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charles stallions real estate: Rate increase complaints rattle Citizens and should rattle Pensacola Homeowners as well - 05/26/12 08:31 PM
Rate increase complaints rattle Citizens and should rattle Pensacola Homeowners as well
Fla.-owned property insurer says it must work harder with lawmakers and residents but could still increase new premiums. Read more.
Members of Citizens’ actuarial and underwriting committee said state insurance regulators have a number of options to depopulate the company, which now covers more than 1.4 million policies, and satisfy the Legislature’s wish to increase rates to make them actuarially sound and more in line with private insurers.
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charles stallions real estate: Fewer U.S. homes foreclosed upon in April and it's effect on Pensacola Real Estate - 05/26/12 08:30 PM
Fewer U.S. homes foreclosed upon in April and it's effect on Pensacola Real Estate
RealtyTrac: Lenders took back 7% fewer homes than in March and 26% less year-to-year, but Fla. numbers expected to rise. Read more
“You absolutely have a tale of two different types of foreclosure trends happening across the country,” said Daren Blomquist, a vice president at RealtyTrac.The divide comes down roughly between the 26 states where courts play a role in the foreclosure process and places like California and the other 23 states where the process generally moves quicker because judges are not required to sign off … (1 comments)
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charles stallions real estate: Florida's Realtors rally for homeownership in Pensacola and around the country - 05/26/12 06:49 PM
Florida's Realtors rally for homeownership in Pensacola and around the country
Realtors gathered by Washington Monument this morning. Their message to lawmakers: Protect the American Dream. Read more.
The “Rally to Protect the American Dream” took place during the National Association of Realtors (NAR) Midyear Legislative Meetings and Trade Expo, which continues through May 19. Throughout the week, Realtors from Florida and other states are meeting with legislators, public policymakers and industry leaders to address concerns and issues that affect homeowners, aspiring homeowners and real estate investors everywhere.
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charles stallions real estate: Rate on 30-year mortgage hits record 3.83%, good news for Pensacola Buyers - 05/26/12 09:50 AM
Rate on 30-year mortgage hits record 3.83%, good news for Pensacola Buyers
Another week, another record: Both the 30-year FRM and 15-year FRM haven't been lower since at least the 1950s. Read more.
Mortgage buyer Freddie Mac said Thursday that the rate on the 30-year loan ticked down to 3.83 percent. That’s the lowest since long-term mortgages began in the 1950s. And it’s below the previous record rate of 3.84 percent reached last week.
Would you like information on buying or selling Foreclosures / Short sales CLICK HERE or Search All Pensacola, Pace and Gulf Breeze Area MLS Listings CLICK HERE … (2 comments)
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charles stallions real estate: Supreme Court hears foreclosure arguments and it's shake up on the Pensacola Real Estate Market - 05/26/12 09:42 AM
Supreme Court hears foreclosure arguments and it's shake up on the Pensacola Real Estate Market
Can lenders fake foreclosure docs and get away with it? Judges seem to think "no" but unsure if they should change system. Read more.
If judges decide that re-filing is not enough, it could reopen thousands of cases in which mortgage holders and their law firms allegedly falsified documents to speed up the process as Florida’s housing market went from boom to bust starting in 2007.The decision could also serve as a template for actions in other states where courts play an integral role … (2 comments)
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charles stallions real estate: Fed watchdog weighs limits to mortgage fees and how it will effect Pensacola Real Estate - 05/26/12 09:09 AM
Fed watchdog weighs limits to mortgage fees and how it will effect Pensacola Real Estate
Feds might ban origination fees that vary by loan size and limit discount points that supposedly lower interest rates. Read more.
Regulators might ban origination fees that vary with the size of the loan, known as “origination points.” They also might limit the use of “discount points” that are supposed to result in lower interest rates, the Consumer Financial Protection Bureau said late Wednesday.
Fed watchdog weighs limits to mortgage fees and how it will effect Pensacola Real Estate
Would … (0 comments)
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charles stallions real estate: Census: Homeownership hit 15-year low in 1Q and the effects on Pensacola - 05/26/12 09:08 AM
Census: Homeownership hit 15-year low in 1Q and the effects on Pensacola
No surprise: The percent of U.S. residents who own their home still dropping from highs hit during the peak of the boom. Read more.
