Real estate blog entries tagged with subprime mortgages by Robert Ashby Photography

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Home : Blogs : Robert D. Ashby : Florida's #1 Mortgage Planner - Managing Equity and Debt Strategically™ : Tag "subprime mortgages"

subprime mortgages: Are You Responsible for the Subprime Mortgage Debacle? - 07/11/07 07:52 PM

Every day, the media talks about the problems in the hosuing market. Most of the talk centers around the loss of homes due to "exotic mortgages", dishonest lenders, among others. People who are marginal borrowers, those we call the subprime market, are often the subjects of the stories. They will also likely be the ones most affected by the changes that have already occurred as well as those in the pipeline. As is typical, the changes implemented most affect the ones who can least afford it.
From the point of view of one who recommends using their home to build wealth, I … (11 comments)

subprime mortgages: Mortgage Market Meltdown - Will it be Subprime Only? - 07/11/07 07:16 PM

Not a day goes by that you do not hear about the Subprime Mortgage Market disaster and how many people have lost their homes due to bad loans, dishonest mortgage lenders, etc. But will the effects only be felt in the Subprime Markets? The answer may surprise you.
First, let's talk about the real Subprime Market, you know, the ones with bad credit and riskier loans in general because of it. These are the ones that are typically placed into 2 or 3 year ARMs with associated pre-payment penalties. These clients carry higher interest rates, larger margins, etc. due to their lack … (8 comments)

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Robert D. Ashby

Miramar, FL

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