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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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I just wanted to let everyone know that the FHA change in upfront Mortgage Insurance Premium is quickly approaching!! April 5th is the date that FHA raises the upfront premium from 1.75% to 2.25% of the loan amount. 1/2 a percent increase is pretty significant and should motivate buyers to focus in - Simple math on a $200k loan the borrower will be looking at an extra $1,000.00 in Mortgage Insurance Premium!! The key to avoiding this hike is to get your FHA buyer under contact prior to 4/5/10 so that an FHA case number can be pulled and the 1.75% upfront MIP fee can be used. Any case numbers pulled post April 5th will reflect the 2.25% upfront MIP fee.
6% Seller Contributions dropping to 3%
I just wanted to touch base on the pending FHA change in Seller contributions. While dropping the seller contribution % from 6% to 3% is a pending policy change, a formal FYI has not yet been issued yet. So at the time, FHA max seller contribution is still reflected to be 6%.
There is no set in stone time table on the change, and I am sure once it is released it will not be immediate. I would feel comfortable writing in 6% seller contributions into any residential offer - if that is what the buyers want.
All for now. Feel free to contact me with any questions and/or concerns!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.