Interested in Leola PA? Here's the Leola PA Real Estate webpage that has the lowdown on the Lancaster County community just east of Lancaster City along Route 23 (on the way to New Holland).
As a help to Lancaster County PA homebuyers, we're posting a good list of school districts in Lancaster County as a reference. Lancaster County has 16 school districts that fall mostly within the county, and the district is often an important factor in home buyers minds. Here's the list with links to the appropriate real estate page at www.LancasterPAsRealEstate.com:
Coldwell Banker Select Professionals, based at 1000 North Prince Street in Lancaster and with additional offices in Lebanon, Hershey & York can be reached at 717-735-8400 or at www.cbselectpros.com. Coldwell Banker Select Professionals serves the Lancaster PA real estate, York PA real estate, Hershey PA real estate, Harrisburg PA Real Estate, Lebanon PA real estate markets with local offices and agents.
The following options will result in a York PA homeowner facing foreclosure retaining ownership of their property:
Repayment Plan: This usually involves establishing a schedule with the Lender to make a full regular monthly payment plus a little extra each month, to repay the delinquent amount over a specified period of time.
Special Forbearance Plan: This option may provide for a temporary reduction or suspension of payments, that will be increased at a later point to repay the delinquent amount over a specified period of time.
Mortgage Modification: This option may allow the owner to refinance the debt and / or extend the term of the existing mortgage loan.
HUD Partial Claim: If the loan is an FHA insured loan, the lender may be able to obtain a one time payment from the FHA-Insurance Fund to bring the mortgage loan current with payments.
Refinance: This option may allow the York home owner to use the equity that they have established in their home to pay the delinquent amount. Depending on the interest rate of the new loan, the monthly payments might be reduced. Homeowners can explore refinancing with their existing Lender as well as with any Lender of their choice.
Homeowners’ Emergency Mortgage Assistance: This option provides special financial assistance to Pennsylvania residents, including York, who are facing the possibility of losing their primary residence through foreclosure. Depending on the Homeowner’s situation, they may be eligible to receive a LOAN to bring their mortgage payments current. Homeowners, depending on their circumstances, may also be eligible to receive financial assistance with their monthly mortgage payment for up to 24 months from the date the mortgage became delinquent.
Today the nation's leading customer satisfaction tracker announced that Coldwell Banker has received top honors in it's 2009 Home Sellers Survey. Read the details and official press release here. We're proud to be associated with such a progressive, dominant real estate brand as Coldwell Banker and would love the opportunity to show you some of the service that has won us this coveted award!
Coldwell Banker Select Professionals, based at 1000 North Prince Street in Lancaster and with additional offices in Lebanon, Hershey & York can be reached at 717-735-8400 or at www.cbselectpros.com. Coldwell Banker Select Professionals serves the Lancaster PA real estate, York PA real estate, Hershey PA real estate, Harrisburg PA Real Estate, Lebanon PA real estate markets with local offices and agents.
Hershey PA is one of the best-known destinations in Central Pennsylvania. There are just so many attractions that appeal to all members of the family! After a day of hitting Hershey Park or wherever, you'll be ready to sample some of Hershey's fine restaurant selection. To help you, we've posted a list of Hershey PA restaurants and food establishments to get you started! Mangia!
Arndts Arndt's Family Restaurant (717) 534-2803 1016 E Governor Rd , Hershey, PA , Hershey 17033
Carlas Cucina (717) 534-2099 1144 E Chocolate Ave , Hershey, PA , Hershey 17033
CATHERINE'S RESTAURANT 717-533-9050 845 E. Chocolate Ave, Hershey 17033
Cocoaplex Center (717) 312-1444 1130 Cocoa Ave , Hershey, PA , Hershey 17033
Demarco Casual Fine Dining (717) 520-1634 202 W Chocolate Ave , Hershey, PA , Hershey 17033
Dimitris (717) 533-3403 1311 E Chocolate Ave , Hershey, PA , Hershey 17033
FIRE ALLEYFIRE ALLEY 717-533-3200 1144 Cocoa Avenue, Hershey 17033
FIRESIDE STEAKHOUSE Hershey, PA 17033 W. Chocolate Ave. & University Drive, Hershey 17033
Are you considering buying a home or possibly in the midst of a home search? If so, you likely have learned that there are many steps to the house hunting and buying process. Coldwell Banker Select Professionals is providing the following list of common mistakes buyers make, so please read carefully and avoid these pitfalls.
