I strongly recommend that you call them and get pre-approved for there loan programs before you start your property search!

 

In today’s lending environment it’s critical to apply for and get pre-approved for a loan before shopping around for property. Many sellers will not even consider an offer you submit unless it has your loan pre-approval letter with it. Also the sellers will be more likely to immediately accept your offer, even if that offer is for less than list price.

 

There are more advantages to gaining pre-approval than you would initially surmise. When the lender hands a borrower a pre-approval letter, it means the borrower can: Save Time by Looking at the Right Homes in the right price range, Spend More Time Examining the Right Homes knowing what the loan costs – down payment & monthly payments are, Gain Confidence & Avoid Disillusionment & Disappointment, Increase Bargaining & Negotiating Power, Enjoy a Faster smother Closing Period.

 

Lender Contacts:

 

Brooke Nicholson with RBC Bank at (Office 828-287-6454) (Fax 828-287-6445) Her office is located at 275 N. Main St., Rutherfordton, NC 28139 Email Brooke at brooke.nicholson@rbc.com Down Load and fill in the RBC Credit Application Click Here

 

And Mitchel Pridmore with Carolina Farm Credit at (Office 828-286-9183) or his (Cell 828-226-9801) located at 319 Oak Street., Spindale, NC 28160 Email Mitchel at mpridmore@carolinafarmcredit.com Down Load and fill in the Credit App Click here

 

Question? Do I have to come back to NC for the closing? No, All the closing documents will be mailed to you at your home address with in 10 to 14 days by FED EX mail. For more information call Ken Williams at 828-429-4004 and visit http;//www.carolinaland.com