Christina's Blog

Sunday Funnies: Does Your Business Feel Like a Treadmill?

Christina Botteri (Clientor, Inc.) — Sun, 14 Oct 2007 20:16:39 -0700

Hmmm... I'm seem to be feeling a little philosophical today.

As diligent as we are, there are just some days that feel like we're working and working, only to find that at the end of the day, we're right where we started... Watch these guys do it in style!

You probabaly recognize the song - especially if you spend time online.

These guys are a terrific example of the power of a unique message, smartly delivered.

Click to watch!

Competing for my attention today is this - also a classic - featuring one of my very favorite performers, Christopher Walken. This reminds me of the importance of being able to look to yourself to find - and act on - the inspiration to excel.

Click the pic to enjoy...

See you I hope you have a terrific rest-of-the-weekend!

Best,

Christina

GEEK ALERT! Level: URGENT

Christina Botteri (Clientor, Inc.) — Fri, 12 Oct 2007 16:01:31 -0700

If you use A/R, chances are you know the difference between the Star Trek series, you know what "ST:NG" means, you probably know that "ST: Deep Space Nine" is an alleged rip-off of "Babylon5," you probably even know that in 1978, the series "ST: Phase II" was shelved because of concerns with the popularity of the movie "Star Wars"...

But did you know this: CASTING IS NOW SET FOR THE NEXT STAR TREK MOVIE! (woo-hoo!)

My work here is done.

Live long and prosper ... and have a nice weekend!

Best,

Christina :)

What Is A "Naranjilla?" ... the third of an ongoing series

Christina Botteri (Clientor, Inc.) — Fri, 12 Oct 2007 14:50:39 -0700

My goodness, is it time for another installment of What Is A "Naranjilla?"

You betcha!

Today's words are "manmohpan,"mocambo, and "feijoa."

Enjoy!

"Manmohpan" ... what could it be? A mythical creature combining a man with an ohpan, or orphan? Is it an expression of exasperation, pronounced "man-o-man?" Let's see...

Ah-ha! This one took a little while, but thanks to the California Rare Fruit Growers, the secrets of the manmohpan are revealed!

The manmohpan is an elusive, treat whose secrets were uncovered only by looking it up by its Latin name, terminalia ferdinandiana. In short, a manmohpan is a small, plum-like tropical fruit.

Wiki tells us that this small, sweet fruit is also called the Gubinge, Billygoat or Kakadu plum.

Daleys Fruit goes on to explain that this fruit is native to Austrailia and commonly sold throughout the tropical regions there. Indigenous Australians use it for food and medicine, and they use the trees for timber.

Fun Fact: the manmohpan scores as the highest concentration of vitamin C in fruit.

Neat!

Next we have "Mocambo" Hmmm, sounds like a dance, like tango. Let's see ...

Hey! It looks like I was close - the Mocambo is a famous club in Hollywood.

Looks like it's also - you guessed it - a fruit!

The Rainforest Conservation Fund says that both the seeds and pulp are popular to eat. Also, the seeds are fried as a snack (like pumpkin seeds) and used in soup. Finally, the empty pods are dried like gourds and used as containers and for starting plants.

Extra Fun Fact: the mocambo is a close relative of the cacao - you know, where we get cocoa.

Yum!

Finally, we have "Feijoa." Sounds like a tasty dish of pan fried meats and veggies areved sizzling with tortillas... Let's see ...

Shocking! The feijoa is a fruit!

Julia Morton of Perdue University wrote, "Few fruit bearers have received as much initial high-level attention and yet have amounted to so little as this member of the Myrtaceae, Feijoa sellowiana Berg..." C'mon Julie, tell us what you really think! ;)

Wiki says that the chicken-egg sized feijoa also called the Pineapple Guava (hmm). The flesh is juicy and is divided into a four-pronged, clear jelly-like seed pulp and a firmer, slightly gritty solid pulp toward the skin.

Extra Fun Fact: You know a feijoa is ripe when it falls off the tree. Most people pick it beforehand because hey, nobody likes a bruised feijoa, am I right??

Who wants pie?!

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Whew! This installment was a bit challenging. But thanks to my trusty internet connection, these obtuse fruity delights were no match! As always, specials thanks to wiki and Google ... how did we ever live before without them??

Until next time...

Best,

Christina :)

Break it down: Why is the Real Estate Market Bad?