Forgetting about resale: You may love a particular home, but think twice if it is the nicest one in the neighborhood. You will have difficulty getting a good resale since the surrounding lower home values will weaken yours.
Going at it alone: Although you may be tempted to handle a home purchase on your own, you will most likely regret it. Buying a home is a very complex process involving many steps and a variety of people. There are legal issues, inspections, and insurance and mortgage needs that must be addressed. You will be thankful for involving a realtor who handles a multitude of transactions a year and knows about the hidden roadblocks so you can safely navigate around them.
Changing your financial outlook before closing: When you've found a home you want to buy, you may be tempted to make some big purchases to outfit it. After your loan application has been completed, do not buy anything major (large appliances, electronics, a car) on credit or with a credit card. Alterations in your credit rations could jeopardize your loan and leave scrambling at the last minute.
Putting off getting pre-approved: So you've found a house you really like and want to put in an offer. Since you haven't been pre-approved yet, you rush to get this accomplished. In the meantime, another party puts in an offer that is accepted, and you've missed out on a great opportunity. To avoid this, you're first step-even before going on any showings-should be speaking with a lender and determining what you qualify for.
Making snap decisions: You may fall in love with a house the second you see it, but do your best to view the situation objectively. Does the home satisfy the needs of your family and will the mortgage fit comfortably within your budget? Make sure you have a thorough list of your needs and wants before you start shopping...preparation is the key to success!
Please contact Coldwell Banker Select Professionals if your looking for personal service and have questions regarding buying a home in Lancaster PA, York PA, Harrisburg PA, Lebanon PA, Hershey PA and Cumberland County. Be sure to connect with one of our agents at www.cbselectpros.com/. We have local offices serving all of Lancaster, Lebanon, York, Hershey, Harrisburg, and Cumberland County PA. Get started on your search today!
Navigating all of the options available for homeowners insurance can be a challenge. Since “Mother Nature” reliably makes her appearances across the country year after year, selecting the proper insurance is critical to protect perhaps the largest purchase one will make over the course of a lifetime. It is a good idea to review the policy annually to ensure the best coverage is being provided.
The Fundamentals: Standard policies should reimburse for basic damages including burglary and destruction to the home caused by fire, smoke, lightning, ice, snow and frozen pipes. In addition, traditional policies often offer liability coverage for medical claims of third parties and legal damages should the homeowner be named the defendant in a lawsuit. The most common amount of liability coverage is $100,000.
Be Prepared for the Worst Case Scenario: Before granting a loan, lenders often require homeowners to purchase at least a basic insurance plan. However, homeowners should be prepared for the worst. They should find out exactly how much it would cost to restore the home from top to bottom in case of complete destruction, and then contemplate insuring it for that amount.
Although the policy will provide the funds to rebuild the structure of the home, money is still needed to refurbish the inside with new appliances, furnishings, etc. Many consumers are not aware that they have the option to insure their home and belongings for either the replacement cost or the actual cash value. Actual cash value is the amount it would take to repair a home or replace damaged possessions after factoring in depreciation. Replacement cost is the amount it would take to repair a home with materials of similar kind and quality, or to purchase new possessions without deducting for depreciation. Understandably, insuring property to cover replacement costs is more expensive than insuring it for its actual cash value, but may be worth the difference if a consumer can afford the higher premiums.
