Should you get pre-approved before shopping for a home? - 01/09/11 03:15 AM
That's a great question! Getting pre-approved by a lender should be one of the first steps you take when looking for your next home.
If you're thinking to yourself, "My credit is good enough" or "I've purchased a house before, I"ll be ok" ...THINK AGAIN!  Things in the mortgage world have changed dramatically in the past 12-18 months and a good credit score doesn't guarantee you an approval anymore.
Underwriting is more intense now, and regardless of your FICO score, everything is put under the microscope:  Your credit, employment history, asset documentation, and tax returns (just to name a few) … (2 comments)

Mortgage Interest Rates in Marshall County, Arab, Guntersville, Albertville, Boaz, AL - 1-2-11 - Consumer First Mortgage - 01/02/11 11:36 PM
Here are today's local Marshall County interest rates as of Janurary 2, 2011. These rates are for Arab, AL; Guntersville, AL; Albertville, AL; Boaz, AL; and other surrounding communities.
Conventional 30 Year Fixed Rate
4.750% (5.037% APR)
Conventional 15 Year Fixed Rate
4.250% (4.739% APR)
FHA 30 Year Fixed Rate
4.625% (4.974% APR)
FHA 15 Year Fixed Rate
4.000% (4.758% APR)
VA Loan 30 Year Fixed Rate
5.000% (5.132% APR)
100% USDA / Rural Development Loan - 30 Year Fixed Rate
4.750% (5.102%)
AHFA Step Up (FHA Down Payment Assistance Loan)
4.875% (5.207% APR)
… (0 comments)

 
Brandon Snider (Consumer First Mortgage)

Brandon Snider

Cullman, AL

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