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The tide has turned! It is now more important than ever to know your market!
It's important to::
*Know the numbers! *Educate their buyers and sellers on the local market conditions!
Inform your sellers! They need to understand the current market:
How many homes in their price range are currently on the market?
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The absolute importance of using an effective pricing (0 comments)
rhode island: Spring is in the air and mortgage applications are on the rise! - 03/07/07 03:18 PM
We are quickly approaching the spring season and more people are out applying for mortgages. Mortgage rates are still low with the average interest rate for a 30-year fixed-rate mortgage being 6.04 percent. According to the Mortgage Bankers Association, the MCI (Market Composite Index), which measures mortgage application volume, is at 671.6. This is shows an increase of 7.3% on a seasonally adjusted basis from a week earlier when it was at 626.1. When rates go down, refinancing applications tend to rise. Refinancing applications accounted for 46.1% of total applications up from 43.2% just a week ago. With interest rates still (1 comments)
rhode island: You've found your new home and signed the contract...when can you move in? - 03/05/07 05:48 PM
Buying a home, however, is far more complicated than buying a car. Plus, you're not likely to take title to a home as quickly as you can drive new car off the showroom floor. How long it takes to close a sale varies from one home purchase transaction to the next. Closing occurs when title to the property transfers from the seller to the buyer. The closing date is one of the many elements of a home purchase contract that are negotiated by the buyer and seller. The buyer usually proposes a closing date in the initial offer. If that date (0 comments)
rhode island: What is included in a home sale? - 03/05/07 05:45 PM
It's helpful to understand the difference between real property and personal property. Real property refers to the land and anything that is permanently attached to it, such as a house, trees, shrubs and a fence. Personal property is movable--things that are not permanently attached to real property. Furniture, clothing, art work and potted plants are examples of personal property. A fixture is an item of personal property that is attached to the real property and is therefore treated as real property such as plumbing and light fixtures. Fixtures typically transfer to the buyer with the real property unless they are specifically (0 comments)
rhode island: What kind of insurance will I need when I buy a home? - 03/05/07 05:44 PM
Before a lender will issue the mortgage funds to close on a home purchase, a policy of title insurance is usually required which guarantees the lender's interest in the property. The buyer usually pays for the lender's title policy. But, the lender's policy won't protect the buyer's interest in the property. Buyers should obtain their own policy of title insurance. Who pays for the buyer's title insurance is usually negotiable between the buyer and seller, and is often set by local custom. Title insurance is paid for on a one-time only basis, and it's not transferable. The cost of a policy (0 comments)
rhode island: Does your home have "defects"? Of course it does! - 03/05/07 05:38 PM
Did you know that just about every home has defects? You'll undoubtedly discover defects during your inspections. In fact, you should hope that any significant defects are uncovered before you remove your inspection contingency from the purchase contract. It's far worse to be surprised after closing by unanticipated repair expenses. Armed with a complete assessment of the current condition of the property, you can make an informed decision about whether to purchase the property in its present condition. Or, you may want to renegotiate the terms of your contract with the seller. If defects are incurable, you may want to withdraw from (0 comments)
rhode island: What is an "as-is" sale? - 03/05/07 05:35 PM
What is an "as is" sale?It's difficult to know from an advertisement what "as is" means with respect to the sale of a residential property. It can mean that the property is being sold in its present condition and without a warranty. In other words: The seller makes no guarantees about the property's condition.In some states, like California, sellers may provide a general warranty of habitability when they sell a home. Generally, this means that the roof is free of known leaks and the dwelling systems like plumbing and electrical are in working order. With an "as is" sale, such a (0 comments)
rhode island: Getting Ready To Sell? Here's What You Should Do! - 02/24/07 06:01 PM
In preparing your house to sell, ask yourself over and over if your house looks like someone else's dream house. Houses in move-in condition tend to be inviting to buyers; houses that are like new typically sell the fastest and procure the best price. With that in mind, here are a few things to consider when getting ready to sell: Exterior Remember the 60-second rule: that's all the time you have to create a good first impression! Mow the lawn, rake leaves, trim trees and shrubs that keep light out of the house and remove dead plants. Pick up tools, garbage (0 comments)
rhode island: 10 Questions to Ask Your Realtor about Selling a Home - 02/24/07 05:58 PM
1. Are you a full-time professional real estate agent? How long have you worked full time in real estate? How long have you been representing buyers? What professional designations do you have? Knowing whether or not your agent practices full time can help you determine potential scheduling conflicts and his or her commitment to your transaction. As with any profession, the number of years a person has been in the business does not necessarily reflect the level of service you can expect, but it is a good starting point for your discussion. The same issue can apply to professional designations. 2. (5 comments)
rhode island: 10 Questions to Ask Your Realtor about Buying a House - 02/24/07 05:32 PM
1. Are you a full-time professional Realtor®? How long have you worked full time in real estate? How long have you been representing buyers? What professional designations do you have? Knowing whether or not your agent practices full time can help you determine potential scheduling conflicts and his or her commitment to your transaction. As with any profession, the number of years a person has been in the business does not necessarily reflect the level of service you can expect, but it is a good starting point for your discussion. The same issue can apply to professional designations. 2. Do you (0 comments)
rhode island: Welcome to Rhode Island!!! - 02/15/07 08:41 AM
Rhode Island is the smallest state in the United States, located in New England; bounded by Massachusetts (N and E), the Atlantic Ocean (S), and Connecticut (W). Its official name is the State of Rhode Island and Providence Plantations. Area, 1,214 sq mi (3,144 sq km). Pop. (2000) 1,048,319, a 4.5% increase since the 1990 census. Capital and largest city, Providence. Nickname, Little Rhody. Motto, Hope. State bird, Rhode Island red. State flower, violet. State tree, red maple. Rhode Island is the smallest of the 50 states and except for New Jersey the most densely populated. The dominant (0 comments)
rhode island: Rhode Island Out-of-State Landlord Law: Property Management - 02/14/07 04:38 PM
Are you an out-of-state landlord? If you're an out-of-state landlord then you do need a property manager! Did you know that Rhode Island law (R.I.G.L. 34-18-22.3) requires all non resident landlords to register with the secretary of state's office and the city/town clerk's office where the property is located. This law requires the non resident landlord to provide an in-state agent and in-state address for service of process and notice. The most important provision of the law is the penalty sections for non-compliance. If a landlord does not designate an in-state property manager and file the appropriate paper work, (0 comments)
Why Use Keller Williams® ...because your move matters Full Time Professionals: Keller Williams® is made up of top full time sales associates and supporting staff that are carefully selected to be part of our firm. Knowledgeable: In addition to required education for licensing, our sales associates attend numerous courses through Keller Williams® University to keep them up-to-date on current real estate trends and information. Our training is the most comprehensive in the industry. Professional Standards: Our standards for performance are for the benefit of our clients and they are the highest standards in the industry. Our policy manual guarantees (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.