Mortgages Made Simple

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Mortgage and Lending - Impact Mortgage Group - NMLS# 181033
If you need advice on your next mortgage or wondering what's affecting the mortgage industry, you've found the right place.
RECENT BLOG POSTS
Have you heard the news??  I just wanted to publish some information regarding this new USDA requirement related to outbuildings and farm service buildings.It’s a relatively new requirement put out by the USDA National Office back on July 22, 2011 and it’s related to outbuildings.  About two mont...
09/19/2011
I was asked this question about three times over the last two days, so I thought I'd put out some information relative to this question. Needing 20% down is a common misconception in the marketplace today.  There are numerous options for obtaining financing with less than 20% down.  Below I will ...
09/13/2011
USDA Rural Development has long been the 100% financing leader for a lot of areas across the nation. One of the major benefits of this loan product was that it required no monthly escrows for an annual mortgage insurance (MI). MI is sometimes referred as PMI, and the loan is advertised many time...
06/14/2011
Here is this week's weekly mortgage commentary for the week of June 12, 2011. The US economy continues to grow. While that statement is true, the rate of growth continues to slow, and we seem to be hitting an even slower patch. While the economy has been very dependant on manufacturing to drive t...
06/13/2011
It's a beautiful Sunday afternoon here in North Alabama.  I'm sure there are hundreds, if not thousands, of open houses going on across the country today.  Surely every real estate agent who has ever listed a home has conducted an open house before, right? My question is to REALTORS® out there wh...
06/12/2011
I hope you all are having a great day! Here are today's mortgage interest rates for Arab, AL and the surrounding Marshall County area: ----------------------------------------------------------------- Conventional 30 Year Fixed - 4.875% (5.164% APR) Conventional 20 Year Fixed - 4.625% (5.016% APR...
06/01/2011
I hope you all are having a great day!   Here are today's mortgage interest rates for Cullman, AL and the surrounding Cullman County area: ----------------------------------------------------------------- Conventional 30 Year Fixed - 4.875%  (5.164% APR) Conventional 20 Year Fixed - 4.625%  (5.01...
06/01/2011
...that's a great question!  I wish I knew the final answer. On May 25, 2011, the House Financial Services Subcommittee on Insurance, Housing and Community Opportunity met with one goal:  "Determine the role of FHA, RHS, and GNMA in the Single- and Multi-Family Mortgage Markets" Several industry ...
05/25/2011
The FHA 203(h) Disaster Relief Loan is available for residents affected by the recent tornadoes that swept through Alabama on April 27, 2011. This special FHA loan is specifically designed to help victims in Presidentially designated disaster areas recover by making it easier for them to get mort...
05/17/2011
  USDA Rural Development has long been the 100% financing leader for a lot of areas across the nation.  One of the major benefits of this loan product was that it required no monthly escrows for an annual mortgage insurance (MI).  MI is sometimes referred as PMI, and the loan is advertised many t...
03/02/2011
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Brandon Snider

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Brandon Snider - The Mortgage Expert - Consumer First Mortgage

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