Cathie Szmon's Blog

Commercial Space for Lease - St. Marys ON

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Tue, 12 Jul 2011 10:29:20 -0700

101 Queen Street - St. Marys ON

Large commercial/retail store for lease in the historic town of St. Marys. Main street exposure, two entrances to building, one at front and one at back. High traffic area with large display windows. This building has recently undergone many renovations. 1100 square feet of space at the front of building for retail, another 900 square feet at the back of the building. Rent is $1000/month+HST with an additional $600/month property fees that include utilities (heat,hydro,water) and property taxes. Pride of ownership shows through the building. Central air through out.

Immediate possession. MLS 796571. Call today for a private viewing.

Cathie Szmon, Broker
Sutton Group-first choice realty ltd., Brokerage
163 Queen St E St. Marys N4X 1A3
Office 519-284-4515 ext. 308
Cell 519-272-6019
Email szmon@quadro.net
www.cathieszmon.com

101 Acres of Country Paradise - Thames Centre - Middlesex

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Fri, 10 Jun 2011 14:58:14 -0700

16624 Wyton Drive R.R. #2 Thorndale - Thames Centre - Middlesex

This country estate rests on 101 acres and is a nature lovers paradise with bush, trails, creeks and a pond. Custom built executive home designed and built by renowned architect Barry Wade. The home is open concept with a large gourmet kitchen, eating area overlooking the forest and a sunken living room with a fireplace. Find tranquility in the large master bedroom with a spa like ensuite and large walk in closet. Perfect for entertaining, the lower level is complete with large windows, a large recroom, games room, fireplace and bath. The upper level has two good size bedrooms and a bath. For the hobbyist or business owner , outside there is a large workshop with double doors and a 2 bay insulated building. Virtual tour at www.cathieszmon.com MLS 259498 Price $1,200,000.00

Cathie Szmon, Broker
Sutton Group-first choice realty ltd., Brokerage
163 Queen St E St. Marys ON N4X 1A3
Office 519-284-4515 ext 308
Cell 519-272-6019
www.cathieszmon.com

3 Bedroom 2 Bath Brick Bungalow - Village of Embro - Zorra Township

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Fri, 27 May 2011 06:57:18 -0700

47 Commissioners Street - Embro

The Village of Embro is centrally located between Woodstock, Stratford and London.

Just listed, this well cared for 3+1 bedroom, 2 bath brick bungalow. The main level has hardwood flooring throughout the living room, dining room, hallway and bedrooms.

Formal dining area just off the kitchen over looks the living room with a gas fireplace. Perfect area for dinner parties.

The kitchen has a nook with 5 stools fore eating at. Patio doors lead to a deck in the back yard. Perfect for BBQ season!

The lower level of this home is perfect for entertaining. It has a bar and sitting area that leads to a cozy area in front of the gas fireplace. Past that is a large family room. Just off the family room is a multi purpose room. It is currently being used as an exercise room, however could be a bedroom, office, play room - you choose!

The outside of this home is well landscaped and another great area for outside entertaining. There is a deck off the kitchen which leads to a patio area over looking a pond. This patio area leads to the side yard that has a fire pit.

This home has main floor laundry. Many updates have been done to this property in the last few years - furnace, central air, air cleaner, water softener, gas fireplace, new carpet in lower level, family room landscaping, patio and walk ways are just a few of them. This home sits on a very private lot on a dead end street next to a field.

The house and yard are in immaculate condition, tastefully decorated and in move in condition. Call today for your private viewing. Price $324,900 MLS 584879

Cathie Szmon, Broker
Sutton Group, first choice realty ltd., Brokerage
163 Queen St E St. Marys ON N4X 1A3
Office 519-284-4515 ext. 308
Cell 519-272-6019
www.cathieszmon.com

Kick-Off to Summer Open House - St. Marys ON - May 21st 2011

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Sun, 15 May 2011 20:55:58 -0700

Kick-Off To Summer Open House
Saturday, May 21st, 2011
All Day

Downtown St. Marys ON will be a beehive of activity all day with the Kick-Off To Summer Open House. This special event will feature live models in the shop windows from noon until 2pm; buskers entertaining on the streets; and new merchandise and tremendous discounts in the stores. Merchants are thrilled to not only welcome in the summer season but new and returning shoppers to St. Marys. This will be a fantastic day! We hope you'll join us!

Location: Downtown St. Marys
Website: www.townofstmarys.com
Contact: For further information on this event, please contact the Community Development Department of the Town of St. Marys at 519.284.3500.

Cathie Szmon, Broker
Sutton Group, first choice realty ltd., Brokerage
163 Queen St E St. Marys ON
Office 519-284-4515 ext 308
Cell 519-272-6019
www.cathieszmon.com

CREA Updates Resale Housing Forecast

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Tue, 10 May 2011 06:49:48 -0700

The Canadian Real Estate Association (CREA) has revised its forecast for home sales activity via the Multiple Listing Service^® (MLS^®) Systems of Canadian real estate Boards and Associations for 2011 and 2012.

National sales activity is now expected to reach 441,100 units in 2011, a decline of 1.3 per cent from 2010. This is a slight improvement from the 1.6 per cent decline forecast by CREA in February, due to stronger than expected activity in British Columbia in the first quarter of 2011.

"Home buyers expect mortgage interest rates to rise and are mindful of their current and future debt levels. They're doing their homework to better understand how their mortgage payments and family budget might change down the road before they make an offer," said Gary Morse, CREA President. "That said, even though mortgage rates have increased recently, they remain very attractive and are keeping financing within reach for many homebuyers," added Morse. "Some housing markets are hotter than others, so buyers and sellers would do well to consult their local REALTOR® to understand how supply, demand and prices are evolving in their housing market."

In 2012, CREA forecasts that national sales activity will rebound by 2.6 per cent to 452,500 units. This is little changed from the previous forecast, and stands roughly on par with the ten year average for annual activity.

Although sales activity in the first quarter of 2011 came in largely as expected, multi-million dollar property sales in Greater Vancouver have surged unexpectedly. These sales have upwardly skewed average sale prices for the province and nationally, prompting the average price forecast to be revised higher.

