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home purchase: Be Glad You Missed the $8,000 Home Buyer Tax Credit - 10/05/10 02:25 PM
Inland Empire California Home buyers who were frantically making offers on homes this spring, but missed the $8,000 federal home buyer tax credit deadline on April 30, may be happy they did miss it.
Why? Because if they are still in the market to purchase a home, they could end up saving much more than $8,000 they received from the government.
How is that possible? Two reasons.
1. Interest rates have dropped about .5% since the first quarter of 2010.  Assuming home prices are the same, on a $200,000 loan with a .5% lower rate, a homeowner would save about $21,544.  … (2 comments)

home purchase: The Biggest Benefit to Owning a Home (in my opinion) - 06/29/10 01:19 AM
If you are thinking of buying a home somewhere in Southern California's Inland Empire, you have probably read about the obvious benefits of being a home owner before (see immediate list below).  I'd like you to consider the ‘other', often unspoken benefit of owning your own home.  I'm suggesting that a home can actually ‘build' a person.  (make sure you watch the #1 song Miranda Lambert video to understand this).

Here are the Four Most Common Reasons or Benefits to Home Ownership:  
Tax Deductions.  For both state and federal taxes, the interest paid on the mortgage is usually tax deductible....it's a tax … (5 comments)

home purchase: 99.5% LTV FHA Financing for All California Home Buyers Available - 08/01/09 10:35 PM
For a limited time (while funds last) you can purchase a home using an FHA loan with only .5% (one half) down payment.  FHA will allow a second mortgage from CHF to cover 3.0% of your down payment by using the Access 2nd loan down payment assistance loan.  The FHA 30 year fixed first loan can go to 96.5% LTV and the 2nd loan can be 3% of the purchase price....making total loan to value 99.5%.  You can even use the 3% for closing cost assistance! 
Call Brad Yzermans at (951) 215-6119 to learn more details about this program and get your PriorityBuyer Status Approval.  … (0 comments)

 
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Brad Yzermans - Murrieta, Temecula, & Menifee FHA-USDA Mortgage Loan Officer

Murrieta, CA

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Experienced Lender for FHA, USDA & VA home loans

Office Phone: (951) 215-6119

Cell Phone: (951) 491-5330

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