Secret Identities: Do You Use One in Your Marketing? - 06/28/07 09:52 PM
The Real Estate industry offers various ways that you can change your identity and marketing campaign to fit your targeted market. Dare to be different, if not a little crazy, in your advertising and you will stand out from the crowd. Once you have been "noticed" you can deliver a powerful … (27 comments)
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Heads or Tails: Is Flipping Houses Right for You? (Part 1 of 3) - 06/28/07 08:59 PM
You probably have seen the infomercials on late night TV claiming you can get rich quick with real estate. You know the ones, claiming to talk sellers out of homes for next to nothing, buying with no money down and getting someone else to pay your closing costs. While some of … (5 comments)
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Mortgage Interest Tax Deductibility - How to Exceed the $1.1M Limitation - 06/25/07 03:14 PM
Let me start off by saying I am not a tax advisor, I am a Certified Mortgage Planning Specialist and that this post, like others is based on my level of knowledge and expertise and may or may not apply to your specific situation. This is derived from tax codes and … (2 comments)
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WARNING: Category 5 Hurricane Approaching Florida (What if?) - 06/25/07 12:56 PM
As most readers of my blog posts know, I am a different kind of mortgage professional. I employ a wide variety of strategies to help Florida families build their wealth over time. One of the ways I differ from most others is that I talk a lot about how a hurricane, … (4 comments)
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Credit Piggy-Backing: Do You Want to Risk it? - 06/19/07 09:39 AM
I was watching something briefly on the news, actually on several channels, that caught my attention. The topic was called "credit piggy-backing". The media seemed to portray it as a viable means to improve your credit and get better rates on mortgages and other loans. It was simply amazing how the … (14 comments)
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Without Love, You Have Nothing - 06/12/07 10:04 AM
I know those of you reading the headline think I am about to go off on an emotional trip. Rest assured I am not, at least not a personal one. But, there are many people who may be crying after they read this post. You have all heard the clichés about how love … (4 comments)
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You Want to Own Your Own Home, But Do You Own it the Right Way? (Part 2) - 06/11/07 11:38 AM
This is a continuation of You Want to Own Your Own Home, But Do You Own it the Right Way? (Part 1). In the previous post, we compared Smart Stan and Timid Tom and how well their mortgage plans played out. We ended at the five year mark with Stan and … (1 comments)
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Money Merge Accounts: Good Fairy or Demon? - 06/11/07 10:41 AM
Many of you know that I have talked about these before, and one of my posts even is ranked #2 on this subject. As a proponent of proper mortgage planning, these violate many of the concepts that most Americans don't understand. I will not go through those concepts here, as it … (21 comments)
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Realtors, You should be scared right now! - 06/09/07 07:11 AM
Why did I start off with this statement? The recent destruction in the Mortgage Backed Securities market has driven interest rates up significantly recently. That means one thing. Your buyers cannot qualify for as much of a mortgage as they used to!!!That's right, if your buyer has not locked a loan … (7 comments)
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How Much is that Cup of Coffee Really Costing You? - 06/07/07 09:14 PM
I was stumbling around the internet as I do on occassion, especially when I find myself with the need to just "take a break". I don't remember exactly how, where, or even why I stumbled onto this website, but it sparked my interest nevertheless. Why? It peaked the interest of the … (69 comments)
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Has Anyone Seen the Bottom of This Pit? - 06/07/07 10:20 AM
You have heard the tales of the Bottomless Pit, and that is what Mortgage Backed Securities have found. They continue to freefall with no support sighted in the near future.Ok, since May 8th, we have seen Mortgage Bonds begin their fall, trading within a Downward Channel. On May 14th, we advised … (4 comments)
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Where in the World is This Guy? - 06/06/07 01:12 PM
I figured it was about time to share some more pictures from my travels. Since my last post about places I have flown to, I have bounced around to many new ones as well as returning to some of the others.Here are some of the pictures I have taken recently... A not … (7 comments)
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You Want to Own Your Own Home, But Do You Own it the Right Way? (Part 1) - 06/06/07 10:39 AM
Most Americans think the same way and do not realize the old way of getting a mortgage is the wrong way to get the mortgage. They need to realize that things change and we need to change with them to take full advantage of the opportunities we can receive.Let's take a … (3 comments)
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Does Your Competition Hate You? - 06/05/07 02:29 PM
I was reading an article sent to me and it drove home a truly valid point. If you want people to like you, you must first decide who needs to hate you.Is it fair to say that finding a soul mate is pretty important? If so, online dating sites should be … (9 comments)
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Florida Mortgage Market Update - 06/05/07 10:02 AM
We remain in a LOCKING stance. Mortgage Bonds = -22bp.What do the "Coriolus Effect" and Bonds have in common? Well, the Coriolus Effect describes the whirlpool action that sucks water down in a circular fashoin and bonds continue to be "sucked down" as they remain in their downward channel. Ben Bernanke … (0 comments)
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Banking and Real Estate Professionals May Have IDs Stolen - 06/04/07 11:45 AM
I am not sure if anyone, especially those outside Illinois, are familiar with this state computer security breach that was published in the Gatehouse News Service on May 19.The Illinois Department of Financial and Professional Regulation is notifying roughly 300,000 licensees and applicants that there was a computer server with some … (3 comments)
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