fico score: Do you know how to get your "real" credit score online? - 10/25/10 12:15 AM
 
It's been some time since I've posted on this topic, but felt the need to really re-visit this.
Many lenders are raising their minimum FICO scores to 640, almost across the board for all loan programs.  It is important for borrowers to know their real FICO score. There are several lenders will still do loans for borrowers down to 620, including myself.  If you see any offers below 620, expect a high level of scrutiny on your borrower's credit history, stability of income, employment history, rental history, and much more.
Below is the text from my original post: Getting your … (10 comments)

fico score: Getting your "real" credit score online - 04/10/10 11:45 PM
As a mortgage lender, I don't know how many times I've had clients tell me what they thought was their credit score, only to find out differently when they applied with me.
"Why is that?" one might ask.  I too have asked the same question before, so I did some research and what I found out astounded me. 
Most of the websites you see advertised on TV or top your Google search results offer you a "free" credit report and your "free" credit scores if you sign up for their trial offer for monthly credit monitoring.
What they don't explain very well … (10 comments)

 
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Brandon Snider

Cullman, AL

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Consumer First Mortgage

Address: 1510 2nd Ave NW, Cullman, AL, 35055

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