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first time home buyer: It's a Great Time to Pursue the Texas Dream of Home Ownership! - 05/17/12 05:45 AM
Home buyers in North Texas, including the Lewisville and Flower Mound areas, are finding that now is a great time to find their Texas dream home!  Mortgage interest rates are at all-time lows, and there are some great homes available in all price ranges.  The following graph (shown with written permission) shows the historical rates from1963 to 2010.

Narrowing it down to more recent trends over the past 20 years, and broken down by 30 year fixed, 15 year fixed, and 1 year ARM rates is this graph:

This has certainly drawn a lot of home buyers out!  We … (1 comments)

first time home buyer: Yes It Is True! Federal Income Tax Credits ARE STILL Available For First Time Home Buyers In Texas! - 05/07/10 07:38 PM
You've probably heard that the $8,000 federal income tax credit for first time home buyers has expired as of April 30, 2010.  Well, if you weren't able to take advantage of that tax credit, there is another tax credit available to first time home buyers in the state of Texas that may be even better!
You could potentially get a federal income tax credit through the Texas Mortgage Credit Certificate program of up to $2,000 each and every year that you own and occupy the property you purchase as a first time home buyer (cannot have owned a home in the … (3 comments)