Real estate blog entries tagged with regulation z by Robert Ashby Photography

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Home : Blogs : Robert D. Ashby : Florida's #1 Mortgage Planner - Managing Equity and Debt Strategically™ : Tag "regulation z"

regulation z: Federal Reserve Issues Final Rule Amending Regulation Z (Truth in Lending) - 07/14/08 10:50 AM

This is one of the things promised back in December from the Federal Reserve that will likely be harmful to the consumer even though the government doesn't believe that statement. So, let's look at the highlights.
The final rule adds four key protections for a newly defined category of "higher-priced mortgage loans" secured by a consumer's principal dwelling. For loans in this category, these protections will:
Prohibit a lender from making a loan without regard to borrowers' ability to repay the loan from income and assets other than the home's value. A lender complies, in part, by assessing … (4 comments)

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