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first time home buyer: DO WE REALLY HAVE 164 DAYS TO GO? - 11/19/09 06:21 PM
 
Phil gives us some important dates to remember - the First Time Home Buyer's Tax Credit will expire sooner than we think:
 
Via PHILIP TURNER-MORTGAGE BANKER SINCE 1980 (MCCUE MORTGAGE COMPANY):
As of today, April 30th is 164 days away.  April 30th is the last day that a Purchase and Sales Agreement may be signed by all parties to take advantage of the federal tax credit for home buyers.
Out of those 164 days we need to subtract out days that most of us do not work  - Let's see what is ahead of us:
Thanksgiving
Christmas
New Years Day
… (7 comments)

first time home buyer: Do I Qualify For The New First Time Home Buyer Tax Credit? - 11/18/09 04:47 PM
Are you confused by all of the talk about the $8,000 first time home buyer tax credit? Not sure if you qualify? This short video from RE/MAX highlights the points of the $8,000 First Time Tax Credit Extension and Expansion: -Extends the $8,000 first time Home Buyers Tax Credit if you're under contract by April 30, 2010 and close by June 30, 2010 -Up to $6,500 tax credit for current homeowners who have lived in their homes (as principal residence) for 5 consecutive years of the last 8 years and close on their new home by June 30, 2010 -Income level … (2 comments)

first time home buyer: The Confusing world of PMI, Simplified - 03/09/09 11:21 PM
 
Buyers aren't alone if they're confused about PMI. Robert has written an excellent tutorial on the subject:
 
Via Robert Rauf (REMN The Real Estate Mortgage Network):
 The new world of Private Mortgage Insurance. (PMI)
 
Over the past few years we have seen so many changes in the mortgage world, the most obvious one is the return of PMI. We spent years doing loans with piggy back seconds cheating the system into thinking that there was 20% down.  The days of the 80-10-10 are gone, and the days of the High LTV second are gone as well.
PMI at … (2 comments)

first time home buyer: A Steal of a Deal in Madison Heights, Virginia - JUST REDUCED to $88,500 - 02/24/09 12:53 PM
… (2 comments)

 
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Debbie Malone, Lynchburg Realtor, (434) 546-0369

Lynchburg, VA

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RE/MAX 1st Olympic

Address: 20395 Timberlake Rd, Lynchburg, VA, 24502

Office Phone: (434) 832-1100

Cell Phone: (434) 546-0369

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Homes for sale in Lynchburg, Forest, Bedford and Campbell Counties or at Smith Mountain Lake. Check below for local information on schools, restaurants and things to do in the Lynchburg, Virginia area. Debbie Malone on Zillow
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