The national average home price is forecast to rise four per cent in 2011 and nine-tenths of a per cent in 2012, to $352,500 and $355,800 respectively. This marks an increase from the previous forecast, and underscores the significant effect that investment in British Columbia is and will have on national results.

"As expected, recent changes to mortgage regulations brought forward some sales activity into the first quarter that would have otherwise occurred later in the year, particularly in some of Canada's more expensive housing markets," said Gregory Klump, CREA's Chief Economist. "This is likely to result in a milder version of the volatility in sales activity that we saw last year."

CREA expects home sales activity to regain traction after dipping in the second quarter as economic recovery and hiring continues. "While interest rates are expected to rise later this year, they will still be within short reach of current levels and remain supportive for housing market activity," said Klump. "Continuing job growth will underpin housing demand, keeping the housing market in balance and stabilizing home prices."

"The extent to which high priced sales activity in Vancouver will pitch up the average price locally, for British Columbia and nationally will likely diminish in the next couple of months in line with a seasonal increase in national activity," Klump added. "That said, foreign investment in Vancouver residential real estate is showing no signs of slowing, so it seems likely to remain a prominent market feature for some time."

Visit www.creanews.ca for more updates.

Cathie Szmon, Broker
Sutton Group-first choice realty ltd., Brokerage
163 Queen St E St. Marys ON
Office 519-284-4515 ext. 308
Cell 519-272-6019
www.cathieszmon.com

Stonetown Heritage Festival - St. Marys ON - Presents "The Canadian Cowgirls"

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Sat, 07 May 2011 06:50:16 -0700

Thundering Hooves Hit Milt Dunnell Field This Summer

The Canadian Cowgirls drill team featured during the Stonetown Heritage Festival

St. Marys, ON - Organized by the Community Development Department, the 16th Annual Stonetown Heritage Festival will take place in beautiful St. Marys on July 8, 9 and 10. The majority of the programming (free of charge!) will occur on Saturday, July 9. This year's festival will feature street performers, live musical entertainment, fun hands-on activities for children, a model boat regatta, the Apple Land Train, local and invited food vendors, a street dance, fireworks and a variety of new programming.

"In order to keep an event viable, you have to continue to add fresh new elements to the programming. In fact, we'll be announcing a variety of new programming within the coming weeks. One new addition to the Festival is the Canadian Cowgirls who have accepted our invitation to perform. I've been keeping an eye on them for the past few years and truly think that they'll be an ideal fit for the Festival We're delighted to be welcoming them to St. Marys.." said Community Development & Communications Manager Kelly Lyn Baird.

The Canadian Cowgirls are an award-winning elite rodeo-style drill team that hails from the Chatham-Kent area and consists of 8 to 12 skilled riders and their talented horses. The team will perform in Milt Dunnell Field on Saturday, July 9 at 10:30am and 2pm. The horses on the team represent a variety of different breeds including Quarter Horse, Appaloosa, Arabian, and Paint. Last year, the Cowgirls performed 127 shows across Canada and the U.S. including the Calgary Stampede, Toronto's Royal Agricultural Winter Fair and the Indianapolis 500 Parade. In addition to rodeos and other performances, the Canadian Cowgirls also run the Acceptional Riders therapeutic program, which helps those with special needs take part in horseback riding. Included in the performance is their signature ‘musical ride', trick riding or vaulting demonstration, audience participation stick horse race for the children and an closing drill. Bring your lawnchairs!

This is just a small sampling of the Stonetown Heritage Festival programming for this year. A complete schedule of events will be posted on the town website www.townofstmarys.com by May 15. Alternatively, contact the Community Development Department at 519-284-3500 or tourism@townofstmarys.com for further information.

Cathie Szmon, Broker
Sutton Group-first choice realty ltd., Brokerage
163 Queen St. St. Marys ON
Office 519-284-4515 ext 308
Cell 519-272-6019
www.cathieszmon.com

St. Marys ON Community Players present "An Act of the Imagination"

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Mon, 25 Apr 2011 08:58:49 -0700

St. Marys ON Community Players present An Act of the Imagination.

AN ACT OF THE IMAGINATION

by Bernard Slade

Director - Anne Mooney

April 29 - May 8, 2011
Tickets available April 1st

This masterful suspense tale involves a successful mystery writer, Arthur, whose latest work has strangely turned into a vivid and adulterous romance. His son, his second wife and his editor marvel at the truthfulness of the work. Enter a woman, who is intent on blackmail and whose story is foolproof and airtight: it appears that Arthur has been trysting away from home. Then the other woman disappears and a conspiracy that entails cunning, deceit and ingenious plotting is launched.

Tickets for the production are available now at:
The Flower Shop And More - NEW Box Office
147 Queen St. E, St. Marys, ON, Canada
519-284-2013
Mon.-Fri. 9:00am to 5:30pm; Sat. 8am to 3pm
VISA, MC, and debit accepted for in-person purchase.
Telephone orders for reservations, credit cards only.

Or at the door of the Town Hall Theatre one half hour prior to performance.
For map to theatre, 175 Queen St. E., click HERE

Three Restaurant & Theatre Events

THEATRE then DINNER
Saturday, April 30 matinee
Sponsored by Friends of the St. Marys Public Library

$50 Matinee ticket price includes:

2 pm matinee theatre ticket to An Act of the Imagination
followed by an evening 3 course gourmet dinner & beverage at
Westover Restaurant (tax & tip included)
donation to St. Marys Public Library
Tickets are available at The Flower Shop and St. Marys Public Library

(Click on image for link.)

BRUNCH Then THEATRE
Sunday, May 1 matinee

$30 Matinee ticket price includes:

Full brunch smorgasbord & beverage at
Damen's Restaurant (tax & tip included)
2 pm matinee theatre ticket to An Act of the Imagination
Tickets are available at The Flower Shop

(Click on image for link.)

DINNER then THEATRE
Saturday, May 7 evening

$40 Evening ticket price includes:

3 course specially prepared dinner & beverage at
Wildstone Bar & Grill (tax & tip included)
8 pm evening theatre ticket to An Act of the Imagination
Tickets are available at The Flower Shop

(Click on image for link.)

