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sales advice: Competive Quotes or Deceptive Lending? - 01/12/10 06:19 PM
I lost a quote today, not real worried about it but it brings up something that always has left a bad taste in my mouth. For better or for worse, I monitor and study the market as much as if not more than any other loan officer out there. I know where we are, have a decent idea on where things are headed (in the short run anyway and definitely in the long run....it's that middle ground that's always tricky, but I digress.) Point being, if I am being put up against another quote by a potential borrower, I know first … (1 comments)
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sales advice: Bingo! - 11/12/08 07:24 PM
I've had that "a watched pot never boils" feeling lately with this looming market adjustment that I've been calling for. Well, wouldn't you know that today, the first day I've taken a little bit of a break from my O.C.D.-esque monitoring is the day that we're seeing my prediction sprout some legs!
Here's a brief summary of what we're looking at for right now. Economy....still not good. Jobs report from last week.....hasn't changed and still not good. The problem is that it hasn't impacted the bond market and therefore mortgage rates the way that it "was supposed to impact them." Today, … (1 comments)
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sales advice: Well.....lets see said the blind man. - 11/11/08 09:17 PM
My grandfather used to say that all the time. I've started to think it makes more sense lately. I feel like a blind man trying to get a grip on this market. John Thain, CEO of Merrill Lynch, said that this current global economic landscape is more similar to the 1929 environment leading into the Great Depression, not like the recent recessions of 87, 98, and 01. Considering none of us, or not that I know of anyway, were around and doing business then, that would clear up why no one seems to be able to get a grip on things. The … (6 comments)
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Clint Hammond
Columbia,
SC
More about me…
Mortgage Network, Inc
Address: 7011 Garners Ferry Road, Columbia, SC, 29209
Office Phone: (803) 771-6933
Cell Phone: (803) 422-6797
Email Me
In depth analysis of the mortgage market, the driving force behind mortgage rates.
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