Candace Smith's (candacesmith) Blog

Thanks to increasingly tightening credit standards and rising interest rates, there has been a lot of buzz about the startling increase in foreclosure rates across America.Many homeowners think it can or will not happen to them, but what would you do if you were actually faced with the prospect o...

Many home buyers are not aware of the fact that most moving expenses can be written off as a tax deduction - even house-hunting trips!  In order to receive the deduction, however, it is important to keep detailed records of all moving expenses if your move is job-related.  If your move is 35 mile...

Many of us may just think of it as the dirt and grass that our home is sitting on, but the makeup and quality of the soil upon which your home is built is extremely complex and varies from area to area.  Investigating the soil on your property can tell you a great deal about the history and futur...

Thanks to today's tightening credit standards, you may need more paperwork than ever when applying for a new home loan.  To try to make the process less daunting, I've put together this list of items you may be required to bring along when you visit your lender to begin the loan application proce...