To best prepare for refurbishing the inside, put together a detailed home inventory list. Include everything from jewelry to artwork to carpets to computer equipment to tools and sporting equipment. A list with receipts attached is ideal. Also consider doing a photographic or video inventory (date stamp the video as a record) in which the key information is chronicled. Whether a written or visual property catalogue is compiled, be sure to include a description of the item, quantity owned, brand name, model or serial number, name of the vendor, date of purchase, purchase price, current value and replacement cost.Another tip is to keep this documentation in a separate location in case tragedy should strike the home.
Water, Water, Everywhere? According to the National Flood Insurance Program (NFIP), flooding is the most common natural disaster in the U.S., yet it is typically not covered by traditional home-owners insurance policies. It is however offered by the National Flood Insurance Program (NFIP) for many areas of the country. In fact, if a property lies in a flood hazard area (determined by the Director of the FEMA to have a one percent chance of being hit by a flood), the borrower will likely be required to purchase flood insurance.If you live in an area prone to flooding, consider purchasing such a policy from a local agent. It is not wise to rely on federal disaster funds, as these loans must be repaid.
Sometimes floods are brought on by hurricanes. Hurricanes “Katrina” and “Rita” are reminders of the devastation that storms can cause. Unfortunately, hurricane insurance has become pricier and more difficult to obtain. Those living in hurricane prone areas should shop around for the most comprehensive and affordable policy from a reputable provider.
Central Pennsylvania College is America's largest career-oriented college located in the suburban Harrisburg, Pennsylvania neighborhood of Summerdale, Pennsylvania.
Established in 1881, Central Penn, formerly known as Central Pennsylvania Business School, officially changed its name in 1999 to better characterize the diversity of the school's academic programs. Central Penn offers two-year associate's degree and three- and four-year bachelor's degree programs to its students. The college offers on-campus housing, but about 60 percent of the school’s students commute.
The school’s library, the Charles T. Jones Library, features a learning resource center open to the public. A swimming pool,basketball and volleyball courts and picnic areas also are features of the drug- and alcohol-free campus. The college is accredited by the Middle States Association of Colleges and Schools.
Dickinson College
Dickinson College is a private, residential liberal arts college in Carlisle, Pennsylvania. Originally established as a Grammar School in 1773 , Dickinson was chartered September 9, 1783, five days after the signing of the Treaty of Paris, making it the first college to be founded in the newly-recognized United States. Dickinson was founded by Dr. Benjamin Rush, a signer of the United States Declaration of Independence and named in honor of a signer of the Constitution, John Dickinson, the President of Pennsylvania. Dickinson College is America's 16th oldest college.
With over 180 full-time faculty members and an enrollment of nearly 2,400 students, Dickinson is known for its innovative curriculum and outstanding international education programs but for also having an expensive tuition of $45,000 per year. Dickinson sponsors 12 study centers in other countries and its approach to global education has received national recognition from the American Council on Education and NAFSA: Association of International Educators. The college was among six institutions profiled in depth by NAFSA for "Outstanding Campus Internationalization" in 2003. The 42% acceptance rate for the Class of 2011 is Dickinson's lowest ever, and the College's nearly 6,000 applications put it amongst the top liberal arts colleges nationwide. In 2007 Dickinson's endowment topped $300 million, more than double its total from ten years before.
Dickinson College is not to be confused with the Dickinson School of Law, which abuts the campus but has not been associated with the college since the late 19th century. The law school merged with The Pennsylvania State University in 1997, and its students study at both the Carlisle and State College campuses. Dickinson is sometimes mistaken for, yet has no relation to, Fairleigh Dickinson University, a private university in the state of New Jersey.
Messiah College
Messiah College is a private Christian college of the liberal and applied arts and sciences in the unincorporated village of Grantham in south-central Pennsylvania. It was founded in 1909 by the Brethren in Christ Church as the Messiah Bible School and Missionary Training Home.
Messiah's mission is to "educate men and women toward maturity of intellect, character, and Christian faith in preparation for lives of service, leadership, and reconciliation in church and society."
