For the benefit of the real estate community I wanted to repost Lola Audu's upcoming Blogging Seminar to be held in Grand Rapids, Michigan.  Dates of the events are October 25th and November 7th at the Grand Rapids Association of Realtors. http://activerain.com/blogsview/222590/Blogging-Seminar-Fast-Track

Home Warranties

Traditionally, home warranties have protected homeowners fom repair costs that are not covered by homeowners insurance, especially the inner workings of a home, plumbing, heating, air conditioning, and major appliances are just a few of the many protections home warranty companies provide.  Home warranties are often crucial in real estate transactions because they help home buyers as well as sellers rest more easily, safe in the knowledge that an unforeseen problem with a furnace for instance won't spark a financial conflict, postpone a real estate closing, or ruin the real estate transaction all together.

While home warranties aren't necessary for every current homeowner, those who benefit most are those trying to buy or sell a home.  When you buy a home, you assume the burden of maintaining a variety of systems and appliances.  Sellers are required to disclose known problems, but can't be blamed for passing along a washing machine or an oven that fails six months after the sale.  That's when a home warranty goes to work.

The National Board of Realtors describes home warranties as service contracts, typically lasting one year.  Home warranty companies cover the repair or replacement of major home systems and appliances that break down due to normal wear and tear.  Home warranties don't overlap or replace homeowner's insurance policies, instead they work in a side by side manner.  The home warranty company covers mechanical breakdowns, while homeowners typically repairs the related damage.  Think of it as a cause/effect relationship: If a pipe burst and damaged a wall in your house, the home warranty company would repair the plumbing system, while the homeowners insurance would fix the damage to the wall.  Simularly, if your refrigerator were to stop working while you were on vacation, there could be spoilage, leakage, or floor damage.  Your homeowners insurance might pay for the damage to the linoleum, while the home warranty company would cover the mechanical repair or replacement of your refrigerator.

For futher information regarding home warranties and how they may be helpful to you.  Please contact America's Preferred Home Warranty (800) 648-5006

America's Preferred Home Warranty welcomes your business.  Our unique coverage protects buyers of foreclosure/REO properties at no additional cost, it's all part of our standard home warranty protection.  Oh and you'll like this too, the new homeowner can choose the contractor of their choice when making a service call!!  Just a few more reasons to choose America's Preferred Home Warranty (800) 648-5006

How can a home warranty help a Real estate professional?  There are many benefits of America's Preferred Home Warranty.  First, we help protect the real estate professional by offering free legal protection.  Our Legal Protection Program is included in the price of our warranty and designed specifically for Brokers and Realtors.  Under the Legal Protection Plan we pay 75% of your E&O deductible or up to $3,750 regardless of your E&O insurance carrier.  If you don't have E&O insurance?  We pay 75% of attorney fees up to $3,750 in-case of an after sale dispute.  You can receive this protection free with either a purchased warranty or a fully waived warranty agreement.  YOU DON'T EVEN HAVE TO SELL THE WARRANTY FOR THE LEGAL PROTECTION YOU DESERVE.  We also provide a generous administration fees for selling our warranty.

America's Preferred Standard One-Year Warranty

$335.00 with a $100.00 Service Fee

$350.00 with a $75.00 Service Fee

$370.00 with a $50.00 Service Fee

Dear Broker and Agents:

Please take a minute to review the benefits of an APHW Home Warranty.  We're confident our     Warranty and Company can better meet the needs of you and your homeowner.  Our Legal Protection Program is included in the price of our warranty, which is designed especially for Brokers and      Realtors.  Under the Legal Protection Plan we pay 75% of your E&O deductible or up to $3,750.00, regardless of who your E&O carrier is.  If you don't have E&O insurance we pay 75% of attorney fees, up to $3,750.00, incase of legal action.  This covers Brokers and Realtors, should you experience a lawsuit.  Only the homes that have America's Preferred Home Warranty purchased, or a fully waived warranty have the advantage of this extra coverage for the brokers and realtors.

Your APHW Home Warranty Protection Plan:

· $335.00 with a $75.00 Service Fee

· $360.00 with a $50.00 Service Fee

· America's Preferred is a Michigan-based warranty company

· Homeowner can chose contractor of their choice

· Contractor paid at the time of service, to avoid customers from having to pay up front

· Buyer's coverage has multiple systems for Heating and Air

· Broker receives $75.00 for each warranty sold

· The well pump, septic, sump pump, roof, and hotel benefits are included in the base price of the warranty

· We pay $2,250.00 on the furnace and $2,250.00 on air conditioners

· Steam, Hot Water and Geo Thermo Systems are covered

· There is no limitation on appliances

· Seller has complimentary coverage during listing period

· Buyers, Sellers, and Realtors can view entire contract, and complete terms and conditions, before the time of purchase rather than having them sent after the closing

We understand how important your clients are and we will always treat them with a personal and caring touch that only a Michigan-based company can do.

We look forward to working with you, and promise our warranty professionals will work hard to earn and keep your business each and every day.

Sincerely,

America's Preferred Home Warranty, Inc.