A Friend of mine.... - 10/29/08 11:29 PM
said that if Oboma get's elected....he would kill himself....
So was it wrong of me to make him promise.....?
Come on now....OK...Bush has startled the country and were all struggling now.....who is going to fix it? Congress? the next President? The top CEO's of the Banking Committee, Fed Chairman Bernanke, Paulsons leaving with his money, so whomever is next?
Or maybe "We The People, in order to form a more perfect union"....
We the people can control the changes. It is really up to us, we really do tell them what to do, when we speak....it doesn't really matter, if we … (0 comments)

Destress yourself, isn't it time for you to take care of yourself. You are your Business! - 10/28/08 03:28 PM
With all this market termoil, it is getting very stressful and sometimes over welming with all of us in the business, be it Realtor, Mortgage Banker or broker, Appraisers, Title and Escrow, ect.
Over a year ago my wife did this Body cleansing thing...went from a size 14 to a size 4. Don't even ask me how much weight she lost, because she won't tell me.

I think because I kind of know where she is at now but she doesn't want me to figure out where she was. She did the 30 day cleansing and then after she saw … (0 comments)

How to dress for halloween... - 10/28/08 01:44 PM
The wife and i are going to dress as Fannie Mae and Freddie Mac for Halloween.
Now just how do we do this you ask? How will you recognise us you ask....simple?
We will be dressed in Very expensive Business suits....and have our pockets and clothes completely stuffed with money...money sticking out everywhere....and we will be asking people if they can spare a few dollars for a cup of coffee....$5 would be good....we can only drink single tall non-fat double shot pumpkin latte's.
We will be asking people to refinance their homes to 100% ltv at 5% fees to help us … (0 comments)

Politicians making too many laws... - 10/21/08 02:06 AM
But forgetting the fairness in the previous laws they made....for instance....Here in Washington State...a married man that no longer wants to have children, has to get his wifes permission to have a vasectomy.
But a woman can get an abortion without disclosing it to her husband or getting his permission, in fact, she has a right to privacy, and the record is then locked up. And the husband would never know.
If a under aged girl wants to have an abortion, she can go thru counceling at the welfare office, and the welfare medical approves it and pays for it without … (0 comments)

Forest Gump Explains the mortgage mess.... - 10/17/08 01:26 PM

Forrest Gump Explains Mortgage Backed Securities  Mortgage Backed Securities are like boxes of chocolates. Criminals on Wall Street stole a few chocolates from the boxes and replaced them with turds. Their criminal buddies at Standard & Poor rated these boxes AAA Investment Grade chocolates. These boxes were then sold all over the world to investors. Eventually somebody bites into a turd and discovers the crime. Suddenly nobody trusts American chocolates anymore worldwide.    Hank Paulson now wants the American taxpayers to buy up and hold all these boxes of turd-infested chocolates for $700 billion dollars until the market for turds … (1 comments)

Are you a Realtor or Salesman? - 10/16/08 02:17 PM
Or are you both? It takes a good amount of Salesmanship to sell anything. And if you a good Realtor, you are a good Salesman! It is a proven fact that Good looking, Younger, taller men do better in sales because people have to look up to them...and the psycological game begins...they are already looking up to you. Pretty, well dressed professional women have the advantage also.  
But now that the housing market is down....How are your sales techniques working?
Probable down also. So why not add something to your income and work on yourself! To help improve yourself and your … (1 comments)

Investing in todays market.... - 10/15/08 02:42 PM
If you had purchased $1,000 of shares in Delta Airlines one year ago, you would have $49.00 today.If you had purchased $1,000 of shares in AIG one year ago, you would have $33.00 today.If you had purchased $1,000 of shares in Lehman Brothers one year ago, you would have $0.00 today.
But, if you had purchased $1,000 worth of beer one year ago, drank all the beer, then turned in the aluminum cans for recycling refund, you would have received  $214.00.
Based on the above, the best current investment plan is to drink heavily & recycle. It is called the 401-Keg.
(0 comments)

Whose fault is this mortgage bailout? - 10/10/08 02:56 PM
Ok, the democrates are being blamed for the mortgage mess, and blamed for the bail out. If this is a political move to shift blame, who is really to Blame. The Congress and house can vote for all the bills they want but it doesn't go anywhere until the President signs it....So, if it's the Democrats fault, why didn't the President just veto the bill?
(0 comments)