Penn State Dickinson School of Law
The Dickinson School of Law (also known as Penn State Dickinson or Penn State Law) is the law school of The Pennsylvania State University. Penn State Dickinson, one of the professional graduate schools of Penn State, operates as a dual-campus system with campuses located in both University Park, Pennsylvania and Carlisle, Pennsylvania. The two campuses operate meaningfully as a single enterprise, with a single identity, single reputation and single stature. The University Park Campus is Penn State's main campus, and it maintains over 40,000 undergraduate and graduate students. Carlisle, approximately 80 miles southeast of University Park, is the original home of the law school.
The law school was founded by John Reed in 1834, making it the fifth oldest law school in the United States and the oldest law school in Pennsylvania. It is home to over 600 law students, most of whom are earning the degrees of Juris Doctor (J.D.) or Master of Laws (LLM). Penn State Dickinson has a faculty and staff of over 100.
U.S. News and World Report, in its 2009 edition of America's Best Graduate Schools, ranked Penn State Dickinson 77th among the nation's top 218 law schools.
In June 2007 Penn State established the School of International Affairs that is intimately linked with the law school. The School of International Affairs, which will offer a professional master's degree in International Affairs with several specialty concentrations, will be housed administratively within the law school. The two schools will share similar educational objectives.
Randall Robinson was recently appointed as faculty of the School of International Affairs.
Shippensburg University of Pennsylvania
Shippensburg University of Pennsylvania, commonly known as Ship, or SU, is a public university located in Shippensburg, Pennsylvania, 40 miles (64 km) west-southwest of Harrisburg. It is one of the 14 state universities that compose the Pennsylvania State System of Higher Education (PASSHE).
Shippensburg University is accredited by the Middle States Association of Colleges and Schools (MSACS). The U.S. News & World Report again ranked Shippensburg University among the top public universities in the North in its book "America's Best Colleges 2009." In the annual rankings, Shippensburg is tied for 58th among all institutions in the North region. It was named one of the 100 best values among public colleges in "Kiplinger's Personal Finance". Ship was also included in the 2007 edition of The Princeton Review's "The Best Northeastern Colleges."
U.S. Army War College
The United States Army War College is a United States Army school located in Carlisle, Pennsylvania, on the 500 acre (2 km²) campus of the historic Carlisle Barracks, a military post dating back to the 1770s. It caters to high-level military personnel and civilians and prepares them for strategic leadership responsibilities. It is the U. S. Army's most senior military educational institution.
The War College is a split-functional institution. While a great deal of emphasis is placed on research, students are also instructed in leadership, strategy, and joint-service/international operations.
Approximately 600 students attend at any one time, half in a two-year-long Internet-based program, and the other half in an on-campus program lasting ten months. The college grants its graduates, both civilian and military, a Master's degree in strategic studies.
The Army handpicks most of the students who participate in the residential program, but the student body always includes officers from the other military branches, civilians (from the Pentagon, State Department, and the National Security Agency), and several dozen senior officers from foreign countries. For example, the residential Class of 2004 included:
268 officers from the Army (active, reserve, National Guard), Navy (active, reserve), Air Force (active, reserve, National Guard), Marine Corps (active, reserve) and U.S. Coast Guard
30 senior civilian employees of the federal government
42 officers from other countries
The average age of students is 45 years old and the typical military rank is Lieutenant Colonel. Army applicants must have already completed the U. S. Army Command and General Staff College.
Coldwell Banker Select Professionals, based at 1000 North Prince Street in Lancaster and with additional offices in Lebanon, Hershey & York can be reached at 717-735-8400 or at www.cbselectpros.com. Coldwell Banker Select Professionals serves the Lancaster PA real estate, York PA real estate, Hershey PA real estate, Harrisburg PA Real Estate, Lebanon PA real estate markets with local offices and agents.
In our current economic climate, we are constantly looking for ways to save energy and lower the cost of our monthly electric bill. There are lots of small, simple steps you and your family can take in order to save money and improve the environment. Coldwell Banker Select Professionals has compiled the follow list of suggestions to make your home and habits more energy efficient.
