pace: The Journey To Buy a Home In Pensacola and Pace Florida [INFOGRAPHIC]
- 10/06/22 06:16 AM
Some Highlights When you head out to buy a home, there are a number of key milestones you’ll encounter along the way. The process includes everything from building your team and understanding your finances to go house hunting, making an offer, and more. Your journey starts here. Partner with a real estate professional so you have expert guidance each step of the way. 65SHARES 0 23 0 42
Bottom Line "There Is A Realtor For That" If you’re ready to buy or sell a home Charles Stallions with over 27 years of experience will give you expert advice on your specific situation.
Buying Or Selling while … (0 comments)
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pace: How To Prep Your Pace Or Gulf Breeze Florida House for Sale This Fall
- 10/06/22 06:16 AM
Bottom Line Selling a house requires prep work and expertise. If you’re looking to sell your house this season, lean on a trusted real estate professional for advice on how to get it ready to list, how to help it stand out in today’s shifting market, and more.
2.4KSHARES 2.0K 96 24 225 Today’s housing market is different than it was just a few months ago. And if you’re thinking about selling your house, that may leave you wondering what you need to do differently as a result. The answer is simple. Taking the time upfront to prep your house appropriately and create a solid plan … (0 comments)
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pace: Two Questions Every Pace Homebuyer Should Ask Themselves Right Now
- 10/06/22 06:01 AM
Bottom Line If you’re thinking about buying a home, asking yourself about home prices and mortgage rates will help you make a powerful and confident decision. Experts see both prices and rates rising in the future. The alternative is to rent, but rents are also increasing. That may mean buying a home makes more sense than renting.
3SHARES 0 2 0 1 Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year. This is leaving some people who want to purchase a home priced out of the market and others wondering if … (1 comments)
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pace: C-Note Report: With Inflation Comes Bargains If You Know Where To Look
- 10/02/22 09:19 AM
One of the biggest factors of the housing market cooldown we’re seeing is the swift rise in mortgage rates. And as that volatility continues, many people are asking “are mortgage rates going to keep rising?” Being able to answer this question for both buyers and sellers is mission-critical right now.
But to answer this question, you have to first understand the why behind the reason mortgage rates have doubled since the beginning of the year: inflation.
In an effort to ease inflation, the Federal Reserve is taking steps to try to tame inflation by slowing the economy, and those decisions … (1 comments)
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pace: How To Sell My Home In Pensacola In Today's Market
- 09/29/22 05:27 AM
If recent headlines about the housing market cooling and buyer demand moderating have you worried you’ve missed your chance to sell, here’s what you need to know. Buyer demand hasn’t disappeared, it’s just eased from the peak intensity we saw over the past two years. 2.5KSHARES 2.1K 117 19 234 Will My House Still Sell in Today’s Market? Buyer Demand Then and Now During the pandemic, mortgage rates hit record lows, and that spurred a significant rise in buyer demand. This year, as rates increased due to factors like rising inflation, buyer demand pulled back or softened as a result. The latest data from ShowingTime confirms this trend (see graph below):
… (3 comments)
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pace: Buyers Beware It Is Time To Buy In Pensacola
- 09/27/22 05:14 AM
If you’re thinking about buying a home today, there’s welcome news. Even though it’s still a sellers’ market, it’s a more moderate sellers’ market than last year. And the days of feeling like you may need to waive contingencies or pay drastically over the asking price to consider your offer may be coming to a close. 2.5KSHARES 2.1K 91 19 214
Buyers Are Regaining Some of Their Negotiation Power in Today’s Housing Market Today, you should have less competition and more negotiating power as a buyer. That’s because the intensity of buyer demand and bidding wars is easing this year. So, if bidding … (0 comments)
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pace: Let's Get Real As In Real Is Local And It Really Is That Simple!
- 09/23/22 04:29 AM
The talk of a housing bubble in the coming year seems to be at a fever pitch as rising mortgage rates continue to slow down an overheated real estate market. Over the past two years, home prices have appreciated at an unsustainable pace causing many to ask: are things just slowing down, or is a crash coming? 1.4KSHARES 1.2K 81 17 133
To answer this question, there are two things we want to understand. The first is the reality of the shift in today’s housing market. And the second is what experts are saying about home prices in the coming year.
