commercial hard money: California Apartment & Commercial Hard Money Lenders & Terms
- 03/04/15 07:49 AM
As the market continues to improve we are starting to see more aggressive lending products come to market. California hard money lenders are increasing loan to value ratios and lowering rates. One program that has been very popular will bring a 3-8 year fixed single digit interest rate to the table on loan to value ratios as high as 75%. This program is available for most apartment and mixed use commercial properties. The requirements for these hard money loans do include credit requirements. A minimum 650 credit score is needed. No mortgage lates on the subject property or primary residence in … (0 comments)
commercial hard money: Hard money basics for today's market
- 06/13/08 12:14 PM
I deal almost exclusively with hard money lenders, working with both borrowers and brokers to match a particular transaction with an investor. In addition, I do have access to in house funds and serve as a direct hard money lender as well. This is my business, I do conventional loans for family, friends, referrals, but my main source of business is hard money. Hard money today is taking the place of what sub-prime used to be. The glaring difference, however, is the loan to value requirements. In today's hard money lending environment, 65% loan to value is typically the maximum you … (0 comments)
commercial hard money: Commercial Hard Money Loans
- 02/15/08 06:00 AM
Hard money commercial loans are a good option for many of today's borrowers. Many banks and institutions are putting greater restrictions on the commercial lending they will provide, and often times even the most well qualified borrower can have a tough time obtaining financing for their commercial property. If you are in this situation, you may want to look into a commercial hard money loan. Commercial hard money loans come in many shapes and sizes. Depending on the investor, you will have different requirements. For most hard money loans, the main concern in making the loan is the loan to value. … (0 comments)
commercial hard money: Hard Money Solutions For Commercial and Construction Transactions
- 02/05/08 04:42 PM
Commercial properties financed with hard money are increasingly becoming a viable option to that of institutional money. Some of the reasons for this include institutions wanting fully amortized payments and/or amortizing these payments over a shorter time frame than the traditional 30 years. Additionally, for acquisition of commercial property, the main concern with hard money lenders is the collateral value, not the debt service of the property, making the approval process more streamlined. Even a property that does not meet the required debt coverage for an institutional loan is a fundable loan with private money investors.Raw land and construction are additional … (0 comments)
Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
Chris Goulart, DRE Lic. # 01458390 NMLS Lic. # 298819 DWJ CA Broker Lic. # 01180522
As the market continues to improve we are starting to see more aggressive lending products come to market. California hard money lenders are increasing loan to value ratios and lowering rates. One program that has been very popular will bring a 3-8 year fixed single digit interest rate to the table on loan to value ratios as high as 75%. This program is available for most apartment and mixed use commercial properties. 
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