fha: Shoulda, Coulda, Woulda...... - 10/22/09 09:41 AM
$8,000 Tax Credit ....... Free Money for your family. As of mid-September statistics show that more than 51,000 Illinois families have taken advantage of the $8,000 Tax Credit for 1st Time Homebuyers in IL. Nationwide, according to the National Association of Realtors, between 1.8- 2million new homeowners will have taken advantage
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fha: $100 Down Payment Initiative for HUD REO's - 08/14/08 11:00 PM
Did you know that buyer's can buy a HUD REO with as little as $100 Earnest Money. This may be good news for some. The Atlanta Homeownership Center approved the use of this initiative for Illinois and Indiana for purchaser's using FHA financing. This is specifically geared towards Owner Occupants, effective
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fha: FHA $$$$ for REO's and Bank Owned Property that need work! - 08/14/08 10:16 PM
As a professional one of the most important things we can do is stay abreast of the changing market and flow with the tide. The Chicago Real Estate Market, has become saturated with REO (Real Estate Owned) and Bank Owned Properties. However, many people that I talk to don't know
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fha: Help!!!! My Credit Score Sucks! - 03/27/08 10:01 PM
In today's credit driven society, it is imperative that we begin to understand and leverage one of our most personal assets, "Credit." In short, your personal credit score is a key component used to determine if you are a good risk to lending institutions. Moreover, it will determine how much
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fha: How Much Home Can You Afford? - 03/09/08 10:17 PM
How Much Home Can You Afford? The single most important part of buying a house is figuring out how much you can realistically afford to pay.You'll have to take a good look at your budget, debts, credit reports, and credit score. Once you have a good picture of your financial status,
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fha: Oprah's New Book Pick 3.5 Million Sold!!!! - 02/28/08 11:31 PM
I'm not sure if any of you have read Eckhart Tolle's book, A New Earth, but it is climbing the charts fast. 3.5 Million copies have been sold thus far. Being a Chicago native I have to say that I love the positive impact that Oprah is having on the world
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fha: 100 New Prospects in Less than 5 Days!!!!! - 02/27/08 09:36 PM
This post is just to give hope to everyone in the business and to the media and to those who think the Real Estate Market is dead and to the buyers who are still waiting! I am in the Chicago Real Estate Market and decided to think outside the box a
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fha: Is Your Mortgage Professional Really a Professional? - 02/13/08 01:16 AM
In today's ever changing market it is extremely important that buyer's and realtors work with a MORTGAGE PROFESSIONAL! I can't begin to tell you how many times I get a disgruntled client on the phone who has been through numerous originators who call themselves professionals. This post is not to
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fha: Low Interest Rates....Massive Inventory! Win-Win for Buyers! Pt.1 - 02/06/08 04:09 PM
If you have thought about purchasing a home or are contemplating a move soon, now may be a good time to get the process rolling. Although the media is constantly talking about "The Mortgage Meltdown" and "Increasing Foreclosures" what they have failed to say is who this market actually benefits,
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fha: New Construction Bronzeville! - 02/05/08 12:12 AM
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fha: Elegant South Loop Townhome! - 02/05/08 12:06 AM
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fha: Here we go again.....FICO & The New Credit Scoring Model - 02/02/08 11:25 PM
Back in June a new credit scoring model was announced, but the rollout date was not supposed to be finalized for sometime. It's looks like we are quickly approaching that time and here's what we know thus far. 1. Scores will still range from 300 to 850. 2. It will still take into
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fha: Foreclosure.....HELP! - 02/01/08 03:25 PM
"5 Ways to Save You or Someone You Know from Foreclosure, w/o getting scammed!" Problem: In 2007, homes in foreclosure were up 79% an alarming rate. Reality: This is such a personal tragedy, that many people don't reach out for help until it's too late, and then they don't know where to
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fha: Turning Denied Loans into Pipeline Customers for Life! The Power of RTO! - 01/15/08 11:38 PM
A couple of years ago, I started a Rent to Own program for individuals who truly wanted to purchase but for one reason or another were not in an optimal financial position to at the time. Well, the response was so overwhelming at the time, that I discontinued the program, outside
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fha: New Internet Radio Show Today!: Building Wealth Through Real Estate - 01/09/08 09:26 AM
I want to invite you to listen in on my talk show.Yes,you heard that right, I have my own talk show. Get all the juicy details about it by clicking on the following link www.blogtalkradio.com/ceceliaknowsmortgagesShow starts at 11am CST Cecelia Marlow - Senior Mortgage Consultant
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fha: Want Your Own Free Radio Show? - 12/07/07 09:34 AM
It's so great to surround yourself with individuals who are helping to sharpen the saw. A good friend of mine emailed me a couple of weeks ago and sent me a link inviting me to listen in to her own personal radio show. As I prepared to listen to it
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fha: Bad Credit? I Dare You! - 11/29/07 11:00 PM
I've learned in my years of experience as a Mortgage Broker, that there are typically two things that hinder people from buying a home, lack of fiscal management (BAD CREDIT) and lack of fiscal management (High DTI). So, if there was a way to help individuals who really wanted to
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fha: Do You Have a Broken ARM? - 11/29/07 09:17 PM
With approximately 31% of loans originated in 2005 being Adjustable Rate Mortgages and an estimated $1 Trillion dollars in mortgage debt due to reset this year, I wonder how many past customers have been called this year to just simply say, "How are things going?" Sometimes, it's difficult to call
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fha: New FHA Secure Program! - 11/17/07 05:47 PM
FHA is currently doing a significant business in refinancing non-FHA mortgages. The program is designed to help homeowners, who previously demonstrated the ability to make timely monthly mortgage payments prior to their reset of an Adjustable Rate Mortgage (ARM) an opportunity to refinance into a prime-rate FHA-insured mortgage. In many cases homeowners
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