Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Credit: Example Letter To A Collection Agency - 03/25/08 12:49 AM
Collection Agencies are quick to act upon trying to collect a debt from consumers. Sometimes letters go out to several parties with similar names, trying to seek out the "real" debtor. Below is an example letter that can be sent out to a collection agency, if you feel this is NOT your debt: Again, Credit is SO Important today, for a consumer to be as squeaky clean as possible! Here is an example letter to a collection agency... Name of Collection Agency: Address of this Agency: Account Number: Date: To Whom It May Concern: I have received notice that your office is trying to collect a debt, that (6 comments)
Credit: What are your rights under the Fair Credit Reporting Act? - 03/25/08 12:14 AM
Since credit is tightening up, it is very important to know what your rights are, under the Fair Credit Reporting Act! Right now, there are so many credit reporting agencies out there, besides credit bureaus - such as specialty agencies that report insurance claims, medical records, rental records, check writing histories - just to name a few. The Federal Fair Credit Reporting Act promotes accuracy. So, what are your rights as a consumer? A consumer has the right to be told what information on file was used against them, including the name, address, phone number of agency making the report. A consumer has the right (0 comments)
Credit Dispute - Example Letter to Send to Credit Bureaus - 03/24/08 11:38 PM
Some of my customers have asked me for an example letter to send to the Credit Bureau, since I used to be a loan officer with first hand knowledge learning to help my clients. First off, make sure you can provide proof (never mail original receipts - make copies & keep all originals in a safe place). Also, make sure your credit report is current, less than 90 days old. Ok, here goes.... Attention: (put in name of Credit Bureau - Experian, TransUnion or Equifax) Report Number (this number is found on the top of your credit report) Date: To Whom It May Concern: After reviewing my (2 comments)
Get a Copy of Your Credit Report - 03/23/08 04:02 PM
Yes, get a copy of your credit report! Errors in credit reports can be difficult to correct, even time-consuming. Before you begin shopping for a house or mortgage, it is wise to get your credit report from these 3 credit reporting agencies: Equifax Credit Information Services: PO Box 740256, Atlanta GA 303-74-0256 or call: 800-685-1111 or go online to: www.equifax.com Experian National Consumer Assistance Center: PO Box 949, Allen TX 75013-0949 or call: 800-682-7654 or go online to: www.experian.com TransUnion National Disclosure Center: PO Box 390, Springfield PA 19064 or call: 800-888-4213 or go online to: www.tuc.com or www.transunion.com Basically, your credit reports are (1 comments)
Credit Scores - Where do you fit in? - 03/23/08 03:33 PM
So, how does your credit score? Are you an 800+. 750 - 799? 700-749? 650 -699? 600-649? 550-599? Under 550? There is a Federal Law put into place, entitling a consumer to a free credit report every year - but these credit reports do not tell the consumer what their credit scores are. Credit Scores are not "freely" given out, that answer is going to cost you anywhere from $6 to $15 or so. Your credit score is determined from the credit report, along with several other factors, so it is very important to review your credit reports to make sure they are (2 comments)
Foreclosures Galore In OHIO - "FREE LINK" - 03/22/08 02:49 PM
Foreclosures are EVERYWHERE - from fixer uppers to executive move-in ready homes, commercial property, vacant land, multi-family residences. Many websites & other agencies are charging the public (potential buyers, investors, and even real estate agents) to view these homes online. But I am furnishing a link, that is TOTALLY FREE to check out homes for sale, including HUD Homes, VA Gov't Homes, FDIC, Small Business Administration, US Army Corp of Engineers, Customs, US Marshal's Service and the Dept of Agriculture - Rural Development. This link will allow ANYONE to search homes for sale, seized through foreclosure or other means, NOT just (0 comments)
Welcome to CLEVELAND, Ohio - Lake Erie Lifestyles - 03/21/08 02:30 AM
It's my pleasure to Welcome YOU! Cleveland, Ohio: full of rich, cultural heritage with affordable housing. In fact, a recent Forbes article tells us that Cleveland was ranked the 4th Best City in the United States to buy a home. Yes, the Cleveland Area has seen its share of the housing slow-down, plus numerous foreclosured, bank-owned homes saturating the market - but many states and major cities have, too. We're no different in that aspect, but Northeast Ohio is blessed to have world-renowned medical and educational facilities. Cleveland prides itself in world-class professional sports teams, the Cleveland Orchestra, numerous museums, large (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.