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If you are thinking about buying a home for sale in Clarksville TN you are probably wondering how the market is, especially if you are not from Clarksville . I'm going to give you several good reasons to support my argument that now is the best time to buy a home in Clarksville TN. You may think I'm a little biased, but I'm going to give you simple facts about the real estate market in Clarksville TN rather than my personal opinions or feelings.
First of all the housing inventory currently stands at 1634 active homes on the market, down from a peak of 1911 in June. In December 2009 there were 260 single family homes sold in Clarksville TN. This leaves us with six months of inventory currently on the market, which is considered a balanced market (less than six months of inventory is a sellers market...more than six months inventory is a buyers market).
Clarksville Tennessee has enjoyed major growth and exciting news events over the past few years. Gateway Medical Center, our new state of the art 270 bed hospital is now open. We are seeing better quality of life with projects such as Rails to Trails and the new marina currently under construction and scheduled to open in 2010. Clarksville TN was recently selected as the new site for Dow Corning and Hemlock Semiconductors new polysilicon plant, an initial investment of 1.2 billion dollars which brings with it 500-900 high paying jobs to the Clarksville TN market. Clarksville TN real estate also gets a major boost from the local Ft. Campbell Army Base which boasts the third largest military population in the country.
The $8,000 first time home buyer tax credit has been extended and expanded. This is a true tax credit (not a deduction), money in your pocket...$8,000 to be exact. Current buyers must contract on a property by the end of April 2010 and close on it no later than the end of June 2010. First time home buyers are anyone that has not OWNED a home in the last 3 years. The expansion is a $6,500 tax credit for move up buyers that have lived in their primary residence for 5 of the last 8 years.
Interest rates for home mortgages are at historic lows. Rates have been at and below 5% for almost a year. These rates are almost guaranteed to go up at least 1-2% through 2010. To give you an idea of how this will affect someone who waits to buy a home take a look at these numbers.
$150,000 sales price (An average for homes in Clarksville TN )
For a 30-year mortgage at 5% your monthly payment would be $805.23 (Principal and Interest)
For a 30-year mortgage at 6% your monthly payment would be $899.33 (Principal and Interest), or a difference of $33,876 over the life of the loan.
For a 30-year mortgage at 7% your monthly payment would be $997.95 (Principal and Interest). Or a difference of $69,380.55 over the life of the loan.
These are some great reasons to encourage you to buy a home for sale in Clarksville Tn. The Clarksville TN real estate market is strong. You can start your search online at http://www.HomeClarksville.com
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.