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Special Circumstances When You're Not a Typical Borrower - 08/21/09 02:05 PM
With so many first-time home buyers applying for home loans you might want to konw what to do when you don't fit the mold for a typical buyer. Some thinks that might cause you to break the mold would include: being at your job for less than a year, showing a few late payments on your credit report, or being self-employed. Here are some tips on dealing with some special mortgage loan situations:
A Problem Appraisal: Sometimes an appraisal comes in lower than you agreed to pay for it. If the appraisal value falls short of the loan amount, you might … (0 comments)
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Host a Block Party - 08/19/09 03:32 PM
If you're like me, then I'm sure you love lounging outside with good friends and a glass of wine on a warm, summer night. For myself, this generally means curling up on my front porch with my husband and a few friends from the neighborhood.I have been blessed to have incredibly close relationships with my neighbors, as they are some of my closest friends, and I have always been a strong believer incamaraderie between those who live near us.Whether or not you spend your weekends with your neighbors, a block party is the perfect opportunity to strengthen your current relationships and … (0 comments)
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Potential Home with Potential - 08/13/09 11:29 AM
Home shopping for first-time homebuyers it's an exciting, albeit nerve-wracking, experience. If you're like others in the market for their first home, you probably have in mind exactly how your soon-to-be home will look. But it's important not to fall into the bad decorating, dingy walls and dirt-bare back yard equals bad-home trap. If you don't see past the hideous wallpaper, funky light fixtures and avocado green carpeting, you may miss out on a home with great potential. And, if you're looking for a home in a seller's market where homes are being snatched up as soon as they go on … (0 comments)
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Frozen Pizza - 08/12/09 12:04 PM
This isn't something I usually write about but now that school has started I thought it would be useful to know which frozen pizzas are the best (in my opinion.) Since school is back in session time that was there to cook dinner just doesn't seem to always be there anymore.
Vegetable Pizzas:
365 Mediterranean Pizza ($5, 13.5 oz, Whole Foods) This pizza is loaded with feta cheese, spinach, and kalamata olives.
American Flatbread Sundried Tomato and Mushroom Pizza ($12, 16.2oz) This pie has a light and crunchy crust with a good blend of spices.
Amy's Spinach Pizza ($7, 14oz) This … (3 comments)
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2009 Indianapolis Colts - 08/11/09 10:24 AM
With a new coach the Indianapolis Colts are gearing up for the kick off of the 2009 season. Here is their preseason and regular season schedule:
Preseason:
8/14 Minnesota 7:30pm
8/20 Philadelphia 8:00pm
8/29 @ Detroit 1:00pm
9/3 @ Cincinnati 7:30pm
Regular Season
9/13 Jacksonville 1:00pm
9/21 @ Miami 8:30pm
9/27 @ Arizona 8:20pm
10/4 Seattle 1:00pm
10/11 @ Tennessee 8:20pm
10/25 @ St. Louis 1:00pm
11/1 San Francisco 1:00pm
11/8 Houston 1:00pm
11/15 New England 8:20pm
11/22 @ Baltimore 1:00pm
11/29 @ Houston 1:00pm
12/6 Tennessee 1:00pm
12/13 Denver 1:00pm
12/17 @ Jacksonville 8:20pm
12/27 New York Jets 4:15pm
1/3 … (0 comments)
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House Hunting Tips - 08/10/09 11:11 AM
If your buying a home or thinking about buying a home these tips will help make your house hunting experience rewarding.
1) Location, location, location. You've heard it before and it really is true. Location is crucial. How far do you want to commute to work? How are the schools and shopping centers in the possible location?
2) Make a list. Do you know what you really want and need in your new home? You'll save many hours if you have a nice list of things you want to look for ahead of time. Zero in on the features you must … (0 comments)
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2009 Indiana State Fair - 08/07/09 09:55 AM
The Indiana State Fair kicks off today August 7th and continues through Aug 23rd. They have extended the fair this year to a full 17 days. This year is the year of the tomato but there is much more to do than just eat. Here are some highlights:Band Day: August 7th all day long
Purina Incredible Dog Challenge: August 7-8, Celebration Park. These pooches compete in freestyle flying disc, diving dog, Jack Russell racing, agility and 60 pole weave-pole racing. This is the 12th year and will be televised by ABC/ESPN
Hendrick's Racing Pigs: 11am, 1, 3, 5, and 7 pm … (0 comments)
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Changes for Fannie and Freddie - 08/06/09 09:19 AM
The Obama administration is considering an overhaul of Fannie Mae and Freddie Mac that would strip the mortgage finance giants of hundreds of billions of dollars in troubled loans and create a new structure to support the home-loan market, government officials said.
The bad debts the firms own would be placed in new government-backed financial institutions -- so-called bad banks -- that would take responsibility for collecting as much of the outstanding balance as possible. What would be left would be two healthy financial companies with a clean slate.
The moves would represent one of the most dramatic reorderings of the badly shattered … (0 comments)
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9% of Late Home Loans Get Help! - 08/04/09 09:56 AM
First report by Obama administration details uneven performance by firms implementing $75 billion mortgage modification program.
Nearly 9% of delinquent borrowers have been placed into a trial modification under the Obama foreclosure prevention plan. This translates into 235,247 loans that were at least 60 days delinquent at the 38 loan service firms participating. The adminsitration says it is on pace to hel up to four million homeowners over the next three years!
Officials want to see 500,000 loan modifications under way by November 1st. By releasing the progress reports, the administration is hoping to hold institutions responsible for their performance. The … (0 comments)
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Buy, Sell or Stay Put? - 08/03/09 11:37 AM
Tips for sellers
Price it right
Because buyers have lots of homes to choose from these days, it's all about price. A home sells most quickly if it's put on the market at a price that's just a bit lower than the prices of similar homes in the area.
"You have to stay more current than in the past, so your broker should show you the prices of comparable homes that have gone into escrow in the past month, not three months ago," says John Veneris, a real-estate broker in Downers Grove, Ill. And if you don't get an offer in … (0 comments)
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Beverly Fast Sinclair CRS, GRI
Carmel,
IN
More about me…
Keller Williams Realty
Address: 14300 Clay Terrace Blvd, Suite 204, Carmel, IN, 46032
Office Phone: (317) 846-3277
Cell Phone: (317) 213-3278
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