Is the … (1 comments)
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pace: Trouble Saving For A Home Here Is A Way To Get Started Right
- 09/20/22 04:11 AM
Tip #1 Naysayers are usually broke people trying to tell people how to get rich. Smart people analysis seek the advise of professional or people that have accomplished what it is they are wanting to accomplish whether it is raising kids, buying a home or making a financial decision.
Predictions and Tips to Start Saving for a House By David McMillin A recent Fannie Mae survey found just 17% of Americans believe it’s a good time to buy a home. But what happens if buyers wait? How can they better prepare?
WASHINGTON – Just 17% of Americans believe it’s a … (2 comments)
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pace: Seek Advice From One That Has DONE What You Are Trying To Do.
- 09/20/22 04:10 AM
Tip #1 Naysayers are usually broke people trying to tell people how to get rich. Smart people analysis seek the advise of professional or people that have accomplished what it is they are wanting to accomplish whether it is raising kids, buying a home or making a financial decision.
Predictions and Tips to Start Saving for a House By David McMillin A recent Fannie Mae survey found just 17% of Americans believe it’s a good time to buy a home. But what happens if buyers wait? How can they better prepare?
WASHINGTON – Just 17% of Americans believe it’s a … (0 comments)
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pace: Money ‘Rules’ Slow Millennial Buyers But There Is Hope
- 09/20/22 03:59 AM
Financial advice – put 20% down, don’t pay over 30% of income each month – are helpful, but many younger adults hear this: “You can’t afford to buy a home.” By Kelsey Sheehy NEW YORK – Put 20% down when buying a home. Don’t spend more than 30% of your income on housing costs. Keep child care expenses below 10% of your annual household income.
These money rules of thumb can be useful guardrails, helping you allocate spending and determine what’s affordable. They can also be incredibly defeating when they feel unattainable.
If money “rules” feel completely detached from your reality, know … (1 comments)
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pace: Don't Worry Be Happy Put Your Needs First
- 09/19/22 12:36 PM
Somebody once said "don't let a good crisis go to waste" probably the same person that said wait till the price goes down to buy. Look the bottom line is don't let someone else live your dream. There is always going to be THIS or THAT in life, the sky is always falling and there is always a crisis somewhere and maybe it is even 5 O'clock somewhere so live your life cause no matter what happens or what doesn't you can be happy with your decision. I always say if you want it and can afford it then do it … (0 comments)
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pace: Pensacola Fla. : Three Things Buyers Can Do in Today’s Housing Market
- 09/19/22 12:35 PM
It’s clear the 2022 housing market has been defined by rising mortgage rates. With rates on the rise, it’s also become more costly to purchase a home. According to the National Association of Realtors (NAR):
“Compared to one year ago, the monthly mortgage payment rose to $1,944 from $1,265, an increase of 53.7%.”
If you’re thinking of buying a home or have been trying to recently, that’s a big increase in monthly mortgage payment – and it may be causing you to press pause on your plans. This jump is making homes less affordable, especially compared to the last two years when mortgage rates were … (0 comments)
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pace: Getting Your House Ready To Sell? Work with an Agent for Expert Advice
- 09/18/22 03:32 AM
In a market that’s shifting as fast as it is today, many homeowners wonder what, if anything, needs to be renovated before they sell their house. That’s where a trusted real estate professional comes in. They can help you think through today’s market conditions and how they impact what you should – and shouldn’t – do before selling your house.
Here are some considerations a professional will guide you through.
1.6KSHARES 1.3K 88 14 172 What You Need To Know About Your Local Market Since the supply of homes for sale has increased so much this year, today’s buyers have more options than they had last … (3 comments)
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pace: Pensacola Florida Housing Market Update: And Around The Gulf Coast
- 09/18/22 03:28 AM
What's Really Happening with Real Estate Inventory With low inventory and record sales here is the good news More Bottom Line "There Is A Realtor For That" If you’re ready to buy or sell a home Charles Stallions with over 27 years of experience will give you expert advice on your specific situation.
Buying Or Selling while living on the Gulf Coast Sign up for our Monthly Newsletter
We are Ambassadors for all things Pensacola, Pace, or Gulf Breeze, Florida whether a first-time guest or a frequent visitor when you need to know something, an excellent place to eat, who's hiring, or just a real … (0 comments)
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pace: Expert Forecasts on Mortgage Rates What Can Help The Most!