Make sure your dishwasher and washing machine are completely full before you run them. Also, consider line drying your clothing and air drying your dishes. Remember, it is not more economical to hand wash dishes-the dish washer will use less water.
Install a programmable thermostat so you can reduce your energy consumption when no one is home-there is no need to overly heat or cool a house while you're at work. In addition, pull the drapes at night and when you're not home to prevent heat escape.
Start using compact fluorescent bulbs as opposed to incandescent and plug all your appliances into a power strip. This allows you to turn off the strip when the appliance is not in use. Surprisingly, appliances plugged into an outlet will continue to use power even after they're turned off.
Clean the filters in your air conditioner and furnace during months of heavy use because dirty filters cause the units to work longer and harder than necessary. Also, consider insulating your hot water heater to make it more efficient.
Fill up your refrigerator-all the cold food helps prevent the fridge from loosing coolness when you open it. Also, use your microwave while cooking as often as possible-it is likely the most energy efficient cooking appliance in your home!
Hopefully the above tips will allow you to save on your future electric bills. Please contact Coldwell Banker Select Professionals if you're looking for personal service and have questions regarding listing your home in Lancaster PA, York PA, Harrisburg PA, Lebanon PA, Hershey PA and Cumberland County. Be sure to connect with one of our agents at www.cbselectpros.com/. We have local offices serving all of Lancaster, Lebanon, York, Hershey, Harrisburg, and Cumberland County PA.
Often homebuyers need to find out which utility company is servicing their area. We're posting a list of York PA public utilities for your convenience!
York County Utilities
York Telephone Companies
Verizon (800) 555-4833
Sprint (800) 877-4646
York Cable Companies
Comcast (800) 266-2278
Dish Network (866) 274-8905
Direct TV (800) 280-3488
York Electric Companies
MET-ED (800) 545-7741
Adams Electric (717) 792-3666
PECO (800) 494-400
PP&L (800) 342-5775
York Gas Companies
Columbia Gas (888) 460-4332
Delta Gas (717) 456-7816
York Water Companies
York Water Company (717) 845-3601
Dover Borough (717) 292-6530
Dover Township (717) 292-3634
Glen Rock Borough (717) 235-3206
Hanover Water Dept (717) 637-3877
New Freedom Borough (717) 235-2337
Dallastown, Yoe, Red Lion Water Authority (717) 244-3475
West Manchester Township Water Authroity (717) 764-3624
Coldwell Banker Select Professionals, based at 1000 North Prince Street in Lancaster and with additional offices in Lebanon, Hershey & York can be reached at 717-735-8400 or at www.cbselectpros.com. Coldwell Banker Select Professionals serves the Lancaster PA real estate, York PA real estate, Hershey PA real estate, Harrisburg PA Real Estate, Lebanon PA real estate markets with local offices and agents.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
Cocalico homes
Today the nation's leading customer satisfaction tracker announced that Coldwell Banker has received top honors in it's 2009 Home Sellers Survey. Read the details and official press release 
Hershey PA is one of the best-known destinations in Central Pennsylvania. There are just so many attractions that appeal to all members of the family! After a day of hitting 
Going at it alone: Although you may be tempted to handle a home purchase on your own, you will most likely regret it. Buying a home is a very complex process involving many steps and a variety of people. There are legal issues, inspections, and insurance and mortgage needs that must be addressed. You will be thankful for involving a realtor who handles a multitude of transactions a year and knows about the hidden roadblocks so you can safely navigate around them.
Dickinson College is a private, residential liberal arts college in Carlisle, Pennsylvania. Originally established as a Grammar School in 1773 , Dickinson was chartered September 9, 1783, five days after the signing of the Treaty of Paris, making it the first college to be founded in the newly-recognized United States. Dickinson was founded by Dr. Benjamin Rush, a signer of the United States Declaration of Independence and named in honor of a signer of the Constitution, John Dickinson, the President of Pennsylvania. Dickinson College is America's 16th oldest college.
York County Utilities
;)
;)
