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loan officer: Swimming to catch the boat I just missed! - 05/22/09 08:50 AM
So do to an accident I had a period where I was not as active on ActiveRain. Now three months later I realize my basic blog needs an upgrade but where do I start?
I think pictures are valuable but I see that there are links to key words and so much more. I have picked up my speed to catch up with this crazy boat but I'm really starting to flounder a bit. Maybe because I'm just frolicking in the ocean and just haven't seen the value of these details.
What type of classes are there to help me catch … (5 comments)

loan officer: It's Time to Get Over It....Things Have Changed. - 05/12/09 10:51 AM
There is more talk among Active Rain and local Realtors about the fall out on their files.
I would say your seasoned and new Loan Officers right now are relearning our jobs. ( I have never had a decline in my 7 year in the industry and then I had two in two weeks!) We have all had it way too easy for the past 7 years and now lenders are back to the old fashion way of doing business BUT with modern technology! Underwriters are overturning automated approvals; they are also running smart systems that search records everywhere for inaccuracies. (Ever see that … (0 comments)

loan officer: Would you give up income for experience? - 10/02/08 08:14 AM
You must admit that this industry is not about the education you received going to real estate school or any training that you had to take to get your mortgage license. This industry is about experience! I lived by this motto of "you don't learn the lesson until your caught falling on your face and then...you will never do it again." I know you all know what I'm talking about, the time that you were caught with an issue that may have killed the deal and your thinking why didn't I know this before? EXPERIENCE EXPERIENCE EXPERIENCE...right? 
I go back and … (4 comments)

loan officer: Don't Trust Me....I'm Your Lender! - 09/01/08 10:27 PM
Can you believe that is what I tell every single one of my clients, be it a first time home buyer or someone down sizing? Guess what? They are listening!!! Instead of shopping me they are educating themselves by doing extra homework (that I give them) and making sure they are prepared at closing.
I explain to them that I'm a commission only employee, their closing of their home is what feed my children. How do they know that I will look in the best interest of them and not myself....really? After all, I'm not stuck with their debt for 30 … (6 comments)

loan officer: Real Estate & Lending...can you really do both? - 09/01/08 04:02 PM
I'm more than a FULL TIME Loan Officer, I say more than full time because with all the changes, file issues, bank owned issues and the continued excellent service that I provide...it keeps me very busy.
I came across an Agent who is also a Loan Officer, he called me on a pre-qual letter that I wrote. He asked questions he shouldn't (credit score and other info about the buyers loan). He also demanded me tell him how I was doing 100% Mortgage for the buyers, which I didn't. He pressed me more and said well since i can't tell him how … (9 comments)

 
Catherine_4683

Catherine Eusea-Mortgage Lender at

Fort Collins, CO

More about me…

Prospect Mortgage

Address: 2032 Caribou Drive #102, Fort Collins, CO, 80525

Office Phone: (970) 223-8300

Cell Phone: (720) 300-6777

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