Cathie Szmon, Broker
Sutton Group-first choice realty ltd, Brokerage
163 Queen St E St.Marys ON
Office 519-284-4515 ext 308
Cell 519-272-6019
Email szmon@quadro.net
www.cathieszmon.com

Brick Bungalow - St. Marys ON

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Sun, 17 Apr 2011 15:32:24 -0700

Rick VanDerSchot, Owner of VanDerSchot Construction has a combined experience of 23 years in his family owned construction company, Rick VanDerSchot is recognized as being in the top 7% of Ontario Builders for customer service.

Rick is a qualified Architecture Technician and qualified designer under Bill 124 of the Ontario Building Code. Rick is a strongly motivated and outgoing individual who works well with buyers and trades people. He is the Past President of the Stratford Home Builders Association.

The home is a brick bungalow with 3 bedrooms and 2 baths. You walk in the front door to a large foyer with a generous size closet. Immediately past that is the dining area that overlooks the front yard. The kitchen is beyond the dining area with an 'eat at' island. Beyond the kitchen is the living room. Hardwood, tile and carpet cover the main level floors. The master bedroom is at the back of the house with a 3 piece ensuite. Lower level is waiting for you to finish. There is still time to choose finishes. Other lots and house styles to choose from.

This home is within walking distance to the new public school in St. Marys ON - Little Falls Public School and the Pyramid Centre. The Pyramid Centre is St. Marys recreation centre. It boasts two ice pads, indoor swimming pool, splash pad as well as The Friendship Centre which is a great place for seniors to spend some time. MLS 354025 Price $274,900

Cathie Szmon, Broker
Sutton Group - first choice realty ltd., Brokerage
Office 519-284-4515 ext. 308
Cell 519-272-6019
Email szmon@quadro.net
www.cathieszmon.com

National Home Sales Hold Steady in March - CREA Stats

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Sat, 16 Apr 2011 22:04:04 -0700

According to statistics released today by The Canadian Real Estate Association (CREA), national resale housing activity held steady in March 2011 compared to February.

Seasonally adjusted national home sales activity in March came in one tenth of a percentage point above levels for the previous month, with stable demand in most large urban centres.

With national sales in each of the first three months of 2011 running close to their five- or ten-year monthly averages, seasonally adjusted national sales activity in the first quarter of 2011 was up 4.5 per cent from levels recorded in the fourth quarter of last year, and reached the highest quarterly level in a year.

Most of the quarterly increase in seasonally adjusted national sales activity was due to demand in Vancouver and Toronto. Recent changes to mortgage regulations may have caused a number of sales in some of Canada's more expensive housing markets to be brought forward into the first quarter that would have otherwise occurred later in the year.

Sellers looking to tradeup before changes to mortgage regulations took effect made their move early, resulting in a significant rise in newly listed homes in January and February of this year. With changes to mortgage regulations looming in March, seasonally adjusted new residential listings for the month dropped five per cent month-to-month.

Steady sales activity combined with fewer new listings tightened the national resale housing market. The national sales-to-new listings ratio, a measure of the balance between supply and demand, stood at 56.5 per cent in March. This kept the national housing market firmly entrenched in balanced territory, with March marking the firmest reading for national market balance in more than a year.

Based on sales-to-new listings ratios, more than half of local markets in Canada could be considered balanced in March, with two-thirds of the remaining markets considered to be as sellers' markets.

"The majority of local housing markets across Canada are well balanced, but not all of them are," said Gary Morse, CREA's President. "Within a province or local market, the balance between resale housing supply and demand can vary widely and evolve quickly, so buyers and sellers should speak with a local REALTOR® to understand housing market trends where they live."

The number of months of inventory represents the number of months it would take to sell current inventories at the current rate of sales activity, and is another measure of the balance between housing supply and demand. The seasonally adjusted number of months of inventory stood at 5.6 months at the end of March on a national basis. This was unchanged from the previous month. Almost half of all local markets saw the number of months of inventory shrink compared to the previous month.

Throughout the first quarter of 2011, the national average price was skewed higher by strong activity in a few pricey areas of Greater Vancouver. March 2011 was no exception, with an increase of 8.9 per cent year-over year.

"A record number of multi-million dollar property sales in Richmond and Vancouver West are pushing up average prices for Greater Vancouver, British Columbia and nationally," stated Gregory Klump, CREA's Chief Economist. "If Vancouver is excluded from the equation, the national average price increase is cut by more than half to 4.3 per cent."

"Looking ahead, evidence suggests that the potential rush of sales activity in March before recent changes to mortgage regulations took effect was a story that was largely focused in condo sales activity in Greater Vancouver. This confirms that the expected impact on sales activity of recent changes to mortgage regulations will likely be minor over the near term. Interest rates are now widely expected to remain on hold until at least mid-July, which is supportive for resale housing demand, market balance and prices," Klump added.

PLEASE NOTE: The information contained in this news release combines both major market and national MLS® sales information from the previous month.

CREA cautions that average price information can be useful in establishing trends over time, but does not indicate actual prices in centres comprised of widely divergent neighborhoods or account for price differential between geographic areas. Statistical information contained in this report includes all housing types.

MLS® is a co-operative marketing system used only by Canada's real estate Boards to ensure maximum exposure of properties listed for sale.

The Canadian Real Estate Association (CREA) is one of Canada's largest single-industry trade associations, representing more than 100,000 REALTORS® working through more than 100 real estate Boards and Associations.

Further information can be found at:
http://www.crea.ca/public/news_stats/media.htm

Cathie Szmon, Broker
Sutton Group - first choice realty ltd., Brokerage
Office 519-284-4515 ext 308
Cell 519-272-6019
www.cathieszmon.com

Vanderschot Construction - Model Home - St. Marys ON

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Thu, 07 Apr 2011 15:06:38 -0700

Rick VanDerSchot, Owner of VanDerSchot Construction has started building a bungalow model home. With a combined experience of 23 years in his family owned construction company, Rick VanDerSchot is recognized as being in the top 7% of Ontario Builders for customer service.

The model home is a brick bungalow with 3 bedrooms and 2 baths. You walk in the front door to a large foyer with a generous size closet. Immediately past that is the kitchen with a window seat that overlooks the front yard. The kitchen also has an 'eat at' island. Beyond the kitchen is the dinette and then the living room. Hardwood, tile and carpet cover the main level floors. The master bedroom is at the back of the house with a 3 piece ensuite. Lower level is waiting for you to finish. There is still time to choose finishes. Other lots and house styles to choose from.

