new york: Landmark Case? ...Hudson Valley Federal Credit Union VS. The State of New York
- 03/30/10 11:49 AM
How fair is this? Did you know that in New York, anyone obtaining a mortgage must pay a tax of 1.05% of the cost of the loan amount? Currently, a Dutchess County home-buyer who finances $300,000 is taxed $3,150, an amount which it typically added to the buyer's closing costs. My source tell me that in other states throughout the United States, home buyers seeking mortgages through credit unions are not subjected to mortgage recording TAX. True or False? (Maybe some of the other Active Rain members will confirm). And, how great would it be if home-buyers here in New York could avoid having … (7 comments)
new york: From State To State - Real Estate Is A Different Game!
- 04/11/08 05:05 PM
I specialize in relocation and feel it's important to mention - the process of a Real Estate transaction differs from state to state. So many agents do not know this. So many buyers and sellers need to be educated to this fact. A transaction in Ohio can close in 4 -6 weeks, while a transaction in NY can take 7-9 weeks (attorney state). Always use caution when planning to simultaneously coordinate two transactions involving two different states. There should always be a back up plan.
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new york: Dutchess County Wineries
- 02/15/08 03:59 AM
Once a year, I enjoy visiting the wineries of Dutchess County. My favorite is Millbrook Vineyards. I always end up going home with a case of wine - which lasts me for several months. Here is a list of local wineries: Alison Wines & Vineyards 231 Pitcher Lane Red Hook, NY 12571 845 758 6335 845 758 5073 fax Set in a converted 19th Century dairy barn amid scenic Hudson Valley farmland, Alison Wines & Vineyards crafts sophisticated table wines from the Noble French varietals as well as delicious dessert-style wines from locally-grown fruits. Now in our sixth year, we are proud to … (2 comments)
new york: Super, Super Fat Tuesday in NY!
- 02/04/08 10:13 AM
Tomorrow's a big day! How about them Giants???? New Yorkers get to look forward to the post Superbowl parade on Tuesday in lower Manhatten, while New Orleans gets ready for Mardi Gras (Fat Tuesday) - which is a reason we celebrate all over the country with Cajun culinary creations! But more importantly people - this day is also known as Election Day... .....or Super Tuesday. Superbowl parade, Super Tuesday, Fat Tuesday - how about Super, Super Fat Tuesday! Don't forget to vote!
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new york: I Heart NY
- 01/06/08 05:45 PM
I heart NY. Cute, as it might seem, it's a clever campaign...so catchy that even when we lived in Ohio my children were very familiar with it. We have lived in the Hudson Valley now for 8 years. We haven't run out of things to do here. "For more than three centuries, the Hudson Valley, located just north of New York City and extending south of Albany, has been a destination for visitors from far and wide. This historic region offers mansion tours, museums, performing arts centers, numerous historic sites, one-of-a kind events and a host of other attractions. Enjoy! There's only one Hudson … (0 comments)
new york: Be Careful About What You Say
- 01/03/08 06:17 AM
This is a warning to all homebuyers and sellers. By law a real estate agent must disclose to you who they are representing. Never make any assumptions that a real estate agent is representing your best interests unless you have it in writing. In New York (and most states) there is a state disclosure form that must be presented to you. If the agent you are working with does not present this to you - they are not doing their job and they could be breaking the law! "New York state law requires real estate licensees who are acting as agents of buyers … (1 comments)
new york: All Aboard!
- 12/15/07 01:25 PM
I just remembered another reason why living in Dutchess County, NY is so awesome... the trains! Whether you commute to NY City or just want to get there occasionally for the day (like I did last week on Metro North), the train makes the journey there stress-free! Next week I will be taking the train to Syracuse to get my parents for the holidays (they're in their 80's and don't drive the distance, so I take the train and drive them here in their car which is much more comfortable for them to get in and out of than my SUV). Anyway, we have … (1 comments)
new york: Here Comes The Snow - Selling Your Home In The Winter Months
- 12/12/07 12:36 PM
The weather system that froze Midwest states is expected to arrive in the Northeast after the Thursday morning commute, according to NBC WeatherPlus meteorologist Bill Karins. "Everyone will get to work just fine, but getting home should be ugly," he said. "A heavy burst of snow and sleet will fall from New York City to southern New England, especially between 2 p.m. and 8 p.m. Snow totals from the first storm could be 4-6 inches in Boston, New York City and other Northeast areas. By Saturday night, heavy snow and blizzard conditions are likely from central Pennsylvania, central New York and … (5 comments)
new york: Christmas In New York
- 12/10/07 10:42 AM
This weekend we decided to hop on a train from Poughkeepsie and visit the Big Apple for the day. As always, NY City was spectacular at Christmas time and we especially appreciated the unseasonably warm day. I enjoyed the window displays at Macy's on 34th Street, and Saks in Mid-Town. Little Italy was especially festive and also very deliciouso! At the end of the day, we took in a peaceful and quiet moment inside St. Patrick's cathedral - what a beautiful manger scene. But I have to say, the tree in Rockefeller Center this year is by far the best one I have seen! ....Proximity to NY City … (0 comments)
new york: DUTCHESS COUNTY, NY - CHRISTMAS TREE FARMS
- 12/07/07 02:52 PM
DUTCHESS COUNTY CHRISTMAS TREE FARMS Fresh-cut and cut-your-own Christmas trees are plentiful. Call ahead, area code 845, to determine hours & availability. Many farms offer activities such as hayrides, refreshments or concessions. Ask about saws, baling, carts and rope. Many have gift shops with handmade wreathes, greenery swags, centerpieces and stands. Make everlasting holiday memories with your family! … (1 comments)
new york: Curry & Garlic - Tastes better than it smells!
- 12/05/07 07:12 AM
It's a definite turn off! Cooking odors that linger, pet odors, a house that smells like the "chain smoker" who lives there - these are few of my unfavorite things. It's also the hardest thing to address with a seller. This is the first thing I notice when I step into a house. At the risk of offending my clients, I recommend charcoal odor absorbers - available in most hardware stores. These work to actually remove, absorb, expel and neutralize odors. They last for several weeks. I also recommend the Arm & Hammer Pet Odor Powder. I had a listing that was being marketed during a humid spell. The basement was damp and to add to … (1 comments)
new york: Hudson Valley Region
- 11/16/07 04:02 AM
$ 349,850 - OWN A PIECE OF THE COUNTRYSIDE! 2000 BUILT HOME SITUATED ON A 5.64 ACRE CUL DE SAC LOT. A ROCKING CHAIR PORCH OVERLOOKS NEARBY ROLLING HILLS. FEATURES HARDWOOD & TILE FLOORS, LARGE COUNTRY KITCHEN W/OAK CABINETS & TILE COUNTERTOPS, PART FINISHED WALK-OUT BASEMENT. PLENTY OF ROOM TO GROW WITH AN UNFINISHED LOFT OVER GARAGE, VERY SPACIOUS BASEMENT & UNFINISHED WALK-UP ATTIC. HURRY - THIS IS AN EXCEPTIONAL BUY! COUNTRY CHARM AWAITS! … (0 comments)
How fair is this? Did you know that in New York, anyone obtaining a mortgage must pay a tax of 1.05% of the cost of the loan amount? Currently, a Dutchess County home-buyer who finances $300,000 is taxed $3,150, an amount which it typically added to the buyer's closing costs.
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