credit report repair: What is a Credit Report Dispute? - 08/27/08 06:26 PM
More people are disputing items on their credit reports then ever before, yet some people still don’t even know that a credit report dispute is even possible. It’s strange that one of the best ways to improve your credit scores is still a secret to so many people. With so many … (1 comments)
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credit report repair: Credit Repair: Improve Your Credit Rating Quickly! - 06/24/08 06:05 PM
In America, you can't even walk down the street without somebody wanting to check your credit. If you suffer from bad credit, then you need to learn techniques to improve your credit rating - and you need to learn them now! The very happiness of your life can depend on it. … (0 comments)
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credit report repair: Charge Offs: Understanding How Charge Offs Affect Your Credit - 06/12/08 07:07 PM
You see the words "charge off" a lot these days. The society is heavily credit dependent and millions of people find themselves in difficult situations concerning their debt. In fact, a full one percent of credit card debts end up being recorded as charge offs today. Let's examine what a charge … (0 comments)
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credit report repair: Credit Repair: How to Restore Your Credit Rating - 05/09/08 04:35 PM
It's no secret that we live in a credit society. If you have a credit rating of sufficient rank, you can live a very nice life as long as you maintain responsible payment habits. There are vast numbers of Americans that have seen their credit ratings fall to levels that disallow … (1 comments)
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credit report repair: How to Raise a Bad Credit Score - 04/30/08 11:00 PM
Most people do not understand that are many ways to be proactive and raise their credit scores. It's not about just sitting back and hoping for the best. You can do more than just not messing up; you can actually follow these tips to raise your credit score.
Firstly, you need … (1 comments)
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credit report repair: Legal Credit Repair Techniques - 04/21/08 07:17 AM
There are techniques of legal credit repair that you can use to raise your credit report score. In the US, there aren't very many things that you can do without it having something to do with your credit score. Even to obtain suitable housing and transportation, you need to be in … (5 comments)
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credit report repair: How to Remove a Negative Credit Rating - 04/18/08 06:00 AM
To remove a negative credit rating from your credit report, it must first be inaccurate or unverifiable. How often do consumers have inaccurate information on their credit reports? How often are creditors not able to verify the information that they place on your credit reports? You may be surprised.
A study … (2 comments)
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credit report repair: Credit Repair Myths Exposed - 04/16/08 03:27 AM
As a credit repair specialist, I frequently get asked these questions about cleaning up your credit report. It's important to know the answers to these questions before you start repairing your credit.
Even if I get a negative item removed from my credit report, it will come back – won’t it?
… (2 comments)
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credit report repair: Credit Restoration - 04/07/08 05:17 AM
It seems like more and more credit restoration services are popping up by the minute. You can spot the advertisements for them online, on television and on the radio almost everyday. While I believe the awareness of credit repair and the help available to consumers is a good thing, it can … (4 comments)
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credit report repair: Remove Judgments - 03/07/08 02:09 AM
How to Remove a Judgment from Your Credit Report
Being sued by a debt collector can be very intimidating. If you are being sued, never let a default judgment be entered. You have nothing to lose by disputing the validity of the judgment or even settling it out of court to … (4 comments)
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credit report repair: Credit Repair - Understanding Charge Offs - 03/03/08 11:07 AM
"Charge off" is an accounting term that creditors use when they assume after a period of delinquency that they are not able to collect on a debt that is owed to them. Creditors write that debt off as a loss against their income taxes. Just because a debt is charged off … (2 comments)
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credit report repair: NCO Financial - 03/02/08 01:18 PM
NCO Financial seems to be one of the largest collection agencies in the world. It’s definitely one of the most searched for terms on the internet as far as debt collectors go. Many consumers want to know how to remove NCO Financial from their credit reports, so I have decided to … (1 comments)
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credit report repair: Repair Your Credit Score - 02/23/08 01:38 PM
In today’s world, it's crucial that you understand how your credit reports and credit scores affect your financial situation. Credit scores determine whether you can obtain credit and what you pay for credit cards, auto loans, mortgages and other kinds of credit. They can also be used in deciding whether … (2 comments)
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credit report repair: Credit Repair Help - 02/21/08 07:19 AM
The best way to go about finding credit repair help is to know exactly what is hurting your credit scores. There are many factors that can cause your scores to be low. You need to analyze your exact situation. Once you are able to identify the exact problem, you can … (0 comments)
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credit report repair: Credit Repair Forums - 02/18/08 09:26 PM
Most people that register at credit repair forums are looking to improve their credit. Improving your credit score can save you thousands of dollars annually in interest alone. If you visit a credit repair forum you will see what real people have accomplished on their own or with the help of … (2 comments)
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credit report repair: Credit Bureaus Exposed! - 02/18/08 03:29 AM
The credit bureaus love the fact that the average consumer knows very little about them. All consumers really know is that credit bureaus have major power and control over their financial lives. Would you agree that this is true? If so, why don’t we know more about them?
I don’t know … (2 comments)
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credit report repair: How to Repair Bad Credit - 02/15/08 03:15 AM
No matter how bad your credit is, there are always steps you can take to make it better. Everyone’s situation is unique, so what might be the best thing for you right now, may not be the best thing for someone else. To repair bad credit, you must find a starting … (0 comments)
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credit report repair: How to Remove a Bankruptcy from Your Credit Report - 02/12/08 11:50 PM
A bankruptcy can have a devastating effect on your credit score. A bankruptcy listing on your credit reports to many lenders is the only thing they need to see to determine you are completely unworthy of credit.
Many people will tell you that it is impossible to remove a bankruptcy from … (8 comments)
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credit report repair: How to Remove Charge-offs from Your Credit Report - 02/12/08 01:20 AM
Creditors typically write off or charge off a debt if there has been no payment on the account for more than 180 days (6 months). This does not, however, mean that the person no longer owes the debt. A charge-off is an accounting procedure for tax purposes used by the creditor … (3 comments)
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credit report repair: Credit Repair – Your Rights Under the FCRA - 02/10/08 08:27 PM
The Fair Credit Reporting Act (FCRA) is a federal law that was originally passed by Congress in 1970 to promote accuracy, fairness, and the privacy of personal information assembled by Credit Reporting Agencies (CRAs). It was last amended in December of 2003.
The FCRA allows a consumer to challenge the information … (0 comments)
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