This model home is within walking distance to the new public school in St. Marys ON - Little Falls Public School and the Pyramid Centre. The Pyramid Centre is St. Marys recreation centre. It boasts two ice pads, indoor swimming pool, splash pad as well as The Friendship Centre which is a great place for seniors to spend some time. MLS 126932 Price $274,900

If you are thinking of building, or would like to view this home, please call or email me.

Cathie Szmon, Broker
Sutton Group - first choice realty ltd., Brokerage
Office 519-284-4515 ext. 308
Cell 519-272-6019
Email szmon@quadro.net
www.cathieszmon.com

Happy St. Patrick's Day to everyone!

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Thu, 17 Mar 2011 07:52:17 -0700

"As you slide down the banister of life, may the splinters never point in the wrong direction!"
Irish Blessing

Cathie Szmon, Broker
Sutton Group-St. Marys ON
Office 519-284-4515 ext 308
Cell 519-272-6019
www.cathieszmon.com

Average February for Canadian Home Sales

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Tue, 15 Mar 2011 12:34:42 -0700

According to statistics released today by The Canadian Real Estate Association (CREA), national resale housing activity in February 2011 ran close to the five-year average for the month, continuing a theme that has characterized the past four months.

Actual (not seasonally adjusted) national sales activity via the Multiple Listing Service® (MLS®) Systems of Canadian real estate Boards came in 5.9 per cent below levels reported last February. This marks the smallest year-over-year decline in nine months, and the fourth consecutive month in which sales activity was on par with the five-year average for that month.

Seasonally adjusted home sales activity edged down 1.6 per cent in February 2011 compared to the previous month on a national basis. Sales activity eased in almost two-thirds of all local markets from the previous month, offsetting monthly increases in activity among other markets including Vancouver and Calgary.

Nationally, new listings in February edged up 1.5 per cent from the previous month on a seasonally adjusted basis, which builds on the 4.3 per cent monthly increase in January. The rise in new listings is consistent with CREA's expectation that many sellers, who shied away from listing their home last summer when the national housing market softened, would list their home in early 2011, having by now observed improved demand and stable prices.

With both sales activity and new supply little changed in February, the housing market remained firmly in balanced territory. The national sales-to-new listings ratio, a measure of market balance, stood at 53.5 per cent in February. This is little changed from the previous four months.

"Most local housing markets in Canada are well balanced, but there are still a number of buyers' and sellers' markets," said Georges Pahud, CREA's President. "Housing market trends often evolve and diverge from national trends due to local factors, so buyers and sellers should consult their local REALTOR® to understand how the housing market is shaping up where they live."

The number of months of inventory represents the number of months it takes to sell current inventory at the current rate of sales activity, and is another measure of the balance between housing supply and demand. The seasonally adjusted number of months of inventory stood at 5.7 months at the end of February on a national basis. This is little changed from the 5.5 months reported in January, when it reached the lowest level since last April.

The national average price for homes sold in February 2011 rose 8.8 per cent year-over-year to $365,192. "The average price has been skewed higher nationally and in British Columbia recently by a record number of multi-million dollar sales in a couple of areas in Greater Vancouver," said Gregory Klump, CREA's Chief Economist.

"When you take Vancouver out of the equation, the year-over-year increase in the national average price drops to 3.4 per cent," added Klump. "While that's still stronger than in the past six months or so, national average price gains may recede after tighter mortgage regulations take effect in March."

Information from www.creanews.ca

Cathie Szmon, Broker
Sutton Group, first choice realty ltd., Brokerage
St. Marys ON
Office 519-284-4515 ext. 308
Cell 519-272-6019
www.cathieszmon.com

Crea Boosts Annual Resale Housing Forecast -

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Tue, 08 Feb 2011 10:08:46 -0800

The Canadian Real Estate Association (CREA) has revised its 2011 forecast for home sales activity via the Multiple Listing Service^® (MLS^®) Systems of Canadian real estate Boards and Associations, and extended it to 2012.

Sales in the second half of 2010 rebounded faster than CREA had previously expected. "The hand-off going into 2011, together with the highs and lows for sales activity posted in 2010, provided guidance for CREA's revised forecast," said Gregory Klump, CREA Chief Economist.

"Home buyers recognize that low mortgage interest rates represent a once in a lifetime opportunity. At the same time, they expect that rates will rise, so they're doing their homework in order to understand what it could mean in terms of higher mortgage payments down the road before they make an offer," said Georges Pahud, CREA President. "The housing market and buyer psychology is different now than it was at the beginning of last year, so buyers and sellers would do well to consult their REALTOR® to understand local market trends."

The upward revision to CREA's forecast for 2011 reflects recent improvements in the consensus economic outlook and a further expected improvement in consumer confidence. National sales activity is now expected to reach 439,900 units in 2011, representing an annual decline of 1.6 per cent. In 2012, CREA forecasts that national sales activity will rebound by three per cent to 453,300 units, which is roughly on par with the ten year average.

"Recent additional changes to mortgage regulations will further ensure that buyers don't buy more home than they can afford when interest rates inevitably rise," said Klump. "The announcement of the new changes to mortgage regulations will likely bring forward some sales into the first quarter that would have otherwise occurred later in the year, particularly in some of Canada's more expensive housing markets. This is expected to produce a milder version of the volatility in sales activity that we saw last year which resulted from additional transitory factors."

Three transitory factors contributed to volatility in sales activity last year: changes in mortgage regulations announced last February, the early withdrawal by the Bank of Canada of its conditional commitment to keep interest rates on hold until the second half of 2010, and the introduction of the HST in BC and Ontario during the summer of 2010.

CREA expects that home sales activity will gain traction after dipping in the second quarter as the economic recovery and job growth continue, incomes grow, and consumer confidence further improves. "Even though mortgage interest rates are expected to rise later this year, they will still be within short reach of current levels and remain supportive for housing market activity. Strengthening economic fundamentals will keep the housing market in balance, which will keep home prices stable," said Klump.