- 09/18/22 01:54 AM
If you’ve been thinking of buying a home, you may have been watching what’s happened with mortgage rates over the past year. It’s true they’ve risen dramatically, but where will they go from here, especially as the market continues to slow?
As you think about your homeownership goals and decide if now’s the time to make your move, the best place to turn to for that information is the professionals. Here’s a summary of the latest mortgage rate forecasts from housing market experts.
1.9KSHARES 1.6K 121 22 224
Experts Project Mortgage Rates Will Stabilize While mortgage rates continue to fluctuate due to ongoing inflationary pressures … (3 comments)
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pace: The Bottom Line: Pensacola, Pace and Gulf Breeze Florida
- 09/06/22 08:10 PM
Bottom LineIf you’re ready to jump into the market and take advantage of the increasing supply of homes for sale, connect with a real estate professional today. The opportunity is knocking, will you answer?
So far this year, housing inventory has been increasing and that’s making the prospect of finding your dream home less difficult. While there are always reasons you could delay making a big decision, there are also always reasons to consider moving forward. And having a growing number of options for your home search may be exactly what you needed to feel more confident in making a move.
2.6KSHARES 2.3K 99 19 188 If … (1 comments)
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pace: Trust! It Is More Than Just A Name On A List Call Charles First
- 09/02/22 07:55 AM
Bottom Line "There Is A Realtor For That" If you’re ready to buy or sell a home Charles Stallions with over 27 years of experience will give you expert advice on your specific situation.
Buying Or Selling while living on the Gulf Coast Sign up for our Monthly Newsletter
We are Ambassadors for all things Pensacola, Pace, or Gulf Breeze, Florida whether a first-time guest or a frequent visitor when you need to know something, an excellent place to eat, who's hiring, or just a real estate question do as the locals do call or text Charles Stallions at 850-476-4494 or email charles@charlesstallions.com It's Who We "R". … (1 comments)
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pace: Humbily Saying Real Estate Is Still An Investors Best Bet Why?
- 09/02/22 07:47 AM
Investors consider a 60/40 stock/bond portfolio standard, but real estate has provided solid returns over the past 12 months, convincing many to diversify. LAS VEGAS – Stocks and bonds have always been the main source for investments across the United States. In fact, the 60/40 stock/bond portfolio is a standard that most investors follow.
However, following that trend cuts out one of the most stable investments out there in today’s market: real estate. For the last 12 months, ending June 30, 2022, the S&P 500 was down 11%, Dow Jones Index was down 14% and Nasdaq was down 22%. The … (0 comments)
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pace: Too Little Inventory In Pensacola, Pace Or Gulf Breeze For A Crash
- 08/29/22 06:19 PM
Whether or not you owned a home in 2008, you likely remember the housing crash that took place back then. And news about an economic slowdown happening today may bring all those concerns back to the surface. While those feelings are understandable, data can help reassure you the situation today is nothing like it was in 2008. 2.1KSHARES 1.8K 97 16 186
Why Today’s Housing Inventory Proves the Market Isn’t Headed for a Crash One of the key reasons why the market won’t crash this time is the current undersupply of inventory. Housing supply comes from three key places:
Current homeowners putting their homes … (1 comments)
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pace: Who Says Homes Are Not Affordable In Pensacola, Gulf Breeze and Pace!
- 08/27/22 05:57 AM
Why Are More People Becoming Homeowners? There are several benefits to owning your home. A significant one, especially when inflation is high like it is today, is that homeownership can help protect you from rising costs. Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), explains:
“In the 1970s, when inflation was running around 10%, home prices were rising at approximately the same rate. Renters actually have a harder time in inflationary periods, because rents tend to rise along with inflation, whereas mortgage payments stay the same for homeowners with fixed-rate mortgages.”
The desire to own a home is still strong today. In fact, according to the Census, … (0 comments)
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Some Highlights When you head out to buy a home, there are a number of key milestones you’ll encounter along the way. The process includes everything from building your team and understanding your finances to go house hunting, making an offer, and more. Your journey starts here. Partner with a real estate professional so you have expert guidance each step of the way. 65SHARES 0 23 0 42 
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