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mortgage: Mortgage Planning, Equity Management, and Investments - 03/15/07 12:03 PM
I wanted to take a moment to pose a question to the mortgage community here on active rain and open up some communication about equity management and investments.  As a mortgage planner, I try to take the initial mortgage consultation much further than the average joe.  We talk about investments, insurance, short and long-term goals...pretty much everything imaginable...as I'm sure most of my mortgage planner colleagues on active rain do as well. 
I personally believe that equity is better empowered when it is separated from the home and put to use in an investment that is earning a rate of return.  … (5 comments)

mortgage: How the Affluent Manage Their Equity to Conservatively and Safely Build Wealth - 03/09/07 05:15 PM
If you had enough money to payoff your mortgage,would you? Many people would. If the "American Dream" of owning your own home outright with no mortgage is so wonderful, why do thousands of financially successful people-who have more than enough money to pay off their mortgage-refuse to do so?
Most of what we learned from our parents and grandparents about mortgages is no longer valid. They taught us to make a big down payment, get a fixed-rate mortgage, and make extra principal payments to pay off your loan as early as possible. Mortgages, they said, are a necessary evil at best.
The problem … (10 comments)

mortgage: Shopping Around? - Four Simple Questions Your Lender Must Be Able To Answer Correctly! - 12/13/06 01:07 PM
First, make sure you are working with an experienced, professional loan officer.  The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and troubleshooting the issues that may arise along the way.  But how can you tell?
Here are FOUR SIMPLE QUESTIONS YOUR LENDER ABSOLUTELY MUST BE ABLE TO ANSWER CORRECTLY.  IF THEY DO NOT KNOW THE ANSWERS...RUN...DON'T WALK...RUN...TO A LENDER THAT DOES!
1)  What are mortgage interest rates based on?  (The only correct answer is Mortgage Backed Securities or Mortgage Bonds, NOT the 10-year Treasury.  While … (1 comments)

 

Chad Trease

Overland Park, KS

More about me…

Wells Fargo Home Mortgage

Address: 7127 W. 110th St., Overland Park, KS, 66210

Office Phone: (866) 344-3020

Cell Phone: (303) 725-1053

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"Empowered Wealth Creation Through Professional Mortgage Planning" It's time we started using our mortgage as a wealth building tool rather than a looking at it as a necessary evil. The rules of money have changed...


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