The national average home price is forecast to rise 1.3 per cent in 2011 and 2012, to $343,300 and $347,900 respectively. Average price is expected to rise modestly in most provinces, reflecting the continuation of a healthy balance between supply of, and demand for, homes listed for sale. Although the supply of new listings is expected to trend higher, the expected continuation of sellers' market conditions in Manitoba is forecast to result in a bigger percentage increase in average price in 2011 and 2012 compared to other provinces.

* Provincial weighted average price for Quebec; does not affect unweighted national average price calculations. Information on Quebec's weighted average price calculation can be found at:
http://www.fciq.ca/immobilier-economiste.php

About The Canadian Real Estate Association

The Canadian Real Estate Association (CREA) is one of Canada's largest single-industry trade associations, representing more than 100,000 real estate Brokers/agents and salespeople working through more than 100 real estate Boards and Associations.

Above information directly from www.creanews.ca

Cathie Szmon, Broker
Sutton Group - first choice realty ltd., Brokerage
St. Marys ON
Office 519-284-4515 ext. 308
Cell 519-272-6019
www.cathieszmon.com

Bank of Canada maintains key rate at 1%

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Wed, 26 Jan 2011 07:31:49 -0800

Boosts outlook for Canadian economic growth

The Bank of Canada kept its target for the overnight rate at one per cent for the third consecutive meeting on January 18^th, 2011. Correspondingly, the Bank rate remained at 1.25 per cent and the deposit rate remains at 0.75 per cent.

The Bank said that the global economic recovery was proceeding at a somewhat faster than expected pace, but noted that risks remain elevated. The main source of uncertainty to the global outlook remains sovereign debt concerns in several European countries.

The driver of the improvement in the global outlook was the pick-up in private domestic demand in the United States, which the Bank said would be further supported by recently announced monetary and fiscal stimulus, specifically, the Federal Reserve's $600-billion asset-purchase plan and the extension of the Bush-era tax cuts.

The Bank noted that stronger global growth had contributed to a significant increase in commodity prices since the October Monetary Policy Report (MPR), but pointed to headwinds going forward, as emerging markets like China have already begun to take steps to keep their economies from overheating. More restrictive policy measures in emerging markets could cool demand for commodities, and put downward pressure on prices.

In Canada, the Bank said the recovery was proceeding broadly as anticipated. The Bank gave a small boost to the outlook for the Canadian economy, projecting growth of 2.4 per cent this year and 2.8 per cent in 2012. This is up from the forecast in the October MPR of 2.3 per cent this year and 2.6 per cent next year.

Despite the marginal increase in the outlook, it will nevertheless be a period of more modest growth, characterized by a rebalancing of demand away from government, consistent with announced fiscal plans, and households, whose balance sheets are increasingly stretched.

Picking up the slack will be continued strong growth in business investment and stronger net exports. While net exports are expected to improve with the uptick in U.S. activity and global demand for commodities, the Bank repeated its belief that headwinds would continue in the form of Canada's poor relative productivity performance, and the persistent strength in the Canadian dollar.

The Bank did not alter its view that inflation would return to its 2 per cent target by the end of 2012, as the slight improvement in the outlook for growth was offset by soft growth in the second half of 2010.

Financial markets have been pricing in the next rate hike in March, but this is increasingly unlikely given the absence of any sort of hawkish tone in today's announcement. Economic analysts remain largely of the view that the Bank will stand pat until July.

While the overnight rate remains very accommodative, the Bank nevertheless reiterated its statement that "any further reduction in monetary policy stimulus would need to be carefully considered." While no mention was made of the recently announced changes to mortgage rules, these are generally viewed as giving the Bank some breathing room in the near-term. The strong Canadian dollar continues to be cited as a main risk to the expected improvement in the export sector. As such, the Bank does not want to get too far out in front of the U.S. Fed.

Mortgage lenders have also kept their rates on hold. As of January 18^th, 2011, the advertised five year lending rate stood at 5.19 per cent. This is unchanged from December 7^th, 2010, when the Bank made its previous policy interest rate announcement.

The Bank's next Monetary Policy Report will be published on January 19^th, 2011. The Bank will make its next scheduled rate announcement on March 1^st, 2011.

http://creastats.crea.ca/natl/interest_rate_trends.htm

Above information provided by CREA.

Cathie Szmon, Broker
Sutton Group-first choice realty ltd., Brokerage
163 Queen St E St. Marys ON
Office 519-284-4515 ext 308
www.cathieszmon.com

Resale Housing Market Solid for December

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Wed, 26 Jan 2011 07:23:57 -0800

National resale housing activity in December 2010 was slightly above average for the month of December, according to statistics released today by The Canadian Real Estate Association (CREA).

Actual (not seasonally adjusted) national sales activity via the Multiple Listing Service^® (MLS^®) Systems of Canadian real estate Boards was down 14.4 per cent on a year-over-year basis in December 2010, which reflects record level sales for the month of December in 2009. Activity in December 2010 ran slightly ahead of the ten year average for the month (Exhibit 1).

The national trend for monthly sales remained stable in December, with seasonally adjusted sales activity having edged down by less than a percentage point from the previous month. Led by Calgary, Winnipeg, and Hamilton-Burlington, seasonally adjusted sales activity was up month-to-month in half of local markets. Toronto, Vancouver, and Montreal were among the markets that posted a small month-over-month decline in December.

"Overall sales activity has improved in recent months, but the upturn has been uneven among local markets," said Georges Pahud, CREA President. "Housing market trends often differ due to a number of local factors, so buyers and sellers should consult their local REALTOR^® to understand how trends are shaping up in their market."

National home sales activity improved steadily over the second half of 2010, with seasonally adjusted sales up 18.3 per cent in December compared to the recent low reached in July. As a result, seasonally adjusted activity in the fourth quarter of 2010 rose 12.1 per cent from third quarter levels, and was up less than a percentage point compared to second quarter activity.

"The hand off to 2011 for sales activity in the fourth quarter suggests that the continuation of low interest rates will further support the housing market," said Gregory Klump, CREA's Chief Economist. "Sales may be starting to plateau in some of Canada's most active and expensive housing markets. Combined with a pickup in new listings and further interest rate increases, the stage is being set for smaller price gains and a further deceleration in the growth of mortgage debt."

Some 447,010 homes traded hands over Canadian MLS^® Systems in 2010, down 3.9 per cent from 2009. Annual sales activity was higher than CREA had forecast previously due to stronger than projected sales activity in the fourth quarter.