Christina Botteri (Clientor, Inc.) — Fri, 12 Oct 2007 12:38:31 -0700

Gordon Corsie wrote a really good piece this morning breaking down "what happened" to the Real Estate Market. To the seasoned professional, this analysis is not new. But I think it's really important to remind everyone as to the "how's" and "why's" of our Market today.

It's like this, when you know where the "monster" is, it's a lot less scary.

QUESTION: Why aren't homes selling like they did before?

(from Gordon's post) BECAUSE:

Lenders loaned too much money to too many buyers who should never have been qualified to such a high level of purchase price.
Those buyers who bought with zero down loans and whose "OPTION ARMS" (Negative amortizing loans) are adjusting upwards can not make the payments, and cannot refinance either and so are headed toward foreclosure.
Because of #1 and #2 several major lenders are now out of business.
The Media has loved to cover this, they love a good negative story.
Buyers therefore are hesitant, why buy now when prices may keep falling!

This slowdown is different than the ones we have experienced over the last 10 years. For example, the 1997 Russian economy slowdown...remember that one? Lasted 23-4 months; 2001 9/11...

These were slowdowns related to the stock market which affected buyers confidence but really did not have anything to do with California Real Estate, but this one does!

In October of 1989 the Savings & Loan scandal hit and hit hard. We had close to 600 homes for sale alone in Pleasanton which was a much smaller town then. It took 5 years for prices to come back up to the peak levels they had reached in 1989.

THIS DIP IS NOT AS SEVERE AS 1989. We have more sales. We have fewer listings available.

There are still more peole moving to California than are moving out

Statistically we can track the slowdown beginning in late spring of 2005 and if we project a 5 year term then we should creep out no later than 2009.

If I am a buyer, should I wait? You can, but by doing so you miss out on owning a home with the potential to build equity. Even buyers who purchased at the peak in 1989 did very well in the long run. Get on the equity train, its time to buy, investors are!

If I am a seller should I wait? What for? Assuming you sell at a lower price today, and you buy today, then all you are really doing is transferring your equity, you are not disadvantaged in any way.

(end Gordon's post)

Thanks, Gordon!

I would add a couple of important points...

The housing market is always-and-forever linked to the job market. If there are jobs, the housing market will be ok.

The double whammy of the 1989 Earthquakes in SF and LA plus the economy (read: job market) being creamed by the first wave of military base closings caused a huge spike in unemployment. That was the big thing that REALLY tanked the market in CA (Sacramento alone lost three bases). I would go a step further and say that the economic effect rippled through and actually 'artificially' depressed the price of homes for nearly a decade.

This latest upward correction was boosted by the final release of that downward pressure - which caused a bit of an over correction to the upside.

Ahhhh, free markets, you got to love 'em!

The overall conclusion is correct: barring some unknown catastrophe, we should get through this correction cycle in the next 12-18 mo. But I think's important to say that the days of 26%/yr appreciation rates are g-o-n-e for the forseeable future.

Best,

Christina

PS. The reason I included basically all of Gordon's post here was to add context and convenience.

Sunday Funnies: Feeling Stressed by an "Uncooperative" Market...?

Christina Botteri (Clientor, Inc.) — Sun, 07 Oct 2007 16:03:15 -0700

This is classic -- for anyone who is really feeling the stress of the market, this music video parody is for you. (Frankly, this is one of the best musical parodies I have ever seen. I hope you enjoy it as much as I did!)

The picture link above will take you... Enjoy!!

Best,

Christina ;)

Thanks for Gray Kid who produced this terrific video and posted it to YouTube.com last year.

The Worlwide Effect of the US "Mortgage Crisis"

Christina Botteri (Clientor, Inc.) — Sun, 07 Oct 2007 15:45:11 -0700

I came across this interesting article talking about the Russian mortgage market, and how it may (or may not!) be effected by the sub-prime collapse here in the United States. It's pretty interesting stuff if you follow mortgage news.

In other news, a somewhat-not-as-dark-as-the-rest-of-the-market-sort-of-bright spot in the market is smaller, trendy homes. As a response to the retail credit squeeze, builders are shrinking down both pricetags and floorplans, hoping to make up the difference in volume...