Where did the morals of this country go? - 10/10/08 02:52 PM
Has anybody seen the morals of this country lately. I am having a hard time finding them? Are they lost? I can remember when we wanted to impeach our President for immoral conduct in the oval office. It didn't hurt anyone else. People didn't loose their jobs, houses weren't foreclosed because of this action, Banks didn't close and CEOs didn't walk away with their millions, while others lost everything.
And now we want to blame people for buying the American Dream (a home) when they couldn't afford it. But didn't our Government say that we were the most prosperious country in the … (1 comments)

Why are Paulson and Bernanke still employeed? - 10/10/08 02:37 PM
People are loosing their jobs. Corporations are folding. Realtors and Mortgage people are struggling, got out, or have left completely. The Dow has had a record low this past week, and hasen't been below 9,000 in over 5 years. Volitilty made 2 record highs this morning alone, first breaking over 70 and then 75 in the same day.
How much more can you take? How much savings do you have left?
About 3 years ago I had a descussion with a major Realtor in my county who tried to tell me that Real Estate is the only tangible investment and would … (0 comments)

Citigroup to slash wholesale.... - 10/07/08 09:52 PM
Bank of America/Countrywide to slash stated income and wholesale...If everyone is slashing their wholesale line...what will brokers do? If Brokers don't have anyone to broker loans to....how will they be able to do any loans.
 If Brokers become non existant, what will banks do with loans when they have no brokers to compete with? What will happen with rates if the competition between banks and brokers does not exist.
Is the banking industry creating a Monopoly? With all the bailouts and buyouts, will their only be a few big banks to make all the decisions and control all the lending? Who … (1 comments)

Destress yourself, isn't it time for you to take care of yourself... - 10/06/08 01:22 PM
Over a year ago my wife did this Body cleansing thing...went from a size 14 to a size 4. Don't even ask me how much weight she lost, because she won't tell me.
I think because I kind of know where she is at now but she doesn't want me to figure out where she was. She did the 30 day cleansing and then after she saw alot of success, she continued to exercise and work real hard at eating better....even though she had "The BBQ King" wanting to grill some steaks or some other red meat every night.
So , … (36 comments)

Everyone loves a Hero! - 10/03/08 12:47 PM
Superman, Batman and Robin, The Flash, Aquaman, Spiderman...etc.
Now is the time...The House approved the Rescue Bill. So now you can be a Hero...and everyone loves a Hero....and everyone loves referrals...Heroes ge REFERRALS!
Get your Buyers pre-approved or re-approved (if more than 30 days ago) and get them into a home before prices go back up. That will make you a Hero, and everyone knows the heroes and talks about the heroes for years after they're gone...leave a legacy to be proud of!
(0 comments)

Let's Elect Paris Hilton for President. - 10/02/08 03:35 PM
Why not? She has a knack for spending money she has never had to work for.
She can remember to tell Grandpa to put more money in her account when it gets low, and when she forgets, it is always someone elses fault.
She has no idea how to run a business, but is always asked her opinion on it.
She can wreck your car, blame you, and you will really believe that it must have been your fault.
She is above the Laws of the Country, such as the Constitution, it only applies to "the little people".
(0 comments)

Foreclosure Fire sale....? - 10/02/08 10:48 AM
Ok, the Bail out bill was passed and now goes to the house for a vote. it will probable pass. So, what will the banks now be doing with all the Foreclosures? Now that they will be able to free up some cash to make more loans...that will help loosen up the lending a bit and more likely to head back into the stated loans.
But what about Foreclosures? Will they be able to let more foreclosed properties go? How about the Short Sales? Will they be more willing to work with people and the Realtors on short sales?
I think … (2 comments)

Does anyone remember the "Constitution"? anymore....like your Senators? - 10/02/08 10:03 AM
The ConstitutionWe the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America.
Article. I.
Section. 1.
All legislative Powers herein granted shall be vested in a Congress of the United States, which shall consist of a Senate and House of Representatives.
Section. 2.
The House of Representatives shall be composed of Members chosen every second Year by the People of … (0 comments)

 

Chuck Christensen

Bellingham, WA

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