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bank of whitman: Spokane Refinance -- Bank of Whitman - 01/09/09 05:43 PM
As I am sure everyone has heard, rates are near all-time lows. My phone has been ringing off the hook with new and old clients trying to take advantage of the sub 5% interest rates that are available right now.
!!!NEWSFLASH!!!I am not the only Loan Officer experiencing this.
There is a refi wave rolling through the entire nation and lenders are entirely SWAMPED! Turn times have increased, Wells Fargo today released a note saying to lock no shorter than 45 days and were wanting 60day locks to be safe. Some lenders like Chase reprice for the worse half way … (4 comments)
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bank of whitman: The Bank of Whitman - Spokane's Place for Home Loans - 09/02/08 12:51 PM
There is no mortgage lending crisis for community banks. That's because community banks are well run, highly capitalized and tightly regulated. We are, and always have been, common sense lenders focused on doing what is best for our customers and our communities. Having never written a subprime or Alt A mortgage, Bank of Whitman is in solid shape with money to lend.
With the most aggressive pricing in the area, in house underwriting, and 24-48hr UW turn times, we are set up to succeed in this market. Constant communication from initial application through closing will keep you and the … (2 comments)
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bank of whitman: JUNE is National Homeownership Month! - 06/03/08 01:15 PM
TIME TO CELEBRATE!
Homeownership is the American Dream! For those of you who own your home, celebrate! And for those of you who still rent, don't fret! There are options for you! Despite the current market turmoil, Bank of Whitman is in solid shape: They have plenty of liquidity, sensible underwriting standards, and are ready to lend! - factors essential to keeping our community strong and families secure in their homes. Today, Spokane is a buyers market and if you are looking to purchase antime soon you have a few things going for you!
1. We have money to lend and programs to fit … (3 comments)
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bank of whitman: ACTIVE RAINERS...Are you using Zillow Mortgage? - 05/22/08 04:54 PM
I haven't signed on yet, but I noticed that some LO's in my area are on it. Have you logged in yet? I am planning on getting set up this evening, but wanted to touch base and see if any of you have had any success with it as of yet?
Have you generated any new business from it?
Would you recommend it? Why?
… (10 comments)
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bank of whitman: Try a Community Bank for your next home loan - 05/15/08 12:17 PM
Despite the current market turmoil, community banks are in solid shape: They have plenty of liquidity, sensible underwriting standards, and are ready to lend - factors essential to keeping your community strong and families secure in their homes. For the most part community lenders did not create nor contribute to the subprime mortgage crisis.
With all the doom and gloom that you hear in the media about lending and the changes to lending guidelines I recommend looking at one of your local banks. Obviously I may be a little biased, but these banks for the most part offer all the products … (0 comments)
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bank of whitman: Is your MLS giving listings to independent websites? - 05/14/08 11:12 AM
An article in the NY Times on Monday peaked my interest and I thought I would share it with you all. Great article that makes you think about the future of the real estate market.
What do you think about sharing your listings with independent webistes?
Do you think it will be or is helpful or is it adding more competition to an already competitve market?
"AS if home buyers do not have it good enough already, finding a house for sale on the Web is becoming easier.
The triple threat of a weak market, legal pressure and increasing competition has … (4 comments)
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bank of whitman: Why I Love My Job - 04/28/08 02:41 PM
I have always enjoyed helping people. From childhood through college I have participated and led many retreats and organizations designed to help individuals, families, and even companies from all walks of life. After graduating with a marketing and finance degree from Gonzaga I took a job with a startup technology company in town. Although I enjoyed developing it into one of the leaders in its industry within a short period of time, I was unfulfilled. I knew for my next profession that I wanted it to be a long lasting fulfilling career, so I turned inward and asked myself what I really liked. Three things popped up. … (6 comments)
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bank of whitman: Spokane's "Best of" 2008...with a little twist :) - 03/29/08 09:51 AM
Every year our local independent weekly newspaper - the kind you find for free at your favorite coffee shop just released "The Best of 2008" for Spokane. Below I have listed the big ones and have added a few comments (and businesses) here and there that i think should have been included. Here are their findings. Enjoy!
Best Asian Food: 1. Mustard Seed 2. Gordy's 3. PF ChangsNo Problem with these choices although I am still a little miffed that Mustard Seed left downtown for a Mall location
Best Burgers: 1. Red Robin 2. The Onion 3. D'LishsI gotta add Zip's to the list. … (4 comments)
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bank of whitman: We do Manufactured Homes as well!! - 03/24/08 03:37 PM
In this day and age in the mortgage industry it is hard to find lenders that lend on Manufactured Homes. If you are having trouble finding one look no further! Well lend on Manufactured homes and we do it well! Take a look!
Bank of Whitman Manufactured HomesGreat relationship with Secondary Market LenderFHA, ConventionalSame Day Pre-Qualification ApprovalsLow Closing CostsLocal, Employee-Owned Bank, Meetings done face-to-faceNo 2nd MortgagesLand and Home have to be one - No single wide½ point higher rate than 30yr fixed stick built homesUnder 620 FICO = ½ point minimum hit to rateUp to 97% LTV on PurchasesRefinance: R/T to … (0 comments)
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bank of whitman: Why use Bank of Whitman for your mortgage needs? - 03/24/08 03:28 PM
Who is Bank of Whitman?
Mission StatementIt is our intention to remain an independent, locally owned and employee owned community bank.The mission of the Bank of Whitman is to provide for the financial needs of our service area by being a safe, sound, customer-oriented, profitable financial institution, promoting economic growth, opportunity, and stability within our communities.This mission will be accomplished by providing quality financial products, and responsive, personalized service, while emphasizing our commitment to employee ownership and remaining an independent, locally owned community bank.
What we Offer Below is a little snapshot of what The Bank of Whitman offers to its clientele. … (1 comments)
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Spokane Home Loan -- Casey Brischle -- Mortgage Professional
Spokane,
WA
More about me…
Columbia Bank
Office Phone: (509) 464-3023
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