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appraiser: Important changes in the Real Estate world on 5-1-09. This Will effect you. - 04/08/09 08:24 PM
AMC's are taking over the Real Estate industry.

Where do I begin. On 5-1-09 all conventional appraisals will be required to be ordered through an unregulated middleman known as an Appraisal Management Company or AMC for short. This new Federal Government policy known as HVCC was brought to you in part by New York AG Andrew Cuomo and was well intentioned and designed to keep lenders from pressuring appraisers to "make the value". But as they say, the devil is in details and this new policy now creates a greedy middleman aka AMC. The AMC has and will charge more … (2 comments)

appraiser: Have your property taxes reassessed. - 03/24/08 03:29 PM
Have your property taxes reassessed.
If your home has lost value there may be a silver lining. If you purchased your home between 2003 and 2007 its possible you are paying too much for property taxes and you can have your assessment lowered and even get a refund.
Many homes across the country has suffered value loss due to declining market values. If you purchased your home in the last 5 years it’s important to find out if you are being assessed for more than your home is worth.
Here in Southern California there was a period after the Northridge Earthquake … (1 comments)

appraiser: Foreclosures and Short Pays and how it affects your market value. - 03/24/08 03:17 PM
Foreclosures & Short Pays and how it affects your market value.
With all the talk of foreclosures and short pays in the news, homeowners have to be wondering when will this all end and what effect does all this bad news have on my own home and does it effect my immediate neighborhood?
First, what is an REO, short pay and foreclosure?
A “short sale” or “short pay” is when a homeowner is in trouble on their property and owe more on the property than it is currently worth and/or can be sold for. Sometimes the lender will allow the property … (1 comments)

appraiser: How to Sell any Property in a Down Market - 01/01/08 05:37 PM
  
How to Sell any Property in a Down Market  
If you are planning on selling your property in this market you are going to need a strategy. In the last 20 years I have pretty much seen everything and I would like to give you helpful and timely tips to help you get it done right.
First, lets talk about what you are in for. In Southern California and most parts of the country there is a huge standing inventory of homes for sale, that is your competition. It is most certainly a buyers market right now and adding another overpriced, … (6 comments)

appraiser: Historical or Retro-Active Real Estate Appraisal Valuation - 09/26/07 11:07 AM
If you need to know the value of a piece of real estate anywhere from a month ago to a decade ago, it can be done. I’ll show you how it can be done.
How it can benefit you or your clients. How an appraiser arrives at value even long after you have sold and moved away. As an experienced appraiser in Southern California with over 20 years experience I would like to share my real estate experience with you.
What is a historical appraisal? Really all appraisals are just a snap-shot of time. Most appraisals are for current market value. … (1 comments)

appraiser: Homeowners Guide to a Smooth Appraisal - 08/14/07 05:12 PM
Getting your home appraised can be stressful. I would like to help take some of that stress away and help you get the most out of your appraisal experience. As an experienced appraiser in Southern California with over 20 years experience I would like you to see the assignment from our eyes.
First, remember the appraiser has a difficult job and you can help him/her by being cooperative and even friendly on the phone when he calls to schedule the appointment. Trust me, being nice goes a long way. Before the appraiser shows up, make sure the house is picked up, … (4 comments)

 

Clifford "Cliff" Diamond

Santa Clarita, CA

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Clifford Diamond & Assoc.

Office Phone: (661) 251-7205

Cell Phone: (661) 287-3134

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