What Is A "Naranjilla?" ... the second of an ongoing series

Christina Botteri (Clientor, Inc.) — Sat, 06 Oct 2007 14:06:01 -0700

Hey everybody! It's time to look at a few more of those interesting words we have to type in to submit comments and posts. (Here is the prior installment.)

Enjoy!

The first word is Quince. Is it a kind of royalty? Is it the number 15? Let's find out...

Ah-ha! Foodglossary says: "The quince tree is used for everything from perfume to honey. It was also considered a symbol of love and given to ones intended as a sign of commitment..."

Wiki has a lengthy article on Quince: "It is a small deciduous tree, growing 5-8 m tall and 4-6 m wide, related to apples and pears, and like them has a pome fruit, which is bright golden yellow when mature, pear-shaped, 7-12 cm long and 6-9 cm broad."

Yum!

Next is Namnam. Ummm... I got nuthin'

OK ... well, this sort of follows the food trend. According to the book, French and Creole in Louisiana by Albert Valdman, namnam is nam-nam, or "food to eat" Click the link above to read the interesting etymology. Thanks, GoogleBooks!

Our final word today is Mape.

In short, the Tahiti Traveler tells us that the mape, also called a Tahitian Chestnut, finds its origin in Malaysia and might have been brought in French Polynesia by the Polynesian immigrants from South-east Asia. This tree is characterized by foothills that develop from roots to branches for the oldest ones. Boiled or roasted, the mape fruit -that looks like chestnut- is highly prized by Tahitians that eat it at every hour. Children are used to selling those cooked fruits in all gatherings, notably around markets.

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Until next time!

Best,

Christina :)

Please Note: As always, this series is certainly powered mainly by my 1980 Oxford American Dictionary, GoogleBooks, and Wikipedia.

An Excellent Blog Everyone Should Visit

Christina Botteri (Clientor, Inc.) — Sat, 06 Oct 2007 00:28:35 -0700

Every once in a while I stumble across a really terrific and interesting website.

Strange Business is one of those sites.

It talks all about the fresh and interesting ways people are finding ways to start businesses.

That being said, all the business ideas are maybe not so fantastic. Iggys House is one example, imho... What do you think?? Me? In a nutshell: It's all fun and games until somebody loses and eye.

Congress Moves to Eliminate 'Phantom Tax'

Christina Botteri (Clientor, Inc.) — Fri, 05 Oct 2007 20:23:37 -0700

I blogged last week about the possible tax consequences of forclosure. It now looks like a bill moving through Congress will go a long way to ease the tax burden of borrowers who lose their home to foreclosure. Read all about it here.

For fun, or if you are having trouble falling asleep, you can go read the text of the bill here.

In short, this bill provides that any amount forgiven on mortgage debt on a principal residence will not be taxed.

Just What Is a "Naranjilla?" ... the meaning behind those mysterious words we have to type to submit

Christina Botteri (Clientor, Inc.) — Thu, 04 Oct 2007 12:43:35 -0700

I feel like I have a pretty good vocabulary. I can use words like "juxtaposition" and "akimbo;" I know the difference between the words "effect" and "affect." But I have to hand it to these Active Rain guys. They have come up with word after word that I have never heard of.

So, let's find out what they mean together! This is the first of an ongoing series that will explain the meaning behind the mysterious and intriguing 'confirmation word-graphics' that A/R uses to help prevent spam-posts, etc.

The first word is Naranjilla. What is that? I speak Spanish a bit, so I know there's 'orange' in it - but what's the '-jilla'??

From Wikipedia... "The naranjilla is a subtropical perennial plant from northwestern South America. The juice of the naranjillas is somewhat green and is used as a beverage. Ripe naranjilla fruit is very delicious, but must be harvested when fully ripe otherwise they can be quite sour. Naranjilla are attractive plants, with large heart shaped leaves up to 30cm in length. The leaves and stems of the plant are covered in short purple hairs. Naranjilla are fairly sensitive and must be protected from strong winds, and grow best in partial shade as full sunlight is too intense."

Tasty!

Next is "Taruma." I got not a clue...After a quick look-up, it appears that Taruma is both a city in Sao Paulo, Brazil and a berry-producing ornamental plant.

Here's what japi has to say... "As suas flores são meliferas. Os frutos são comestíveis e também muito procurados por macacos, pássaros e outras espécies da fauna.A árvore é bastante ornamental."