The number of new residential listings on Canadian MLS^® Systems held steady in December, rising by less than one percentage point on a seasonally adjusted basis. New listings remain 14.2 per cent below the recent peak reached in April 2010.

The housing market remained in balanced territory on a national basis in December, with sales as a percentage of new listings amounting to 55.2 per cent. Just over half of local markets in Canada were in balanced territory in December.

Three-quarters of the remaining local markets are sellers' markets. "With activity having returned to healthy levels and a firm floor under prices, many sellers who shied away from the market heading into the summer are expected to list their properties heading into the spring," said Klump. "Sales in the months ahead are not expected to continue trending upward as steeply as they have in recent months, so an increase in new listings may return many sellers markets to balanced territory."

The number of months of inventory represents the number of months it would take to sell current inventories at the current rate of sales activity, and can be used to gauge the balance between housing supply and demand. The seasonally adjusted number of months of inventory stood at 5.8 months at the end of December on a national basis. This was unchanged from November, and remains 1.4 months below where it was in July. The number of months of inventory in December rose compared to November levels in British Columbia, Saskatchewan, Quebec, New Brunswick and Nova Scotia, and was down from the previous month in Alberta, Manitoba, Ontario and Prince Edward Island.

The national average price for homes sold in December 2010 was $344,551, up two per cent from the same month last year, and stable compared to average price in October and November. About 60 per cent of local markets recorded year-over-year gains in December. Average price was down on a year-over-year basis in 30 per cent of local markets, and remained stable in the remainder.

The annual average price for homes sold via Canadian MLS^® Systems rose 5.8 per cent to $339,030. Much of the increase reflects compositional factors within and across housing markets that caused average price to be skewed downward in 2009.

PLEASE NOTE: The information contained in this news release combines both major market and national MLS^® sales information from the previous month.

MLS^® is a co-operative marketing system used only by Canada's real estate Boards to ensure maximum exposure of properties listed for sale.

The Canadian Real Estate Association (CREA) is one of Canada's largest single-industry trade associations, representing more than 100,000 REALTORS^® working through more than 100 real estate Boards and Associations.

Further information can be found at:
http://www.crea.ca/public/news_stats/media.htm

Cathie Szmon, Broker
Sutton Group-first choice realty ltd., Brokerage
163 Queen St. E. St. Marys ON
Office 519-284-4515 ext 308

An Evening at the Westover Inn - St. Marys ON - Bahamian Style!

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Sun, 09 Jan 2011 09:48:39 -0800

Cathie Szmon, Broker
Sutton Group-first choice realty ltd., Brokerage
St. Marys ON
Office 519-284-4515 ext. 308
Cell 519-272-6019
www.cathieszmon.com

3 bedroom home St. Marys Ontario - Perth County

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Sun, 09 Jan 2011 09:41:41 -0800

3 bedroom 2 bath yellow brick 2 storey home in the beautiful Town of St. Marys ON.

This home has large principal rooms and main floor laundry. Hardwood flooring on the second level and pine floors on the main level.

The large eat in kitchen has plenty of pine cupboards for storing things as well as an abundance of counter space.

The exterior is an extra wide lot of 74 feet. The house has an attached single car garage and 2 separate driveways. There is a deck on top of the garage as well as a patio at the back of the house.

This house is located within walking distance to downtown St. Marys. MLS 507937

Cathie Szmon, Broker
Sutton Group-first choice realty ltd., Brokerage
St. Marys ON
Office 519-284-4515 ext. 308
Cell 519-272-6019
www.cathieszmon.com

St. Marys Perth County ON Storytelling Presents Evalyn Parry Jan 9th 2011 2pm

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Thu, 30 Dec 2010 13:41:58 -0800

St. Marys ON Storytelling Presents Evalyn Parry January 9th, 2011 2pm

Cathie Szmon, Broker
Sutton Group-first choice realty ltd., Brokerage
St. Marys ON
Office 519-284-4515 ext. 308
Cell 519-272-6019
www.cathieszmon.com

The Canadian Real Estate Association releases REALTOR.ca mobile application for Apple iPhone

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Tue, 28 Dec 2010 16:52:27 -0800

The Canadian Real Estate Association (CREA) today released its REALTOR.ca app for the Apple® iPhone®. REALTOR.ca is the most visited real estate website in Canada, listing on average some 350,000 properties at any time.

"This free application brings Apple iPhone users the features and functionality of the REALTOR.ca website, as well as some interesting device-specific features" said CREA president Georges Pahud. "Consumers today expect portable information and REALTORS® across Canada are happy to be providing this service."

The free REALTOR.ca app is provided at no cost to consumers by Canada's 100,000 REALTORS® and more than 100 real estate Boards and Associations.

The app provides users with the features and functionality of REALTOR.ca and takes advantage of Apple iPhone device features, such as:

•· Using the handheld's GPS technology:

•o Properties Near Me - get up-to-date property information, photos and driving directions;

•o New Listings Near Me - recent listings in the area you're visiting;

•o Open Houses Near Me - find open houses near your present location;

•o My Agent - Contact either your agent(s), or the listing agent for more information about a specific property;

•o Property Search - Search for houses and properties across Canada, and connect with REALTORS® to view, buy or sell a property;

•o Personalized settings allowing the user to set default language, unit of measure, how properties are displayed, and search radius for "Near Me" searches;

•o Interactive BING mapping is embedded to allow focus on specific neighbourhoods;

•o Scheduled Open Houses can be added to the device's calendar.

"When considering one of life's biggest financial transactions, easily accessible, detailed information about homes and neighbourhoods, as well as access to REALTORS®, helps people make well-informed decisions" stated Pahud.

With the addition of the Apple iPhone app, REALTOR.ca is now available for two of the most popular handheld device operating systems, as the Windows Phone 7® version was released in November. A BlackBerry app will be released in February 2011.

A setup guide has been posted online at www.crea.ca.

Above information from www.creanews.ca

Cathie Szmon, Broker
Sutton Group-first choice realty ltd,. Brokerage
St. Marys ON
Office 519-284-4515 ext. 308
Cell 519-272-6019
www.cathieszmon.com

Resale housing market on solid ground in November

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Tue, 21 Dec 2010 08:00:32 -0800

National resale housing activity continues its return to normal levels, having risen in November 2010 for the fourth consecutive month, according to statistics released today by The Canadian Real Estate Association (CREA).

