florida property insurance: Florida Homeowner's Insurance: Top Ten Ways to Save - 05/01/08 10:07 PM
Homeowner’s insurance may soon be increasing for Florida residents—and even more for those living in the southern part of the state. This is the ideal time to check your policy and your home to see if you can cut your costs and make up for the rates hike.
Your Policy
1. One of the simplest ways to decrease your insurance premiums is to increase your deductible. This is true of most types of insurance, but few pay off as much as increasing the deductible on your home. Increase it to $2,500 and you could save hundreds of dollars every year.
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florida property insurance: Florida Property Insurance Changes will Affect Most Homeowners - 04/13/08 06:19 PM
In the wake of Hurricane Katrina and other destructive storms, getting affordable property insurance hasn't been easy. Many private insurers shed high risk clients after storms in 2004-2005, and raised assessments for others. For those who could no longer afford private insurance (or who were declared uninsurable by private insurers), state insurer Citizens Property Insurance Corp is the last resort.
Over the last year, the state has been attempting to keep property insurance rates low for those who are insured with CPIC. According to critics of the latest property insurance changes, however, Florida residents who are insured by private companies will end … (0 comments)
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florida property insurance: Hurricanes and Florida Property Insurance - 08/15/07 12:54 PM
Anyone who owns property in Florida is well aware that property insurance rates have risen to astronomical heights after the 2004 and 2005 hurricane seasons, and led to the cancellation of thousands of homeowners’ insurance policies. In January, the state passed new legislation that was expected to both reduce soaring premiums and stem the flood of cancellations by shifting a larger financial risk to the state. While the initial results were positive – average premium reductions of over 12% - a look at the numbers six months later tells a different story. The predicted heavy hurricane season has led 35 insurers … (0 comments)
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