Literal translation... "Its flowers are meliferas. The fruits are eatable and also very looked for for monkeys, birds and other species of fauna.A tree is sufficiently ornamental."

Neat!

The final word for today is "Galangale." Fun to say? Sure! But is it fruit?? I'm going to say yes, but let's see...

... Also called "galangal," it's a root, like ginger. Wiki says "... a rhizome with culinary and medicinal uses, best known in the west today for its appearance in Southeast Asia cuisine but also common in recipes from medieval Europe. In its raw form, galangal has a soapy, earthy aroma and a pine-like flavor with a faint hint of citrus. It is available as a powder from vendors of Oriental spices and is also available whole, cut or powdered from vendors of herbs. A mixture of galangal and lime juice is used as a tonic in parts of Southeast Asia. It is said to have the effect of an aphrodisiac, and act as a stimulant. Galangal is also known somewhat confusingly as, galingale, the name for several unrelated plants of the Cyperus genus of sedges, also with aromatic rhizomes."

Tasty!

###

Until next time...

Christina :)

Note: This series will certainly be powered mainly by my 1980 Oxford American Dictionary and Wikipedia.

12,978 Homes ... What is Typical?

Christina Botteri (Clientor, Inc.) — Wed, 03 Oct 2007 15:52:39 -0700

In the biz we talk about market averages in terms of bedrooms, baths, square footage, garages, lot size, price, etc. Ever wonder what these average homes look like across the country? I do!

As of this instant there are 12,978 homes actively for sale Sacramento's MLS... The average home is offered at $350,000 and features 3bd, 2.5ba, about 1800sf, and have been on the market for about 67 days.

...And the most average of alllll the homes on the market right now in the Sacramento and her surrounding suburbs for October 3, 2007 is...

4468 Aubergine Way, Mather, CA! This MAHAM ("Most Average Home Actively on the Market") is offered at a value range of $350,000 to $365,000.

So, what do your MAHAMies look like?

ALERT!: Homebuying Assistance Gift Programs to be Disallowed by FHA

Christina Botteri (Clientor, Inc.) — Mon, 01 Oct 2007 09:41:35 -0700

This news broke over the weekend. I posted Saturday night about it, but I think something this big deserves a Monday morning read...

FHA Will Decide Today (Monday, Oct 1) if Homebuyer Assistance Programs Like Nehemiah Can Exist

Take a quick moment and read the story here.

... as another commenter said in the previous post, this may not effect many unit sales, but I think it will add to the "yikes!" factor many homebuyers experience.

Terrific Rocklin Home: 4 Bedrms, 3 Full Baths, HUGE Bonus Room, 3100sf, .20ac Cul-de-sac Lot...

Christina Botteri (Clientor, Inc.) — Sun, 30 Sep 2007 22:46:32 -0700

Terrific Rocklin Home

4602 Slate Court, Rocklin, CA
$505,000

4 bedrooms, 3 bathrooms, 3100sf, 3+ car garage, .20ac Cul-de-sac lot, Huge Bonus Room, Separate Dining and Family Rooms... the list goes on and on!

Conveniently located in one of Rocklin's most beautiful neighborhoods, this spacious home is close to choice shopping, highways, golf, parks and excellent schools. Its many features include a wonderful front porch perfect for a morning cup of coffee, an inviting wood laminate entryway leading to the formal living room with a breeze way to the generously sized dining room. A sparkling kitchen is a cooks delight and offers ample storage and convenience. The open nook and family room lead to the jumbo sliding glass doors, taking you to the tree-lined back yard. In addition to four bedrooms, there's a knock-your-socks-off bonus room measuring 22x28 feet and has multiple ceiling fans, a dedicated HVAC system, and wet bar.

Click MightyFineHouse.com to see all the pictures and details or call 888-802-7441 x=83 for a 24hr/day free recorded message.

Here's my contact info:
Christina K Botteri
916-223-2747 (cell)
916-435-8620 (office)
Clientor, Inc.
lic.#01341858

Sunday Funnies: Behind the "Boo's"

Christina Botteri (Clientor, Inc.) — Sun, 30 Sep 2007 20:03:52 -0700

Ever since my husband and I got our TiVo, we have been enjoying more tv in less time. I know this sounds a little like a TiVo commercial, but for those of you who have it, you know what I mean.