Seasonally adjusted national home sales activity via the Multiple Listing Service^® (MLS^®) Systems of Canadian real estate Boards climbed 4.8 per cent in November 2010. Although this is well short of record level activity for the month of November posted a year ago, seasonally adjusted sales now stand 19.5 per cent above levels recorded in July 2010, when it reached this year's low point.

"Sales activity rose in many local markets but eased in others," said Georges Pahud, CREA President. "Home buyers and sellers need to recognize that local and national market trends may differ, and for that reason, they would do well to consult their local REALTOR^® in order to understand how the housing market is shaping up in their market."

Seasonally adjusted activity was up from October levels in two-thirds of all local markets, including eight of Canada's ten most active markets. Month-over-month increases were reported in Calgary (+2.6 per cent), Edmonton (+6.9 per cent), Fraser Valley (+10.5 per cent), London & St. Thomas (+6.5 per cent), Montreal (+8.2 per cent), Ottawa (+4.2 per cent), Toronto (+6.0 per cent), and Greater Vancouver (+11.3 per cent). These markets accounted for more than half of national activity in November.

Actual (not seasonally adjusted) national sales activity in November 2010 was 9.3 per below levels in November 2009.

The persistence of large year-over-year declines from last year's record levels has been masking the steady improvement in national sales activity since July 2010. A comparison of November sales activity to sales for the same month in previous years suggests that activity is currently running at more normal levels (Exhibit 1).

The number of new residential listings on Canadian MLS^® Systems edged down 0.7 per cent on a seasonally adjusted basis in November. New listings remain 14.6 per cent below the peak reached in April 2010.

The national housing market has been firming up since July 2010 due to improving sales activity and a muted rise in new listings, but overall remains balanced. About 60 per cent of local markets in Canada were in balanced market territory in November. Of the remaining 40 per cent, three-quarters of these markets have a sales to new listings ratio consistent with a being classified as a sellers' market.

"An increase in new listings is likely to return many sellers markets to balanced territory over the coming months," said Gregory Klump, CREA's Chief Economist. "With sales activity having returned to better health and a firm floor under prices, sellers who previously shied away from putting their home on the market are expected to list their home in response to improved housing demand in recent months."

The number of months of inventory represents the number of months it would take to sell current inventories at the current rate of sales activity, and is another measure of the balance between housing supply and demand. The seasonally adjusted number of months of inventory stood at 5.8 months at the end of November on a national basis. This is down from 6.1 months in October. The number of months of inventory now stands 1.4 months below the level reached in July 2010, when it stood at this year's highest level.

The national average price for homes sold in November 2010 was $344,268, up two per cent from November 2009. Nearly two-thirds of local markets recorded a year-over-year increase in average price. In recent months, the national average price has been influenced by rising prices but fewer sales in some of Canada's priciest markets compared to one year ago.

"Following the chilling lows at the onset of the recent recession and the dizzying heights during the subsequent recovery, the national housing market appears to be returning to some semblance of normalcy," said Klump. "Changes to mortgage regulations earlier this year were prudent and sufficient, striking the right balance between preventing speculative housing market activity and keeping homeownership affordability within reach for creditworthy home buyers. That's a good thing, since housing activity helped support Canadian economic growth this year. Rising interest rates and weaker expected job growth are likely to contribute to softer prospects for housing market activity and average price growth next year, reflecting weakening economic growth prospects."
Above article from www.creanews.ca

Further information can be found at:
http://www.crea.ca/public/news_stats/media.htm

Cathie Szmon, Broker
Sutton Group-first choice realty ltd., Brokerage
St. Marys ON
Office 519-284-4515 ext 308
Cell 519-272-6019
www.cathieszmon.com

National resale housing activity improves in October

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Wed, 17 Nov 2010 15:57:18 -0800

National resale housing activity rose for the third consecutive month in October 2010, according to statistics released by The Canadian Real Estate Association (CREA).

Seasonally adjusted national home sales activity via the Multiple Listing Service^® (MLS^®) Systems of Canadian real estate Boards climbed 4.6 per cent in October 2010. The monthly rise in activity builds on similar increases in August and September. As a result, activity now stands 13.3 per cent above July levels, when it reached this year's low point. Three-quarters of local markets posted monthly increases in seasonally adjusted activity in October, led by Toronto and Vancouver.

As further evidence that the market is returning to normal, sales activity in October stood halfway between the recessionary low reached in December 2008, and the record level activity posted in December 2009.

Actual (not seasonally adjusted) national sales activity in October 2010 was 21.6 per below levels for October 2009, when activity set a new record for the month.

National sales activity rebounded last year without a single monthly decline and hit record levels in the second half of 2009. As a result, large declines in activity compared to year-ago levels are masking recent monthly gains in national sales activity. Record level activity late last year is expected to continue stretching year-ago comparisons over the rest of 2010 (Exhibit 1).

The number of new residential listings on Canadian MLS^® Systems edged up 1.3 per cent on a seasonally adjusted basis in October. New listings remain 14 per cent below the recent peak reached in April 2010.

National sales activity and new listings have swung widely but synchronously, which has kept the market in balanced territory since the spring. Over half of all local markets in Canada are balanced, with an almost equal proportion of the remainder in buyers' or sellers' market territory.

The national average price trend remains stable, in keeping with a balanced market. The national average price trend has remained fairly steady for more than a year, but only recently is this being reflected in year-over-year comparisons. The national average price for homes sold in October 2010 was $343,747, up less than a percentage point compared to one year ago. October marks the fourth consecutive month in which the average home price has remained roughly even with year-ago levels.

The number of months of inventory represents the number of months it would take to sell current inventories at the current rate of sales activity, and measures the balance between housing supply and demand. The seasonally adjusted number of months of inventory stood at 6.2 months at the end of October on a national basis. This is down from 6.5 months in September. The number of months of inventory now stands a full month below where it was in July.

"The continuation of low interest rates is supporting sales activity, which has been improving over the past few months in a number of major markets including Vancouver," said Georges Pahud, CREA's President. "National housing market trends are improving, but local market trends can differ significantly, so home buyers and sellers should consult their REALTOR^® to understand how their housing market is evolving."