New figures released Monday by the Census Bureau show the rate of U.S. homeownership fell in the first three months of this year to 65.4 percent. That’s down from 66.4 percent in the first quarter last year.The last time the rate hit 65.4 percent was in the first quarter of 1997. The rate peaked at 69.2 percent in the fourth quarter of 2004, during … (3 comments)
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charles stallions real estate: Next president to figure out Fannie, Freddie and if needed in Pensacola Florida - 05/25/12 06:53 PM
Next president to figure out Fannie, Freddie and if needed in Pensacola Florida
What's the best way to keep mortgage market humming? NAR wants gov't to hold onto Fannie and Freddie; others disagree. Read more.
Fannie Mae and Freddie Mac buy mortgages from local lenders. Local lenders, in turn, use the money to fund even more mortgages. Fannie and Freddie and others, collectively known as the secondary mortgage market, allow money to flow freely and buyers to find funding for a purchase.
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charles stallions real estate: Citizens closes $750M 'historic' bond deal and it's effect on Pensacola. - 05/25/12 06:45 PM
Citizens closes $750M 'historic' bond deal and it's effect on Pensacola.
State-owned insurer says it reduces the chance it will have to assess all Fla. policyholders following a major storm. Read more.
Citizens Chairman Carlos Lacasa said the sale – nearly three times larger than originally planned – is said to be the largest of its kind, and a significant development in how the state chooses to protect itself from damages that exceed its ability to pay.“(This is) a historic day for the state of Florida in reducing the potential for assessments on all Florida policyholders after a catastrophic event,” … (0 comments)
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charles stallions real estate: FHA may ease rules for mortgages on condos and the possible effects on Pensacola Real Estate - 05/25/12 06:44 PM
FHA may ease rules for mortgages on condos and the possible effects on Pensacola Real Estate
It could change some condo rules that currently disqualify up to 75% of units for FHA's low-down payment mortgages. Read more.
The revisions could strip away some of the barriers that have deterred condos’ homeowner association boards from seeking FHA approvals or recertifications of their buildings for FHA loans over the last year and a half.Units in a building currently cannot be sold to buyers with FHA mortgages unless the entire property has been approved for financing.
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charles stallions real estate: Boost home’s value with curb appeal in Pensacola, Gulf Breeze and Pace - 05/20/12 10:11 PM
Boost home’s value with curb appeal in Pensacola, Gulf Breeze and Pace
Most sellers know their home needs curb appeal, but they're not always sure how to get it. Five websites can help. Read more.
A home’s curb appeal – how its exterior looks to a buyer from the street – can either provide an inviting enticement for a prospective buyer or produce a negative impression.
Would you like information on buying or selling Foreclosures / Short sales CLICK HERE or Search All Pensacola, Pace and Gulf Breeze Area MLS Listings CLICK HERE for Rentals and Homes For Sale.
Sellers Flat Fee of … (6 comments)
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charles stallions real estate: Is Fla.'s shadow inventory a rebound threat? - 05/20/12 10:08 PM
Is Fla.'s shadow inventory a rebound threat?
Florida Realtors analysis: Shadow inventory growth seems to be slowing, and an uptick in demand should absorb supply. Read more.
“The fear … is that the inventory of delinquent and foreclosed loans (will be released onto) an already weakened market,” says Tuccillo. “(But) the reality, even in Florida where distressed properties make up a significant portion of the market, appears to be different.”
Would you like information on buying or selling Foreclosures / Short sales CLICK HERE or Search All Pensacola, Pace and Gulf Breeze Area MLS Listings CLICK HERE for Rentals and Homes For … (0 comments)
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charles stallions real estate: Florida Forever down but not out - 05/20/12 09:48 PM
Florida Forever down but not out
State's environmental program was hit hard by the recession, but limited funds still show commitment to program. Read more.
Last Tuesday, the governor and Cabinet approved the 2012 Florida Forever priority list, more than 100 projects, ranked in order of importance, where state environmental officials say a parcel is important enough to be saved from development and population growth.But with limited funds available, the Department of Environmental Protection chose to focus attention during the next 12 months on 14 projects that do not involve outright purchase and will in some cases connect parcels … (0 comments)
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charles stallions real estate: 3 housing trends emerging this spring in Pensacola - 05/20/12 09:45 PM
3 housing trends emerging this spring in Pensacola
It's not your 2011 selling season. Buyers are competitive, mortgages more expensive and renters ready to move. Read more.
1. Fierce competition.Housing affordability is at a record high due to falling home values and mortgage rates near record lows. More buyers are jumping off the sidelines. At the same time, investors are snapping up bargain prices, often in all-cash deals, and competing with traditional homebuyers. Add in a sinking inventory of homes for sale, and the competition is getting fiercer.