An added bonus is that we get to find out about shows we would otherwise never hear about. Such is the case with the VH1 show,"Mission: Man Band" (at least I think it's on VH1 ... another side-effect of TiVo is that I never know when or what channel shows are. sigh.)

In short, the premise is that four ex-boy-band-ers get together to try to make it big again. The show is pretty good (such as it is), but some of the funniest parts didn't make it on the show. THANK GOODNESS FOR YouTube!!!

This picture-link below will take you to a clip that is both very funny and insightful. Enjoy!

Nehemiah, & Other Home Buyer Assistance Programs BANNED by FHA

Christina Botteri (Clientor, Inc.) — Sat, 29 Sep 2007 19:04:26 -0700

Just another bit of sunshine.

I read a big, bold headline in today's Business section of the Sacramento Bee that, "Down payment plan faces ban"

Sac-based Nehemiah Corp's [borderline-shady-but-totally-legal] practices are slated to be disallowed by the FHA.

Read the whole story here

It looks like when the final ruling happens Monday, the program will shutter in 30 days.

Widgets & Blidgets & Blogs - oh my!

Christina Botteri (Clientor, Inc.) — Fri, 28 Sep 2007 15:32:42 -0700

Hmm... I seem to be extra-chatty today. Probably has to do with just a little too much coffee... or maybe it's because I'm finding a lot of keen things to share with everyone!

Sure, I may be a little jittery and prone to typos, but it's totally worth it!!

I want to send a quick and mighty Thank You to Lane for turning me on to the super neat-o blidget gracing the panel of my Blog.

If you would like a Blidget of your very own, go here to Widgetbox.

Isn't technology grand?

Kijiji.com is kewl ;)

Christina Botteri (Clientor, Inc.) — Fri, 28 Sep 2007 12:13:16 -0700

Thanks to Michael, I went and checked out Kijiji.com, a new craigslist-type online classifieds site.

I am really happy with the results. You can see what my ad looks like by clicking here.

One of the things I really like about kijiji.com is that new ads get featured on the front city page.

It's fast and easy to use, and the result is a nice, good-looking ad. Unlike craigslist, the ads stays up for 60 days. I imagine that will change as the site grows.

I haven't tried using postlets with it yet, but I bet it would work...

If you have a few extra moments, you should click around and check it out. :)

Foreclosure & Short Sale Tax Consequences (part II)

Christina Botteri (Clientor, Inc.) — Fri, 28 Sep 2007 11:47:14 -0700

Not long ago, I posted about the tax ramifications of foreclosure. For couple couple of reasons, I wanted to visit this topic again. First, the most recent piece written by the IRS and frankly was not very easy to read. Second, the IRS piece didn't really address short sales.

Real estate professionals are not CPAs (most of them aren't, anyway), so I thought I'd find some expanded information about this very serious subject.

No doubt because short sales and foreclosures are becoming real issues for sellers and buyers - especially in my part of the world - there is some really good, concise information for agents available.

Follow this link to a really good article for agents that talks about what happens to foreclosure and short sale debt.

The piece is called "After the Short Sale: Taxing What Isn't There"

Mortgage Trends

Christina Botteri (Clientor, Inc.) — Fri, 28 Sep 2007 11:29:52 -0700

Just like to commercial* says, "People are smart." They know a good deal when they hear one....

I came across a report that said that there are a few trends emerging with mortgages:

Choosing a Fixed Mortgage for a Re-Fi
Going with an ARM for a purchase
Consolidate debt into the refi
Go with a local agent

You can read the entire report here.

*I don't know about you guys, but that commercial kind of creeps me out. I mean, what is that guy with the pointer? A squirrel? A guy with a funky beard and goggles and aviator's cap? And what with the eyebrows? Are those even eyebrows? Is he smiling? Is he bucktoothed? Is there really no difference between a "magician" and an "illusionist"? Wait, is that guy supposed to be the magician? ... Quick TiVo, fast forward!

The Consequences of Foreclosure: Taxes

Christina Botteri (Clientor, Inc.) — Thu, 27 Sep 2007 18:30:18 -0700

As you can imagine, I get asked all the time from people, "Just what happens when a bank forecloses on a mortgage?"

The answer depends on many, many factors -- not the least of which is where (what state) the forclosure takes place!

In California, we have some pretty good protections for people whose primary residence is foreclosed... this is well-documented.

