Two Thirds of Minnesotans Will be Affected by Flooding in 2011 - 02/19/11 08:53 PM
If homeowners don’t act in ways not common in the past, many will stand to lose a fortune due to flooding in Minnesota in 2011. It’s likely that sandbagging won’t do it this time and we need to start thinking about flood insurance and in some cases act quickly on flood insurance. According to expert guests on a Minnesota Public Radio show two days ago, two thirds of Minnesotans will be affected directly or indirectly by flooding this year. If someone thinks their house won’t be affected, they can at least count on traffic being a mess.
Just try and get … (6 comments)

Administration to Reform Fannie Mae and Freddie Mac - 02/12/11 01:01 AM
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Do’s and Don’ts with Credit During the Home Buying Process - 02/05/11 05:59 PM
When buying your next home, changes to your credit (additional accounts, closing accounts, fluctuating credit card balances) can result in the lowering of your credit score. If your credit score changes, that can affect your interest rate and even the loan approval itself. Therefore, it is imperative that there are no major changes to your credit and information provided, during this process.
In order for your loan to reach final approval and fund, you'll want to adhere to the following:
DO NOT charge any new items on your charge cards (higher balances will lower credit scores). DO NOT apply … (58 comments)

The Importance of an Updated Comparative Market Analysis (CMA) to Your Pre-Approval - 02/04/11 11:47 PM
When one is selling their home and subsequently buying another, it doesn’t necessarily come quickly to mind that it takes more than online home value calculators to provide an estimate of what you’ll make on the sale of your home. Even the online seller’s net sheet calculators can only provide an estimate of what your proceeds will be from the sale of your home. You’ll need an updated Comparative Market Analysis (CMA) and a couple Seller’s Estimated Net Proceeds Worksheets to get the figures you need. Knowing what your net proceeds will be is important not only to determine what your … (2 comments)

 
Charles Dailey - NMLS ID#79048, Charles Dailey (iLoan - NMLS ID#4474) Rainmaker_large

Charles Dailey - NMLS ID#79048

Charles Dailey

Saint Paul, MN

More about me…

iLoan - NMLS ID#4474

Address: 2324 University Avenue West, Suite 202, Saint Paul, MN, 55114-1843

Office Phone: (612) 234-7283

Cell Phone: (651) 428-6968

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A place that borrowers can come to learn more than the basics of mortgage lending. It's also a place where industry professionals can come to find content for their clients.


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