Real estate blog entries tagged with mortgage transparency by Robert Ashby Photography

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Home : Blogs : Robert D. Ashby : Florida's #1 Mortgage Planner - Managing Equity and Debt Strategically™ : Tag "mortgage transparency"

mortgage transparency: New HUD GFE Proves Government Has No Clue - 12/21/08 08:52 AM

You all know that I am not a fan of government interventions, nor government regulations that are absolutely insane, such as the new HUD GFE. I am all for government regulations that actually do what they are supposed to do, which is to protect the consumer and give them good, solid guidance on how to shop for their mortgages. Unfortunately, the new GFE goes in the opposite direction.
HUD made the announcement last month, and stated the new GFE and HUD-1 Statements would save consumers nearly $700. I have no idea where they came up with the $700 savings, nor am … (2 comments)

mortgage transparency: Mortgage Transparency Kills Mortgage Service: Will the Mortgage Industry's Commoditization Follow That of the Airlines? - 04/17/08 12:55 PM

The latest move in our industry, fueled further by its recent implosion, is that of transparency in the mortgage transaction. For starters, I am all for that, though you may not feel that way after reading this. Why? Because of what transparency encourages.
To truly understand what I am getting to, let's look at what has happened to the airlines in the last 30 years or so. Some of you are old enough to remember the "glamour" that surrounded airline travel. In fact, families would save for years just to afford to take a vacation that included air travel.
However, deregulation took over … (30 comments)

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Robert D. Ashby

Miramar, FL

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Address: 11758 SW 26th CT, Miramar, FL, 33025

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Florida Mortgage Specialist provides "thought provoking" topics and strategies for proper mortgage planning. MEDS™ is a unique mortgage process that properly integrates your mortgage into your financial plan.

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