What isn't covered so much is the aftermath of the foreclosure; that is, what about all that debt? Those are real dollars owed. If the debt is cancelled by forclosure, didn't the homeowner just get a huge benefit by way if forgiven debt (read: income)? Well, maybe...

The IRS posted an excellent piece talking about the new IRS provisions regarding taxable income as a result of foreclosure. Follow this link for the complete article...

Hey Mister, need a Re-fi?

Christina Botteri (Clientor, Inc.) — Wed, 26 Sep 2007 10:20:25 -0700

An old friend of mine sent this pic to me. It tickled my funny bone so I thought I'd pass it along....

Have you ever had days like this? ... I know how he feels sometimes!

It also made me think. For a few years now (almost 10) Real Estate Agent (&/or Loan Officer) has been the career du jour. Before that, it was Web Designer. Before that it was -- hmmm, what was it?

In any event, does anyone have a prediction as to what the next hot career choice will be?

What Happened Yesterday? A Snaphot Through the Years...

Christina Botteri (Clientor, Inc.) — Tue, 25 Sep 2007 21:50:02 -0700

I was thinking about those "On this Day in History..." tidbits that we hear on the news, and I thought it would be cool to apply that to a Market Snapshot for the Sacramento Metro Area.

Enjoy! ;)

Sacramento's Real Estate Market
What Happened the 3rd Monday in September?
2004 - 2007

	# Homes Sold/Closed	Avg. List Price	Avg SF	Avg. List $/sf	Avg. DOM	Avg Sold Price	Avg. Selling $/sf	Avg. SP%LP
September 24, 2007	34	$374,369	1880sf	$200	58	$360,126	$192	96%

September 25, 2006	63	$429,740	1751sf	$247	52	$420,951	$243	98%

September 26, 2005	84	$463,441	1759sf	$264	30	$456,838	$261	99%

September 27, 2004	93	$379,483	1742sf	$224	21	$377,149	$223	99.5%

Sellers Market or Buyers Market - FIRST Get Pre-Qual'ed!

Christina Botteri (Clientor, Inc.) — Mon, 24 Sep 2007 15:42:45 -0700

Not long ago, Buyers in our area of Sacramento were told that in order to even think about buying a home in our fierce Seller's Market, they needed to pre-qualify for financing.

The reasoning there was that in order to get the attention of the Seller, the Buyer needed to demonstrate that they were not only willing, but able to buy -- for more than list price in many cases.

Now that things have changed to much more of a Buyers' Market, it is more important than ever for Buyers to pre-qualify for the financing needed to buy a home. (this goes double if your buyers are chasing foreclosures deals!)

The reason why is plain: no good can come from showing homes clients can't buy - no matter how much they might want to. It's not fair to them, to you, or to those prospective Sellers.

Furthermore, once Buyers know where they stand financing-wise, so many decisions reveal themselves. When people know what their choices are, making a choice is a much faster and easier process.

So, get the dregs of financing out of the way first so that the fun of house shopping can proceed!

Using ActiveRain In the Real World

Christina Botteri (Clientor, Inc.) — Sun, 23 Sep 2007 14:11:05 -0700

I just wanted to drop a quick note to everyone about the tremendous value I have received form using ActiveRain in the 'real world.'

On more than one occasion I have reached out the the ActiveRain community and found that the folks on A/R are as solid, responsive, knowledgeable, and friendly as anyone could ever want.

From referrals to CPAs and other professionals to a quick snapshot of that's happening in their neck-of-the-woods, when you find yourself in a spot, remember you have a lot of friends at ActiveRain who are happy to help you out!

A/R is more than just an online forum to type up opinions and earn points. It is a camaraderie of real-live professionals who are genuinely glad to lend a hand.

Thanks you guys!

Lt Mark Daily

Christina Botteri (Clientor, Inc.) — Fri, 19 Jan 2007 19:19:39 -0800

Click the link below to read a very important essay written by one of our soldiers who served in Iraq.

Sure, it's off-topic. But I think we should all take a couple of minutes to read why this guy joined the Army.

http://profile.myspace.com/index.cfm?fuseaction=user.viewprofile&friendid=46348938&MyToken=b6757d84-eb9d-4529-a6cf-3848a0e3b53c

God Bless,

Christina

PS. Just so you know, he has music that plays when you load the page...