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lender: PART TIME Real Estate Professionals....Either Get In or Get Out! - 08/31/09 08:54 AM
As the month of August ends I regroup and think of what could I have done to improve my business and the communication with my clients? It then dawned on me that this was an unusual month. I was working with three buyers and no matter how much I encouraged them to work with agents that I knew was competent and proficient at their job, the buyers went with a family friend. I knew this was going to be trouble, not only was this dealing with family in the 2 out of 3 cases, all three of them worked full time jobs!
… (5 comments)

lender: What is your HOOK, LINE & SINKER?? - 10/14/08 09:18 AM
I realized something was missing in my business.....
A really good Hook Line to my marketing pieces, email signature and blog posts. I'm a bit embarrassed that it took me this long to think of it and now I wish I had one. So I have been thinking and thinking of different hook lines, with nothing really good coming up and I then I remembered my brilliant friends at ActiveRain.
So may I ask, do you have a Hook Line in your business? What is your Hook Line? No I'm not going to steal it but I just need some ideas and direction. Almost a … (6 comments)

lender: Real Estate Rules....are you playing by them? - 09/10/08 09:10 AM
When it comes down to a deal closing and getting paid if you had to break the rules to get a deal done would you? I personally think that turning a blind eye or playing stupid in real estate won't get you out of court but there are so many that do. I recently overheard a conversation where the agent's listing had inspection issues, the lender would not allow an escrow and would not allow the buyers to get more than their earnest money check so they made a side agreement outside of closing. I heard the other agent say "well … (7 comments)

lender: Other than Concessions, Why do Appraisers Need the Contract to Determine Value? - 08/17/08 11:46 AM
I have taught several classes to Real Estate Agents, mainly covering new updates with FHA. I recently asked a Real Estate Appraiser to join me and answer questions of what he considers when appraising homes. This has been a successful class with a lot of people attending, each class the same question has arisen with the same result.
If the appraisers job is to verfiy value, why do you need a copy of the contract? I understand that the contract will show concessions but as a Lender/Realtor we can provided that to the apprasier. When asked that the apprasier tip toes around the question … (14 comments)

lender: Huge Problems with Title Companies! - 08/14/08 08:34 AM
I have to vent a little here as these problems continue to mount. I remember when lenders were the bad guys for a while, changing figures, not funding on time and having issues with over promising and under delivering. (May still be a problem there)
What I have been struggleing with, are the title companies that bid for bank owned deals. Yes, they are typically cheaper for the seller, more for the Buyer and not worth anything.
We have two specific title companies that when the commitment comes across my desk I just cringe! No matter the contract dates they follow … (6 comments)

 
Catherine_4683

Catherine Eusea-Mortgage Lender at

Fort Collins, CO

More about me…

Prospect Mortgage

Address: 2032 Caribou Drive #102, Fort Collins, CO, 80525

Office Phone: (970) 223-8300

Cell Phone: (720) 300-6777

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