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charles stallions real estate: Short Sales, Foreclosures, Bank Owned Properties and Homes in Pensacola Florida - 04/25/12 08:00 PM
Short Sales, Foreclosures, Bank Owned Properties and Homes in Pensacola Florida
"The whole secret of existence is to have no fear. Never fear what will become of you, depend on no one. Only the moment you reject all help are you freed."
— Hindu Prince Gautama Siddharta:
the founder of Buddhism
Would you like information on buying or selling Foreclosures / Short sales CLICK HERE or Search All Pensacola, Pace and Gulf Breeze Area MLS Listings CLICK HERE for Rentals and Homes For Sale.
Sellers Flat Fee of $2995 when one of our agents sells your home or if you want … (5 comments)
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charles stallions real estate: Gov. Scott signs two Florida Realtors bills that may help Pensacola Residents - 04/25/12 07:42 PM
Gov. Scott signs two Florida Realtors bills that may help Pensacola Residents
Two issues endorsed
by the association - post-storm insurance assessments and local business taxes - are now law. Read more.
Until the bill goes into effect, insurers must pay Citizens up to 18 percent of their premiums within 30 days of being assessed – before they can recoup the money from policyholders. It’s hoped that HB 1127 will attract new insurers to Florida and keep existing insurers here.
"The more we give love, the greater our capacity to do so."
— Dr. David Hawkins: is … (7 comments)
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charles stallions real estate: Big changes to BofA short sale process even in Pensacola - 04/24/12 06:08 PM
Big changes to BofA short sale process even in Pensacola
Current short sale sellers must submit three forms by Friday; after that, new process will cut approval time to 20 days. Read more.
If you’ve submitted a short sale with Bank of America, be aware that before April 13 you must complete the following tasks or risk having your file declined: Submit Short Sale Offer, Upload Offer Documents and Upload Supporting Documents in Equator.
"My advice for an entrepreneur just starting out is to differentiate yourself. Why are you different? What's important about you? Why does the customer need you?"
… (7 comments)
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charles stallions real estate: How do I know when it's time to Sell my home in Pensacola, Pace or Gulf Breeze? - 04/22/12 05:42 AM
What a great post on SELL MY HOME in Pensacola, Pace and Gulf Breeze, enjoy the post and make a few notes but besure to call me with questions so we can get on the right track to get your home SOLD for top dollar, less wait time and no hassles. How do I know when it's time to Sell my home in Pensacola, Pace or Gulf Breeze?
THOUSANDS OF HOMES.... One Address www.charlesstallions.com
Charles Stallions, CRS, CSP, CBR, CDPS, SREE, EREI - 800-309-3414
Via Chrissy Harrison (Referral Only Realty): How do I know when it's time to Sell … (0 comments)
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charles stallions real estate: Nationwide Open House Weekend is April 28-29, check this home out 4025 Bedevere 1 to 4 pm - 04/12/12 03:13 PM
Nationwide Open House Weekend is April 28-29, check this home out 4025 Bedevere 1 to 4 pm Pensacola, Pace and Gulf Breeze NAR is providing resources, tips to make it a success locally and nationally. For more info, go to www.charlesstallions.com
Would you like information on buying or selling Foreclosures / Short sales CLICK HERE or Search All Pensacola, Pace and Gulf Breeze Area MLS Listings CLICK HERE for Rentals and Homes For Sale.
Sellers Flat Fee of $2995 when one of our agents sells your home or if you want MLS (where you home is available for all Real Estate Agents … (4 comments)
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charles stallions real estate: Nationwide Open House Weekend is April 28-29 Check this home out 3322 Moss Pt. Lane from 1 to 4 pm - 04/12/12 01:40 PM
Nationwide Open House Weekend is April 28-29 Check this home out 3322 Moss Pt. Lane from 1 to 4 pm NAR is providing resources, tips to make it a success locally and nationally. For more info, go to www.charlesstallions.com
… (2 comments)
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Charles Stallions, 800-309-3414 - Pace, Pensacola Short Sales and Foreclosures
Pensacola,
FL
More about me…
Charles Stallions Real Estate Services
Address: 139 E. Burgess Rd, Pensacola, fl, 32503
Office Phone: (800) 309-3414
Cell Phone: (850) 324-5109
Email Me
Why Pay More To Get Less?
Charles Stallions Real Estate Services charges a flat fee of $2995 or $1495 PLUS 3% if you want to be in the MLS. What do you get? Our 27 step program. . includes print advertising in the #1 magazines, 8 or more websites for homes for sale. Open Houses, Tour Of Homes -Auction style, Lots of signage, Realtor Alerts and much more. Call 800-309-3414 for over the phone details with no obligations.
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