"National sales activity is now running almost halfway between the highs and lows posted between late 2008 and late 2009," said Gregory Klump, CREA's Chief Economist. "This suggests that the Canadian housing market may be starting to normalize. After the wild rollercoaster ride that many housing markets have been on, normal and stable market conditions are something that many buyers and sellers will likely welcome."

PLEASE NOTE: The information contained in this news release combines both major market and national MLS^® sales information from the previous month.

MLS^® is a co-operative marketing system used only by Canada's real estate Boards to ensure maximum exposure of properties listed for sale.

Information provided by The Canadian Real Estate Association (CREA)

Cathie Szmon, Broker
Sutton Group first choice realty ltd., Brokerage
163 Queen St St. Marys ON
Office 519-284-4515 ext. 308
Cell 519-272-6019
www.cathieszmon.com

Hand Held House Hunting with New Mobile Application

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Wed, 17 Nov 2010 15:33:59 -0800

Canadian Real Estate Association Introduces Hand Held House-Hunting with New Mobile Application

The Canadian Real Estate Association (CREA) unveiled its latest home buying and selling innovation, a new mobile application of REALTOR.ca for Windows® Phone 7. REALTOR.ca is operated by CREA, and is the most visited real estate website in Canada, with about 350 000 property listings available at any one time.

"Allowing people to check out houses whenever they want, wherever they want, will make the home and property hunt that much easier," said CREA President Georges Pahud. "Today's consumers want portable, on-the-go information and REALTORS® across Canada are happy to be able to meet this need with the new REALTOR.ca app."

The REALTOR.ca app provides house hunters with the functionality of REALTOR.ca while taking advantage of Windows Phone 7 device features such as GPS. The app allows users to search for houses and properties across Canada and to connect with REALTORS® to view, buy or sell a property. Photos, newly listed properties and open house information are all available.

Using the handheld's GPS technology, and the REALTOR.ca search function, users can search for properties near their location and get driving directions too. Interactive BING mapping is embedded to allow consumers to focus on specific neighbourhoods.

"Buying a home is often the biggest financial transaction of one's lifetime. Easily accessible, detailed information about homes and neighbourhoods, as well as fingertip access to the expertise of REALTORS®, helps people make well-informed decisions" said Pahud.

The REALTOR.ca app was developed through a partnership with Microsoft Canada Inc. and Navantis.

The REALTOR.ca app will be available for other handheld devices in the coming weeks. Plans are currently underway for iPhone and BlackBerry versions.

The Canadian Real Estate Association (CREA) is one of Canada's largest single-industry trade Associations, representing more than 100,000 REALTORS® working through more than 100 real estate Boards and Associations.

Information provided by the Canadian Real Estate Association.

Cathie Szmon, Broker

Sutton Group first choice realty ltd., Brokerage

163 Queen Street St. Marys ON

Office 519-284-4515 ext 308

Cell 519-272-6019

www.cathieszmon.com

River Road Run - St. Marys Ontario - Perth County - September 19, 2010

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Tue, 31 Aug 2010 05:34:12 -0700

15^th Annual River Road Run

St. Marys Ontario

September 19, 2010

10km & 3km

The River Road Run supports the playground projects at both the primary schools in the Town of St. Marys - Holy Name Catholic School and Little Falls Public School.

River Road Run will hopefully encourage people of all ages to become more active and aware of a healthier lifestyle.

Sunday September 19^th 2010. The run starts at the Lind Sportsplex at 425 Water Street South. 10am is the start time for the 10km runners, 10:15am is the start time for the 3km runners or walkers. Time will be kept for all runners.

$15.00 for 15 years and under

$25.00 for 16 years and older

$45.00 for a family (one race pack per family)

For registration details, please visit the River Road Run site at www.riverroadrun.ca

Cathie Szmon, Broker

Sutton Group, first choice realty ltd., Brokerage

St. Marys Ontario

519-284-4515 ext. 308

www.cathieszmon.com

25th Annual Teddy Bears' Reunion - St. Marys ON - Perth County

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Fri, 13 Aug 2010 14:05:05 -0700

25th Annual Teddy Bears' Reunion in the beautiful Town of St. Marys ON. Sunday August 15th, 2010.

Parade at 1:00pm from the High School.

Festivities to follow at East Ward Park.

All ages are welcome - and don't forget to bring your favourite teddies!

Come and see "The Great Root Bear" (A&W)

Free Balloons!

Bear Repairs

Games! (1:00-2:30)

Entertainment 2:30 followed by judging.

Crafts, Rides & Excellent Prizes to be Won!

Children's Categories:

1. Best Owner Look-alike

2. Best Sportsman Teddy

3. Largest Teddy

4. Best Dressed for the season (summer or winter)

5. Best Dressed Teddy (formal wear)

Adult Categories:

1. Best Owner Look-alike

2. Best hand made Teddy

3. Oldest Teddy Bear exhibitor

4. Teddy Bear exhibitor furthest from home

5. Best career oriented teddy.

CJ Bear is back from London England, and to celebrate 25 years of Reunions he brings with him a British bear to visit St. Marys. This event promises to be another fun day for young and old. Marlene Forman does a fabulous job organizing this event.

Cathie Szmon, Broker

Sutton Group, first choice realty ltd., Brokerage

519-284-4515 ext. 308

www.cathieszmon.com

Bakery & Cafe for Sale - St. Marys Ontario - Perth County

Cathie Szmon (Sutton Group, first choice realty ltd., Brokerage) — Tue, 10 Aug 2010 16:57:36 -0700

Turn key business, growing bakery and cafe for sale. The only bakery in a town of 6000 - the beautiful Town of St. Marys. This cafe was just featured in the Eat and Drink magazine - www.eatdrink.ca - June issue. The Harvest Bakery offers baked goods to order, fair trade organic coffee (custom blend) and small breakfast and lunch menus. They also offer live entertainment and host a Music Festival in August. As well, they will be a part of the Savory Stratford tasting tent in September. Be your own boss - Call today.

Call today for a private viewing.

MLS 521041

Price $45,000

Cathie Szmon, Broker

Sutton Group

first choice realty ltd. Brokerage

519-284-4515 ext. 308