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buyers: PART TIME Real Estate Professionals....Either Get In or Get Out! - 08/31/09 08:54 AM
As the month of August ends I regroup and think of what could I have done to improve my business and the communication with my clients? It then dawned on me that this was an unusual month. I was working with three buyers and no matter how much I encouraged them to work with agents that I knew was competent and proficient at their job, the buyers went with a family friend. I knew this was going to be trouble, not only was this dealing with family in the 2 out of 3 cases, all three of them worked full time jobs!
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buyers: It's Time to Get Over It....Things Have Changed. - 05/12/09 10:51 AM
There is more talk among Active Rain and local Realtors about the fall out on their files.
I would say your seasoned and new Loan Officers right now are relearning our jobs. ( I have never had a decline in my 7 year in the industry and then I had two in two weeks!) We have all had it way too easy for the past 7 years and now lenders are back to the old fashion way of doing business BUT with modern technology! Underwriters are overturning automated approvals; they are also running smart systems that search records everywhere for inaccuracies. (Ever see that … (0 comments)

buyers: Whoops....a lesson learned. - 09/12/08 08:23 AM
I have a new buyer that I'm working on their loan, they are buying a new house (right down the block from their current home) that is already under contract. They are not happy with their current lender so the builder has recommended them to me. So back to working on the file, they have a current house that they are going to rent out. I apply the rent because they already have a rental agreement. I run the loan through the system....great credit and good ratios. I get an approve eligible with a new alert that I have never seen before.
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buyers: Don't Trust Me....I'm Your Lender! - 09/02/08 07:17 AM
Can you believe that is what I tell every single one of my clients, be it a first time home buyer or someone down sizing? Guess what? They are listening!!! Instead of shopping me they are educating themselves by doing extra homework (that I give them) and making sure they are prepared at closing.
I explain to them that I'm a commission only employee, their closing of their home is what feed my children. How do they know that I will look in the best interest of them and not myself....really? After all, I'm not stuck with their debt for 30 … (4 comments)

buyers: Wow, this just isn't fair....any recourse? - 08/25/08 07:31 PM
I work with some really great agents and I recently was helping them with some buyers that were here for one week. In this one week the agents stopped everything they were doing, they must have showed them 10-15 homes a day. The buyers were determined about living in a particular neighborhood, part of the neighborhood was a Pulte Home development. Because they only had one week to land a property they wrote several offers and negotiated with several sellers. Again, they were negotiating with Pulte Homes, Pulte Homes would not go as low as the buyers would want so after a while the … (26 comments)

 
Catherine_4683

Catherine Eusea-Mortgage Lender at

Fort Collins, CO

More about me…

Prospect Mortgage

Address: 2032 Caribou Drive #102, Fort Collins, CO, 80525

Office Phone: (970) 223-8300

Cell Phone: (720) 300-6777

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