-4994
Cell Phone: (515) 779-7677
Email Me
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