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fha loans: 100% Financing Options On The Table With FHA - 04/27/08 06:09 PM
With all the tightening guidelines, there is still one bright spot in the mortgage lending world.  FHA loans are expanding their offerings, with higher conforming loan limits (see these higher conforming loan limits by California county here), down payment assistance programs and other legislation in the works to expand these programs, FHA loans are fast becoming the loans of choice.
One of the largest benefits of FHA loans these days is the potential for 100% purchase financing.  FHA loans cap out at 97% loan to value on a purchase, but with down payment assistance programs, and allowable seller credits up to … (0 comments)

fha loans: FHA Loans and FHA Loan Requirements - 03/20/08 11:12 PM
FHA loans are back in the spotlight.  Created back in the 1930's to help pull the nation out of a severe housing crunch, FHA loans are once again ready to help stabilize the mortgage and housing world.
In the 1930's, the foreclosure rate was as high as 50%.  We are nowhere near that level today, but things are bad, and there are no sub prime lenders willing to lend at 100% on stated income programs to bail out homeowners.  There is, however, FHA loans. 
Many in the mortgage industry are not overly familiar with FHA loans, especially here in California.  There have … (0 comments)

 
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Chris Goulart

Brentwood, CA

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All California Lending

Address: 1145 2nd Street, Suite A-262, Brentwood, CA, 94513

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